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lucillle

Dog bites......

7 years ago
last modified: 7 years ago

I was discussing dog bites with a woman whose chihuahua had bitten a guest, and she is being sued for over $100,000. It is going to be a complicated and expensive case even if settled, she says she has already paid a substantial sum in attorney fees.

I think we can all love our companion dogs without having to go into denial about the possibility of bites. More states are making legal responsibility for expenses due to or related to dog bites an absolute liability via statute with a mere handful of defenses that may be possible.

If you have a nervous, reactive dog, it may be good to have it in a crate in a comfortable back room if you are having people over. If you know your dog may bite, you might use a muzzle in select circumstances. If you feel that your dog will not do well with strangers, especially those who know nothing about how to approach a dog, tell them no they cannot pet your dog and if necessary remove either the dog or the person about to make an improper approach.

The average dog bite case costs over $30,000 and some are much more. Whether insurance will pay is extremely variable.

Some insurance companies do not want you to even have certain breeds no matter how well trained the dog is, and if you do and the dog bites, you are on your own. Other insurance companies are more lenient, but some require you to have a 'dog bite rider' which they do not have to offer, you instead must ask. So, I suggest you check and ask, if you have a dog.

If you have a dog, have it properly vaccinated for rabies and be able to lay your hands on the vaccination records at any time. If someone gets bitten on Friday, they will not wait until your vet gets in on Monday morning to assess their risk.

Dog bites are one of the subjects where an ounce of prevention and planning truly is worth a pound of cure. Taking a few minutes to think ahead about situations you and your dog may face and how you can change or avoid those situations so they don't lead to a bite is a worthwhile few minutes imho.

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