Obsessed or frugal?
9 years ago
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Are men or women more Frugal minded?
Comments (22)Vernonia, (Disclaimer here, this is based on my personal observations only!) Believe it or not, I would have to break it down by married vs. single for the most debt. Married women (or recently separated women) carry more revolving debt than single women. Single men carry more revolving debt than married men. Overall, if I had to break it down, sorry to say, the ladies have the worse track record for having credit card debt. That said, the ones I am really worried about are the folks that are cashing out the equity in their homes to payoff credit card debt, then do not destroy their credit cards....and rack them back up again. Bankruptcy laws are being changed, and it won't be long before these folks won't be able to walk away from their debt and will be forced into a restructure of debt. In this case, rightfully so. It's the families with the medical catastrophe that will never be able to recover, which is sad. (sorry, leaving soapbox now). Suz...See MoreAre you too Frugal ?
Comments (54)Hey Breezyb, Please don't take offense at me, I was trying to be funny (note :-) smiley face, people don't seem to use those so much anymore, so maybe you didn't get it) by saying you wanted us to waste our money on satellite TV. Notice I said in the following two sentences that I enjoy foreign travel (30 countries so far) and had (until recently) a sailboat in the Caribbean (37 ft. catamaran.) Definitely not what some would call frugal, but hey, we loved it. I was trying to show how different people are frugal (and not frugal) in completely different ways. I also want to express amazement about this thing you said **over the years I've just known so many people who were "frugal" for all the wrong reasons, & would like to see others not make the same mistake.** Wow! I have only known my mother to be excessively cheap in a painful sort of way. But I have many friends and relatives who were careless and wasteful and got into big trouble, huge credit card debts, bankruptcies, etc. by not being frugal at all. I would think that is a much bigger and more common problem. So many people wouldn't recognize frugal if it bit them on the butt! I wish I had more frugal friends, lots of people think my hubby and I are exceptionally strange in our monetary habits. Also, the former teacher in me wants to speak out. It is harder for most people to read all capital letters than normal mixed case. It's because the letters are all the same height in Caps, with no higher or lower bits, compare say PADDLE and paddle. You have to look at each letter harder in all caps to figure out what it is, so it can make it annoying to read. Of course people who can't see small things can sometimes read Caps more easily because they are bigger. But in general, mixed case is easier/faster to read because the letters are more clearly differentiated. Marcia (trying to be a nice balance of frugal and fun)...See MoreIs Anything More Frugal Than Not Mowing?
Comments (14)Despite the original posters overly extensive post, with certain questionable content, the central point is still quite vaild. We as a nation spend more money on grass than on any other crop. That by itself should be reason enough. Read up on the history of lawns and you'll find that they were orginally created as a means of demonstrating wealth (aka, I have this big area and I can afford to do nothing with it except grow grass I can't eat) Regarding the comments of junegem13 and zachslc, you might want to read up on the legal history of this movement. As it turns out, most weed laws (ones based on hight, not on noxious weeds) are unconstitutional. Nonetheless, if you are in a city or subdivision and decide to do a wildflower meadow where there is not an reasonable ordinance, then you should notify your neighbors and the city about why you are doing and the legal preceedants. The EPA has all this information. Regarding property values, that was the original complaint neighbors made against one landowner when she converted her lawn into meadow. When they were unable to demonstrate an actual decrease in property values, the city ordinance was ruled unconstitutional. Afterwards, the neighbors decided if they couldn't beat her that they'd join her and replace their own yards with meadows. Property values in that one neighborhood are now some of the highest in the city (Specific names and places, are available if you want them). Time and time again, lawn alternatives done correctly have shown to raise values, not lower them. In Charlottesville, VA local government is working on an ammendment to exclude native meadows from our weed ordinance. Other cities are doing the same very quicky, especially since the weed ordinance as written by many localites constitutes a legal liability to local governments....See MoreMy dog licks obsessively- Please help
Comments (21)Your vet may not have the unflavored HW preventative in stock. You may want to call ahead to give them time to order it or write you a script to get it online. You shouldn't feel bad at all about not wanting to do the allergy testing. It is really only useful if you are going to put your dog on allergy shots. The tests are not reliable for testing for food allergies (by the labs' own admission), so they would likely only tell you which varieties of trees and grasses your dog is allergic to. I do suggest that you consider a thyroid test though. Hypothyroidism can trigger allergies. Trying to solve allergies without treating an underlying thyroid problem will be like beating your head against the wall. The testing can cost ~ $100, but the treatment is easy, cheap and might just cure his itching, ear problems, and low energy. I disagree with joepyeweed about cutting down on baths to avoid soaps. Baths are a great tool to decrease the amount of pollen on your dogs fur. The best shampoo to use would one provided by your vet that is designed to help with allergy symptoms. You just want to make sure to rinse well and get him well dried afterwards....See More- 9 years ago
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