They sold me a floor model, and didn't tell me!
elke444
11 years ago
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11 years agoRelated Discussions
Interior Designer didn't back me up....
Comments (29)"It was actually a whole lot more than 30K, but I was uncomfortable putting the real amount. She was engaged to do everything - it was my job to give direction and pick colors and pay. That was it. She didn't want to run the purchases through her business and, frankly, I did't think it was fair to charge me hourly and make a profit on the merchandise itself. She agreed." The above makes no sense to me. Anything I have ever bought through our designer was his cost plus 35%. You'd come out better buying through her than paying retail and paying her by the hour. Additionally, most "to the trade" furniture and decorative accessories, wallpapers, fabrics, etc. can't be purchased by a client and therefore have to be "run through her business." Ditto the workroom. If all you did was pick colors and pay, that means she must have contracted the workroom and given them the design and dimensions of the curtains. That makes her the customer, regardless of who pays. But the financial arrangements are bizarre and make me think she is not a professional, certainly not an ASID. Also, in our state 8k is not small claims. Curiouser and curiouser....See MoreNY Times didn't cheer me up today
Comments (14)I find the disconnect in people's minds between Wall St. and Main St. to be quite interesting. The two are inextricably intertwined, yet most consumers don't see the cause/effect. Sales are down because people can't get mortgages easily. Banks are reluctant to extend credit because every loan requires cash reserves to be set aside. Cash reserves must be held in liquid instruments, the safety of which is growing increasingly precarious as the bond market is buffeted by global economic upheaval. Thus, fewer loans are offered. Credit tightens for everyone as margins fall. The largest sources of income for banks, which are fees, have become constricted by the Dodd-Frank legislation (a poorly written monster at best) which Main St. demanded. Poor earnings = weak stock prices = less ability to make loans of any sort except to the highest-rated credit prospects and/or limited amounts. Every time a lawsuit is filed against a bank to stop a foreclosure, other banks slow down their own past due pipeline because without legal clarity as to what their liability might be, they can't accurately forecast losses and earnings, for which Wall St. punishes their stock price. I'm not assigning blame to anyone...just pointing out the way the whole process works. Banks fear regulators more than consumers fear the IRS. I worked in a bank and we got our loans audited four times a year - EVERY YEAR. Not for loan soundness - that's the responsibility of a bank's loan review committee - but for accuracy of paperwork. It was a file clerk's nightmare; in thirty-five years of admin/ops work in several different industries, I've never encountered a more complex and tedious filing system, with literally hundreds and thousands of sheets of paper for every loan. Foreclosures/short sales and new home loans will continue to move through the pipeline, but at a very slow pace until the whole liability issue is fully settled. The shaky futures of Fannie/Freddie are also a huge drag on the mortgage market. You want government out of mortgage loans so we can shrink Washington DC? Sure, you can do it, but there will be higher credit costs and fewer mortgages as a result. It's the way the system works, and unless you want to establish a tyranny and privatize the entire US financial system to overhaul it from the ground up, no amount of Congressional tinkering is going to change things. Hitler did it and it worked. But I don't think I want to live under that, and probably none of the people on this forum want to either....See MoreWhy didn't they just do a total hystro. on me *cranky post*
Comments (24)I will call today as I am still hurting...I have had one cyst rupture before and that was so terrible in pain it brought me to my knees...I don't want that again....and that was also part of my problem when they did the surgery.....I am praying the new doc in OK...will read my chart and say okay you have exhusted all options and lets just do it.....I am not sure they can do it the easy way as the endro. was wrapped around everything before and that is why they did it the old way ....encluding the overies...but at this point.....I am willing to do surgery.....I don't want to take pain pills forever (I know it will only be a few days a month when ovulating...but still.....don't want to.....so we will see....going to call the doc asap but I think Brian took my phone by accident this morning when he went to work...so will have to wait til tomorrow unless I find it.....Thanks again all....Stacy (4got to mention the only other choice I had after my hystro was also taking pain meds and I really don't want to go that route)...See MoreGC reduces room size - didn’t tell me
Comments (99)@ bry911 "We have had indoor toilets that spray fecal matter particles in our bathrooms for the past 100 years without any reported epidemics caused by this great imaginary health risk." "Who said anything about a health risk? I said something about the rather ridiculous assertion that if your toilet is separated from your sink by a door handle that you have an increased risk e.coli... -- Curb your arrogance. I did not mention you and I was responding primarily to the comment made by loobab regarding e-coli transmission in a home bathroom environment, however, your response to loobab "You can't really be worried about touching fecal matter on a door handle while not being worried about airborne fecal spores." suggests that airborne fecal spores would impose the same risk. I may be missing something, but in my mind, any concern regarding transmission of e-coli in a home bathroom environment would be a largely "imagined" health risk I cannot think of any other concern other than health that relates to the transmission of the e-coli bacteria. "you along with 99% of the population." I hate to be picky, but nope... First, only about 70% of the population even have toilets. Next, squat toilets are usually separated and since squat toilets outnumber sitting toilets 2 to 1... Most of the world craps in a different room than they brush their teeth in. -- Speaking as a statistical data analyst - A "statistic" (99%) is a characteristic of a sample drawn from a defined population. The "population" references a group of phenomena that have something in common. Since we have been discussing bathrooms with flushing toilets and I had stated "We have had indoor toilets that spray fecal matter particles in our bathrooms for the past 100 years" that would infer that the population that is being referenced is the population of households with flushing toilets....See Moreasolo
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elke444Original Author