OT............odd expressions we use
4 years ago
last modified: 4 years ago
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American Express - do most merchants accept?
Comments (12)We have an offer for a 0% for 1 year, no fee American Express. I have never seen a credit card that has 0% on purchases for a year. Those sneaky offers are usually for transfers (they hope you will transfer big bucks and then not pay them off within the 1 year time period). They often charge a transfer fee of 3% right off the bat too. Read the fine print to see. Additionally, on those same cards, there is always (from what I have seen) interest charged on ALL purchases. When payments are made, the payment is applied to the 0% transfer...meaning you will be paying interest on all the purchases until the initial transfer is paid off. we will have a cash crunch over the next few months If the above is true, you might want to just get a lump sum amount on a transfer (to yourself) and use from those funds as needed. As the one year draws to an end, decide then what the best way would be to pay it off if it goes to a big interest rate. All 0% credit cards are not created equal. Last year I borrowed $5,000...(home project)...0% on transfers, and no transfer fee. I had it set up for automatic payments to come from my checking account assuring a payment would never be late...(or the 0% status could be changed by them). As the interest free neared the end, I 'found' I had enough extra money not working for me to pay it off b4 there was a cent of interest charged. I might add too that once I made the transfer, I hid the card away and didn't carry it for fear of maybe using it, and then having to pay interest on the purchases until the other was paid off. Years ago I had an AE card, and back then there were a lot of places that did not take them. Sue...See MoreOT....too often used expressions
Comments (82)Lemon, If you had asked me, I would have visualised a water fountain as one of those stone garden ornaments, perhaps those people you spoke to thought that was what you meant! I have fallen foul many times in the past of putting the wrong mental image into someone's head, e.g. trying to describe something over the phone is a mine field. So much easier now with cameras on phones as long as both parties have them! I wonder if they can be used in a country where one does not speak the language? Just flash up a pix of what is required? Beats a dictionary or pointing, my usual methods of communication :-)...See MoreBrew Express coffee maker
Comments (2)I have one and will answer what I can. 1. Yes, one of the reasons I got it. Never checked the temp but supposed to be ~205. 2. About an hour. We have a Bunn w/the thermal carafe and believe it last a bit longer in that one (not interchangeable). 3. Very subjective. I am not a coffee snob but between my wife and I we do about 4 pots a day and I also drink it at work. My opinion is yes, it makes a pretty decent cup of coffee. 4. Our micro drawer is under the coffee maker in our "beverage center". I occasionally use the BE for hot water but my DW, who actually heats water quite a bit for the kids, prefers the micro for convenience. It works fine for me, just pull out one basket and put in the other. 5. Hmmm.....have not done that. I'm kind of a patina guy :) every once in a while my Dw will use baking soda and cream of tater (?) to clean it out. It's spotless when she's done but it doesn't last that long. 6. Yeah, hot chocolate, kids are nuts for it, usually once a day. Tea is about 15% of our hot bev. intake but that's about it. I'm a big fan of the BE. I read up quite a bit on automatic coffee machines and while no auto or super auto will appeal to a true coffee snob I read a review where it was actually begrudgingly approved by one. I've never known a true snob to drink as much coffee as we do in our house, kind of a family thing. Having one that works well and makes decent coffee without hassling w/water is great, saves mess and is very convenient. My only 2 real gripes are the relatively short period of time the coffee stays 'HOT', it'll stay drinkable for a couple hours before it needs 'nuked', but is only really hot for about an hour (usually not a problem). One nice thing is that the coffee doesn't continue to cook so even if left for a while can still be passable nuked while a fresh pot is brewing. Second is that when entertaining a larger group it won't keep up, pots too small. Having a 2nd carafe would cure that as the water doesn't need to heat up and can go continuously. One great thing w/the BE is that one morning about 1/2 thru a pot it just quit. Why is that a good thing? It was about 4 months out of warranty, we got a hold of the company, they sent us a box, checked it out/fixed it and had it back to us withing 10 days free of charge no questions asked. That's great and something that will allow me to throw my trust behind a company. We have a big brewer for gatherings and a back-up Bunn, just in case. We've had ours for almost 2 years now, still love it. Having to go with out it for 10 days made us appreciate it all the more. BTW- I don't work for nor do I have any affiliation with the company, just in case you were wondering about my glowing review :)...See MoreAliExpress LED light strips recommendations
Comments (2)If you llike lighting made in China with no warranty and BTW 4000K is the better color for lighting. then go ahead . I much prefer to deal with an actual lighting store that I can have access to if I have an issue....See More- 4 years ago
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