My most recent questions re: Covid 19
6 years ago
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- 6 years agolast modified: 6 years ago
- 6 years ago
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Crazy to apply for mortgages / house hunt during Covid-19?
Comments (14)I had a great conversation with my bank today, through whom we hold our current mortgage, and with whom we will apply for this one. They said a letter of pre approval is good for 120 days. The banker said it is very easy to get it extended thereafter, they would just need to recheck our credit scores, and that there would be no more paperwork that we have to submit for the renewal of an additional 120 days. She mentioned having a client who is now on her fourth renewal! The banker encouraged us to get pre-approval for a higher amount that what we are looking for because she is confident we will qualify and it is obviously much easier to get a montage for a smaller amount than the pre-approval, but a lot of last minute work to apply for a montage that is higher. She sent me all of the paperwork to get started and said they would all be working from home next week if I had any questions. She said the biggest hiccup she sees now in the buying process is getting appraisers out to a property. But that is quite far down the road for us. I'm glad to have something positive to focus on by getting all of our paperwork together. I'm sure it might take longer than usual to get verification of whatever we may need from employers as HR departments seem quite slammed with organizing work from home capacities. Lindee Lee, I'm sorry for your Tenant and in turn for you too. I hope there is a lot of government support and forgiveness for both renters and landlords who need their rent checks. I just looked at the financial support net that England is rolling out. It is enviable and will keep their economy in much better shape....See MoreFlattening the Curve. Covid 19 Virus Tips.
Comments (67)Fori, you are so right about wearing a bandana or whatever in front of your mouth. To update: Some good news or not, depending on what this will do to the way we look. This video, by the same group, shows how a simple washcloth in front of the speaker's mouth basically contains pretty much all the droplets (> 99%) that are normally emitted when talking. https://www.youtube.com/watch?v=_OSz5Gr7gG0&feature=youtu.be...See MoreWhy their non-stop cough, is it the covid-19 or garlic?
Comments (17)Asthma is an effect caused by all sorts of things. Most people have inflammation in their lungs and that inflammation makes their lungs twitchy so some trigger, and that is usually very personal, causes the vasoconstriction that not only keeps you from getting air in but also keeps you from getting air out. Triggers can be allergy inducing particles or just any old particle, cold air (very common) hot air and so on. For many people set it off. You can get Asthma from chemical irritants, perfumes are common causes, or poisons, for me mentholated cigarette smoke is a trigger. Those of us with Asthma are at risk with Covid-19 of course. It is a strange that it is not a disease though that is how it is treated. It is a symptom. I can get sneezing attacks from the hot moist air of a shower. I guess I am lucky it would ease asthma for me. Covid 19 can cause sudden massive lung inflammation (ARDS) in some people and have massive out of control asthma. It is frequently fatal....See MoreCovid 19 and money
Comments (26)I am still working and am not worried at all about not being able to. The company I work for operates every second of every day of the year. No shutdowns ever. SO is not working this week because his truck is in the shop but we will be okay as long as one or the other of us are working. A huge chunk of money will go to getting his truck fixed,close to 7000 dollars. Yes, that is seven THOUSAND. A true rip off. I am technically on vacation but getting paid and will be back from my vacation early to work some overtime because the other night minion decided to switch his vacation to the week after mine in order to cut mine short. Jerk. We may have saved some money because we are not eating out but I doubt it because I truly think it costs about the same to cook a real meal yourself,if not more. 2 small pizzas that we get at a local place cost under 20 bucks. It costs over 30 for me to get all the ingredients to make them myself at home. Same thing with a local mexican place. I can get 2 different meals for around 15 bucks. The ingredients to make them on my own would cost twice that at least,and some of those would go to waste. We wont eat a whole head of lettuce or 8 tortillas before they go bad. And I am ordering online some. Bath and Body works soap as I am running low, and some hardy hibiscus from qvc,highly recommended to me by a truck driver who is renowned for his beautiful flower gardens. I need some dirt and mulch for both my home and work gardens, but I will wait for the day I am going back to work since I will be out anyway to pick those up. I looked at my 401k twice since this started and decided not to look anymore for a while. I am 30 years or more away from retirement so there is no need to make myself I'll staring at the red negative numbers....See More- 6 years agolast modified: 6 years ago
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