It was past time to go thru the freezer anyway ...
6 years ago
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Can paste used to install vinyl bleed thru as 'red' ?
Comments (11)would guess they may have used a latex based patch. WHILE GLENN DIDN'T LIKE CAPS, THERE IS NO OTHER WAY TO 'DISTINGUISH' MY REPLY AND IT'S TOO CUMBERSOME TO WRITE A NEW PARAGRAPH UNDER THIS ONE (OR ANY ANSWER) ...ANYWAY I DO REMEMBER THEY PATCHED WITH CEMENT...Your floor I bet is allowing moisture (not moisture that you can see or feel), just a type of vapor to rise through the slab, causing mildew growth under the vinyl, thus staining the vinyl. Some times, this moisture release can be seasonal based on outside temperature. Especially if frost occurs in your area. FLOOR IS IN THE SOUTH - HOT/HUMID..ANY FROST IS ONLY ABOUT 1-2 DAYS AT MOST 1X YEAR A moisture test should be taken on the cement before re-installing the vinyl. O.K.A cement based patch must be used. O.K. If it is continuing to occur, I would bet anything it is home condition and not installation. I am not saying that every precaution or test was properly taken, but I do believe something with that slab is causing the staining. It can at time be tough to determine. I would probably run from it as a carpet store, or i would skim that cement with a quality portland based patch, then use a good loose laid vinyl (Airstep Plus perhaps)...I do believe they warrant against staining from under (which is a foolish warranty IMO). I am not 100% sure on that , but I do know there are some vinyls today that warrant against it. Oh, by the way, Glen's post is right on the money. NOT BOTHERING TO CONTACT MFG - WE DIDN'T PAY FOR THE FLOOR - PRIOR VINYL WAS IN SAME AREA WITH NO PROBLEMS ...SO IF IT IS AN 'ATMOSPHERIC' PROBLEM THAT FLOOR NEVER SHOWED PROBLEMS... thanks anyway ... we'll just let a new store do the job (after checking references)and seeing the paste-bucket with the flooring manufacturer logo 'unopened' !! appreciate all the help !...See More4 goings going to college...& we don't want to work past 60 HELP!
Comments (16)I just read this post and wanted to respond. I was interested in the responses that you recieved V. Some were helpful. I have a few thoughts on this subject as well. I found it amazing that someone would have the guts to post that if you can't feed them don't breed them. As if by asking the question about how to prepare for the future, you are not doing your duty. It sounds like you are doing a great job feeding them, if you will, and are now looking toward the future. Good for you. I also found it interesting that the debate came down to a pick one scenario for everyone who did respond. You are crazy to pay for their college and not take care of yourself or you are selfish to take care of your retirement and not help your kids. I put forth that you have set two goals and want to know how to make both of those goals work. Without knowing more about your financial situation, no one can tell you how to do this or if it's possible. What I will tell you is about myself. I am a stay at home mother of three. My husband is ten years older than I am. He wants to retire in his early 60's (62 at the latest). Our children will just be going to college at about the time he wants to retire. I want to pay for college for my children. These are both valid goals. We gathered all of our information together and went and paid 400$ to a financial planner. It was the BEST thing we ever did. We are not rich. But we thought it was well worth the money to have someone help us look at our overall financial well being and help us draw some basic predictions (conservative predicitons) towards the future. He looked at our insurance and our finances. We found out we probably needed more disability insurance, if something were to happen to my husband, there is no way we could have held on to the house and made things work, even if I went back to work. We found out that we were doing fine with retirement and needed to think about college funds. I have the peace of mind now, knowing that if my husband were to die or get injured we could keep the house, maintain our style of living and be OK. And I won't have to go to work. That is important to us. We can retire in our 60s but it will most likely be age 65 (instead of 62) and pay most of our kids college expensis. I would strongly suggest that you think about going to a financial planner. Pick one wisely but know that they are worth the money in my book. Some things to think about- you can save for the local state university and your child will end up in Harvard. Then what? For us, we decided to save as much as we could towards helping our children get a basic four year degree. If we have enough to pay for their college, great. If they go to Harvard, Yale etc- high expensis, they will have to work and get student loans and scholarships. Or you will save for college and they won't go to college. Then what? This is one reason we have not put anything in their name that will equal a large chunk of money that will be theirs at age 18. Although they are adults at age 18, we know that they are still young and still lack the in depth decision makign skills they might need. We would hate to see our money spent on a nice car at the expense of college. The choice will be theirs at that time. What college to go to? How to help pay for it- live at home, work, not go? They will be well on their way to adult hood and able to make decisions that impact their future. Even now, our children are encouraged to save for college. (ages 4,2,5 months). We take any gift money sent to them and put it in the bank in their name. We give them a small allowance and help them split it up to tithing, spending, savings (my 2 and 5 months old don't get it yet, but they will). We are setting a policy now that any money they get in gifts at least 1/2 will go to the bank. This will be their money towards college and other expensis they may have as they grow and leave home. (Down payment on a home? Down payment on an appt? Down payment on a car? college?) The other thing we did- we took all of our money (except for a little bit) and put it in our accounts. We have not seperated out college vs retirement vs a big wedding. We figure it is all ours and if something comes up that we have to spend it, we want to be able to do so with out feeling like we are spending our childrens' money. WE earned it and we want to use it the best way we need to at any given time. You just never know what will come up (accident, job loss, etc.)... So it's in one big pot with our name on it (except for a very little bit). Closer to college time we will sit down and figure out where we stand- how much we have total, how much we can help each child out with college, how much we need for retirement etc. Then we will help our children. It is my belief that we had these children and along the lines of if you can't feed them don't breed them- we want to help them along in their adult hood the best we can. It seems a shame to force them to take on student loans when we will hopefully be in a position to help them if not pay for their college totally. I have some personal reasons for wanting to help my children through college based on my history. But there you have it. On the flip side though, we do not want to hurt our retirement or not retire to help our children. As someone posted earlier- $30,000 at age 30 is easier to pay off in the long run than the same debt at age 60 on a fixed income. I maintain that there is probably a fine line between these two goals that you can walk. I would put forth that with some research and budgeting, most families can be in the position we are now in. It's not ideal- we scrimp a bit and we don't do everything (many) of the things I'd like to do (like move to a huge house, go on more vacations, fly etc). But I feel good about where we stand. We know we can take care of ourselves and our children now and for many years to come. We know we can retire and help our kids through college. A 529 is a great option. We have one for each child. There are other options- roth iras, coverdale ira, schwab accounts, drips, etc. You get the idea. This is one reason we went to a financial planner. He helped us untangle the information and then backed off and let us make the decisions that we felt were best. Good Luck. Ginger...See Morea really good overview on driving " past your time"
Comments (46)They pulled his license Saturday until he passes the tests. I don't know how they work the written; if he can walk in any date or what; possible he's taking his time going back to take the written a 3rd time; so they pulled his license for what sounds like temporarily. I don't know why he has not gone back because the guy gave him all of the answers the last time. We haven't talked about it much because he got the letter Saturday; right before the storm. I'm pretty sure he mentioned it had something to do with his body & using the cane. He's now going to consider selling his home. I need to call the Vets home to see about bringing him there to tour it. I also need to find phone numbers to get someone out to his house to help set up transportation. I'm so thankful they pulled it. I can't imagine how many lives that possibly saved with how many accidents he's had. It's been so long; but he's totaled the original car his deceased lady friend picked out when he hit a lunch truck; a similar car that I found for him; plus the rear end was smashed on that 3rd car & I want to say he had a fender bender before the rear collision. Of course he says the other person hit him the other 2 times & I actually wonder if the rear end one was caught on traffic cam because it's located near a huge car business. I've been praying it was caught on traffic cam. He called me last night after I hung up with my son's great aunt who told me about the storm damage in my old area; so he listened to me about that which put a different tone on what he originally was going to say because losing his license is minor compared to what the rest of the state is going through. When he was at my house 2 years ago; I could not get him to listen to me about touring the vets home & getting his affairs in order & now he's kicking himself. He was in no shape emotionally due to losing his lady friend; then he was hurt that he had to come to my house to recover instead of going to his niece's. He's been so hurt about that; that 2 years later he still can't drop it. I hope the loss of license is enough to wake him into reality....See MoreIts way past time to say.....
Comments (19)Connie; Time sure flies by. I can't believe the wedding is here already. What I really can't believe is that Alex & Rachel's wedding was almost a year ago. We are so happy that the card box will be enjoyed again. If there is anyone else who would enjoy using it at their wedding please feel free to "pay it forward". Kind of like the "traveling wedding card box" Have a great wedding day. Blessings to your family. I can't wait to see the pictures....See More- 6 years ago
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