Hope I don't end up with a double post, trying again,
Nancy
5 years ago
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shive
5 years agoRelated Discussions
I have to tell someone; hope U don't mind!
Comments (10)Christine -- I am very happy to hear that part of the burden has been lifted for you. I am always impressed with your positive, can-do attitude. Please talk to a qualified tax professional about your 2012 taxes. While cancellation of debt (COD) income is generally taxable, there are exceptions. The following is from the IRS website: "Is Cancellation of Debt income always taxable? Not always. There are some exceptions. The most common situations when cancellation of debt income is not taxable involve: Qualified principal residence indebtedness: This is the exception created by the Mortgage Debt Relief Act of 2007 and applies to most homeowners. Bankruptcy: Debts discharged through bankruptcy are not considered taxable income. Insolvency: If you are insolvent when the debt is cancelled, some or all of the cancelled debt may not be taxable to you. You are insolvent when your total debts are more than the fair market value of your total assets. Certain farm debts: If you incurred the debt directly in operation of a farm, more than half your income from the prior three years was from farming, and the loan was owed to a person or agency regularly engaged in lending, your cancelled debt is generally not considered taxable income. Non-recourse loans: A non-recourse loan is a loan for which the lender�s only remedy in case of default is to repossess the property being financed or used as collateral. That is, the lender cannot pursue you personally in case of default. Forgiveness of a non-recourse loan resulting from a foreclosure does not result in cancellation of debt income. However, it may result in other tax consequences." These links will give you some basic information: http://www.irs.gov/individuals/article/0,,id=179414,00.html http://en.wikipedia.org/wiki/Cancellation_of_Debt_(COD)_Income http://www.irs.gov/pub/irs-pdf/p4681.pdf Here is a link that might be useful: IRS Pub 4681...See MoreAm I the only one who can't sleep? Hope you don't mind me Venting
Comments (16)ilene-84, Happy Birthday to your Dad! Is he a WW II vet? I hope all the medical issues are behind you and your family now. Spring is around the corner and it's such a great time of year. And, I'm sure when your kitchen is all done, it will be great simply because it has been a labor of love. It's good to know I am not the only one sleeping terribly. I wake up every day with a terrible headache and neck pain. I also wake up in the middle of the night repeatedly adding up cabinet sizes, trying to make a list of events of what should come next, what goes and doesn't go, if I do this then I have to do that and the infamous DID I MAKE A MISTAKE and what are my options now if I decide to change the layout. I started keeping a pen and paper on the night table to be able to jot down the ideas and make notes. However, one kitty is a pen thief, the other is a paper tearer. So when I get up to find the pen, big doggie has to come over and inquire as to what I am doing but more so to make sure he is not missing out on a food tidbit. Then DH starts in, what's wrong, is everything okay . . . it's so pitiful I have to laugh because I would cry. Now I try to get back into bed and find out that another kitty has stolen my warm spot and I just can't bear to move them so to the couch for me where I wonder, I just left that bed with all of them so how did we fit on there before! At least I'm off the kitchen biz. So much for the couch idea. There is usually the shy rescue cat there who so prefers DH to me. Then if I manage to lay down, it's impossible to get my back comfortable but then I finally fall asleep out of sheer exhaustion and then there is DH waking me, come back to bed, you know the couch is no good for your back. Argh . . just leave me be! This is a daily routine for us. I almost want to quit my day job and get a night job just so I don't have to go to sleep. I am sure also that the massive amounts of junk food I am eating is not helping the situation either. I am actually craving veggies so I don't know what that says about the diet. But in the end I will have a nice enough kitchen that I have built out of a labor of love. I am so looking forward to cooking again for us so hang in there! Christine, thanks for sharing your perspective on things. I must say you must be one strong resilient woman! You go girl....See MoreKaren-I Hope You Don't Meet Harvey!
Comments (29)Hey guys, Thanks for thinking and praying for us. Yes, Lake Charles is forecast to get a lot more rain and the wind hits us tonight. Harvey is coming right up to Lake Charles. This is his 3rd hit on the Gulf coast and we're pretty tired of him! Hopefully, Harvey will get tired and just leave us with a quick hit and go away. For the month of August we have had only 2 days without rain. So, we are saturated and the water has nowhere to go. I have tried reaching out to May/lowspark but we've not connected. Her area, in Houston, was one of the hardest hit. Water above every roof in that neighborhood. I do know that they had a mandatory evacuation for that area so I feel certain she got out in time. I'm sure you all have seen the news. Houston is in a catastrophic devastated way! Many of my friends and family are suffering and it will be many years till they can get back to some normalcy. We are going to be ok because we are very high, on a bluff, but surrounding areas are not high up. My heart is going out to all in this area and the state of Texas. Believe me, we can feel the love coming from all over. Continue to send it please!...See MoreHi everyone, I’m posting again, hoping to get more input.
Comments (13)Sorry for not getting back, just looked at this post. The more I play with this kitchen, the more I agree with the architects vision of leaving the range on the pantry/laundry wall. @mammagoose, how long do you suggest for the range wall? it is currently drawn 8’6”. As far as the bathroom, yeah DH wants it left there, as per architect’s design. I definetly prefer a square shape island but just havent figured out how to make software behave the way, I want it to. Lol Here are a few ideas that I have contemplated:...See Moresherrygirl zone5 N il
5 years agoceleste/NH
5 years agomantis__oh
5 years agolast modified: 5 years agoMaryl (Okla. Zone 7a)
5 years agoNancy 6b
5 years agoorganic_kitten
5 years agoceleste/NH
5 years agoBrad KY 6b
5 years ago
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