Buying slightly smaller than planned - will we regret it?
recordaras
6 years ago
last modified: 6 years ago
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Sammy
6 years agorecordaras
6 years agoRelated Discussions
Is your house smaller than you thought it would be?
Comments (16):) Our house isnt near your previous house of almost 4k sq ft (ours is 2,250) but when the foundation was first poured and cured. I remember walking on the slab like this doesn't look like all of our rooms on the 1st floor are going to put let alone the 3 car garage. Once framing went up the house even appeared smaller to me so thats why I had to laugh with your post because I remember at that point pulling out the tape measurer to make sure the dimensions were correct. Let me tell you that if you feel its small now, you will start to think its even smaller once the drywall goes up because you wont have the depth perception of being able to look between all of the rooms...lol In the end the specs of the rooms were on but for some reason during the build they just appeared to be smaller than they really were!...See MoreFlat-screen TV newbie: will we regret getting this size???
Comments (37)When DD went to off to college last year, she took our LR TV which was something like 17" or so. We rarely watch TV in our house. When I replaced that TV, I did go up in size, but only to a 32" Samsung. Great picture and best size for our LR. LR is 15'x21', and when I first gave in and put a TV in that room, I did not want an entertainment center in my LR. After an exhaustive search for something that was not manufactured expressly as a TV stand, I found a nice black painted piece with a top drawer and 5" double doors under the drawer - use as a spot to hide the DVDs we have. The piece definitely isn't a TV stand per se, but I love it in my LR. When I had to replace the TV last Fall, I specifically chose one that didn't overwhelm my piece. I shopped much more for the quality. Those huge TVs would be a waste in our home. Just last night on the way home from dinner out, we drove around a bit to look at the holiday lights/decorating in our area. Some of the homes had TVs that were so were big, DH & I were commenting about how we could literally watch TV sitting in our car at the curb. The bigger concern would be the quality of the TV, as previous posters have outlined for you, what to look for in a good TV. Personally, I hate when the enormous TV overtakes a room and becomes the focal point. JMHO...See MoreDo you know anyone: regrets taking SS @ 66 rather than waiting to 70?
Comments (33)I don't do this kind of thing regularly but I looked at my own numbers on the Social Security site and here's how it works for me at a simplified level: If I delay the start for 4 years from age 66 to age 70, my monthly payment goes up 32%. But doing so requires me to receive nothing for 4 years. The amount of the 4 year payments not received (ages 66-70), divided by the monthly increase resulting from waiting until age 70, is 150 months. So, it will take 150 months (12.5 years) starting at age 70, of receiving the higher payments to recover the payments not received. This calculation ignores the time value of money (which would make the SOONER choice more attractive), inflation adjustments on the increase after age 70 (which would make the break-even point sooner), and inflation adjustments on the increment over the age 66 amount that would increase the payments when started at age 70. There may be other factors to consider but I think these are the main ones. I think in general when looking at the 62-70 range of benefits, the break-even age is in the late 70s to early 80s. The choice of when to start also affects the SS benefits received by your spouse during your lifetime and after your death as a surviving spouse. Because these numbers will always be estimates and the ultimate determining factor is a person's life expectancy (which one can NEVER be certain of), you shouldn't expect to be able to do a financial analysis to determine THE right answer for you. If you die in the year of the projected so-called "break-even point", then the choice didn't matter because the result was the same in total. If you plan to die younger, start benefits sooner. If you're certain that you or your spouse will live until you're 100, delay until age 70. Click on the link below to find a webpage prepared by a thoughtful financial adviser to give you a suggestion about what approach to take. This calculation takes the numbers and slices and dices alternatives to produce a result based on Net Present Value. What I said and any other thoughts you find are only general thoughts, so don't take any advice as being carved in stone. SS Analyzer...See Moreregretting a smaller fridge?
Comments (3)if you commit the budget to drawers through the kitchen generally you will be gaining. storage...and there are rollout pantry base cabs you can employ.... be aware. so the general storage in the kitchen will be more efficient. You have to be aware of the drawer specs and details available and it will send your quote higher but worth it. I think perhaps posting your plan generally and this pantry/fridge area in question could assist you. the 24 plus 24 is different inches than 30 plus 12. I've worked w a 15 in wide pantry with full depth and pull out system. Maybe 18 in wide w pullouts would be sufficient for you anyway.......countertops around fridge are wise to have...are they being removed for a pantry installl>>>>>>...See MoreDenita
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