Should I consider this rug for my DR?
jjam
7 years ago
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What should I consider if building an upstairs apartment?
Comments (31)Adaptive reuse and infill housing are code words for the rehabilitation of exiting urban buildings where the former use is no longer viable or the buildings are damaged and abandoned. You are looking at an urban land use program which I doubt applies to your project unless you have bought an abandoned building. You should be looking at the City of Ashville Zoning ordinance as linked below. Sec. 7-5-4. "Uses by right, subject to special requirements" says in an RS8 district you can built a single-family dwelling on a min. 5,000 s.f. lot with a min, 50 ft lot width, a min. front setback of 15 ft, a min. side setbacks of 6 ft, a min. rear setback 15 ft, and a max. height of 40 ft. There are other requirements regarding open space and landscaping as well. The dwelling can have one accessory apartment with a max. gross floor area of 500 s.f. or 25% of the area of the principal single-family dwelling, which ever is greater. But the apartment area cannot be greater than 50% of the principal single-family dwelling area. It appears a duplex is allowed but it s a Conditional use requiring an unusual amount of review by the Planning and Zoning Commission as well as public hearings and approval of the City Council. You are treating this issue as if it were uncomplicated and not worthy of expert assistance at this point in the project. I do this for a living and I assure you that your approach is a serious mistake. If you want to go this route hire a zoning lawyer or an architect and avoid the inevitable red herrings and wild goose chases. I make no representation of the accuracy of the above information; that costs extra. Here is a link that might be useful: Ashville Zoning Ordinance...See MoreIf I am considering an unconventional home loan should I worry
Comments (22)Hi Muddbelly, Sorry to hijack here saphire, but Dave - where do you think rates will be after those 2-3 years (say late 2009)? Well... while my crystal ball is a little foggy, and I let the insurance on it lapse..... I believe that mortgage interest rates are going to remain flat, within a range of roughly 1/2% of where they are today, for a long, long time. If you have 5% for another 28 months, I would recommend leaving that alone, and making hay while the sun shines by aggressively stuffing every additional discretionary dollar you can into your tax-deferred and tax-free retirement vehicles. Hi Cmarlin, (I think you jumped threads (this is from elsewhere, no?...) but I'll answer here nonetheless.) I am also considering buying a 4 unit bldg (not owner occupied) I also do not have verifiable income. I live on investments, so there is a history, but I do not have much income on my tax returns. OK, you need to qualify using a special program process called "Self-Employed Investor, Stated Income." Does the lender look at the bldg as they do on larger multi-family, will the rate be better if I do not go above a four unit as opposed to a larger mix. Yes... both rates and terms are preferential at a 4-unit level than at 5+ units. I have good Ficos and about 50% down. Will I have a problem getting a mortgage? You shouldn't... at 50% down it ought to fly through OK. Cheers, Dave Donhoff Strategic Equity & Mortgage Planner...See MoreShould I cover my new hardwoods with a rug?
Comments (61)I remember when you got those new sofas and how much I loved them. Now, with your beautiful wood flooring, everything is looking super! I feel a rug would go nicely, there. You have already received lots of good advice & suggestions from other posters. I'll throw in another option for you to consider. For my home, I've used washable Latex backed rugs from JCPenney. I know many people will cringe at the mention of Latex backing in contact with wood floors. I've heard that some factory pre-finished floors will be fine with these (Latex backed) types of rugs. I'm keeping a close eye as the months go by and so far (it's been 1 year), all is good. My floors are engineered wood by Lauzon. These rugs are not as plush as other more expensive rugs, but they are fine for me. I have not had the need to wash them, yet. When I do, I'll try the smaller one (5'x8' family room) first and see how it goes. I'll use a commercial front load "mega capacity" washer & then hang to dry. The 8 x 10 living room may just need to be washed by hand/hose in the backyard one sunny day. If you have a JC Penney near by, rugs can be returned if you don't like them. Also, don't pay full price! JCP always has sales. My 5 x 8 Double Border rug was $170, the 8x10 Majestic Scroll was $220 (including tax & free ship). The fibers are Nylon and they are made in the U.S.A. These rugs are not absorbing dirt hardly at all. My Olefin fiber rug in the entry (ordered from an online rug store) became dirty looking after only 3 months : ( I also do not like the feel of the Olefin rug. Pictured below is the 8 x 10 JCPenney Majestic Scroll rug (color: Sand) in my living room. I don't have a coffee table or ottoman, yet. This open space is where grand baby practices rolling over & his toddler cousin builds Lego creations : ) Here is a link that might be useful: JCPenney Rugs...See MoreWhich Central Air System Should I Consider Or Can I Fix This?
Comments (2)Filling with expensive R22 refrigerant without finding the cause of the leak is a waste of money and bad for the ozone layer. Your choice is to find a competent tech who is willing and capable of finding the leak or replace the system. The coil may be frozen but that is usually a sign of low refrigerant. There is not much for you to do other than changing the filter....See Moreraphaellathespanishwaterdog
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