Need Advice: December College Graduations Out Of State
LynnNM
8 years ago
last modified: 8 years ago
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LynnNM
8 years agoRelated Discussions
DS dropping out of college
Comments (72)My son had similar test results, but his processing speed isn't as low. His "diagnosis" was Non-verbal Learning Disorder ... which seems to cover a wide range of things that don't fit into other more common diagnoses. Medications were never recommended in our case. Luckily he has an incredible memory, so he is able to do well on school tests, but he loses points on basic assignments that he avoids doing. Regarding quack doctors ... one of the first docs we saw was a top, long term guy at Mass General. He was close to retiring. He met with my son for a whopping 10 minutes and wrote out a prescription for medication. I walked out of there and would have ripped up the prescription if my DH didn't stop me! From there we found the Hallowell Center where they did the extensive testing and suggested ways to help DS. As I said, no other doc has ever suggested medication. I'm very glad I didn't listen to that first "expert"....See MoreSwitch out of State Farm?
Comments (28)I went with State Farm when I started working at an auto dealership service/body shop. ALL the mechanics, service writers, and managers were with State Farm, different agents, but all State Farm. I asked why (since I just bought a car and needed insurance) and they said State Farm was the best if you were ever in an accident. They came out to inspect the fastest and didn't cheap out on the repairs. I recently was in an accident (other person's fault) and the other insurance agency was a total PITA to deal with. Actually I never even spoke to the other agency because they were NEVER available. My State Farm insurance agent called when he got the accident report to make sure I was OK and if I had any problems. I told him that I couldn't take my car to get repaired because I couldn't ever speak to the other agent. He was horrified, said get your car to whatever shop you want, get a rental, and don't worry about a thing. I did, and the check was waiting at the body shop when I picked up my car. The rental went longer than anticipated due to a part that came in late, and State Farm made sure that got paid for too, even though the other insurance agency's paperwork specifically said they would not pay for additional rental days due to lack of parts. I've been with them for 20 years, added my husband's car, home, and life insurance. Heck if they had health insurance I'd get that too!...See Morethe logistics of helping out with college
Comments (30)Federal loans are part of the financial aid mix. For those with a very low EFC, subsidized loans are available. The 2 types of Federal subsidized loans (where the govt pays the interest) are the Perkins loan and the subsidized Stafford loan. Subsidized Stafford Loans are federally guaranteed loans based on financial need. Interest does not accrue on the loan while the student is in school at least half time, or during any future deferment periods. The federal government "subsidizes" (or pays) the interest during these times. Unsubsidized Stafford Loans are federally guaranteed loans that are not based on financial need. Interest will accrue from the time the loan is disbursed to the school, but can be deferred until 6 months after graduation. Anyone can get an unsubsidized Stafford loan of up to $2000, although you must fill out the FAFSA to get one. First Year $5,500 ($3,500 subsidized/$2,000 unsubsidized) Second Year $6,500 ($4,500 subsidized/$2,000 unsubsidized) Third Year and Beyond $7,500 ($5,500 subsidized/$2,000 unsubsidized) Federal Parent PLUS loans help supplement other sources of financial aid, and can cover 100% of college expenses. The interest rate is around 8.25%. Editorial comment So many students are graduating with a crushing debt load. Student loans, unlike any other loan in the US, cannot be discharged by bankruptcy. With nearly 4000 undergraduate institutions in the US, there are affordable options for just about everyone. No one should have to go deep into debt in order to get a college education. Here is a link that might be useful: Student Loan Info...See More*BAD* College Loans - need advice for a friend
Comments (67)Kim called me from Pittsburg tonight and we discussed the program a bit. She said she is not sure of the exact name of the program but as soon as she gets home she will bring the contract by for me to see. According to her, she can work for any company in the state, providing she is working in a field related to her degree. Like you, I mentioned that she might like to consider checking other companies to see what they could offer her, but she say's no way. While she was still attending school she had to primarily work out of the local lab here so she could be close to the school, but now that she has finished school the company has promoted her to a full lab & field service tech with a substantial pay raise. She says she much prefers to work in the field taking samples and working field analysis. On top of that she says the company she is working for has operations in all 50 states and since she is single, she is free to travel at will. She says that when she works in the field if she is more than 100 miles from home the company pays a generous mileage rate on her vehicle plus they provide nice motels and give her a daily per diem rate for expenses that is nearly equal to her salary. She says she will be in Pittsburg area for about two weeks, then she is off to Colorado and Wyoming for a couple months. OH yea, she says she got rid of that old beater pickup she was driving and now she has a Ford F-150 4x4 extended cab with all the bells and whistles, and she got that at a fleet price and financed through the company....See MoreLynnNM
8 years agolast modified: 8 years agoLynnNM
8 years ago
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