I can agree with just about everything everyone else has said,but......maybe she was a scammer,maybe not.Maybe she had just gotten off work,maybe she hadn't thought of just having part of the script filled.Some people don't know that can be done.I probably would have taken her back to the pharmacy and paid whatever she needed to get the meds,that is IF I had the money myself and tell her to pay it forward. Last summer DH and I drove into town to get a burger but we didn't want to get out and go in the place to eat it.so we drove a couple of blocks down the street and parked in the Post office parking lot on the main street to eat our burgers and watch the traffic go by. We do that sometime,just to get out of the house.LOL Anyway,I had taken DH's burger and fries out of the bag and handed it to him when a woman walked up to the window and asked if we could give her some money to buy something to eat because she hadn't eaten in a couple of days and she was really hungry.I told her we didn't have any cash,which we didn't but that she could have my burger and fries that I hadn't even taken out of the bag.She said,"Are you sure?,and I told her that she was welcome to it.She thanked me profusely and walked on with the burger and fries tucked under her arm.I don't know if she was feeding me a line or not but I do know that the whole incident had an effect on me that I hadn't anticipated.I started to bawl like a baby,don't know why,it just hit me that way.I told DH that I didn't know if she was really hungry or not but I did what my heart told me to do.If she was scamming us then she was the one who had to live with it.All it cost me was a burger and fries that I probably didn't need anyway,and my sweet DH shared his with me! LOL About a month later we were eating in our favorite hometown restaurant and there she sat with a group from one of the local Churches enjoying a chicken fried steak! So,I really don't know if they were treating her or what but as I said,if she is a scammer she will be the one to suffer in the end.

Kframe, yes we get a refund sometimes more than $2500. We discussed this some time ago and I am pretty sure he adjusted it the maximum (or minimum allowed). I am definitely going to follow up on this. I know you are supposed come as close to breaking even as possible on taxes, so I am not sure what is going on with it. As a followup on the 401K, we decided to go ahead and do the max. Well, the HR gal called my husband and told him that because we was in a highly-paid mgmt position, it was too much and he would probably get money back. We both laughed at the "highly-paid" part, but anyway we had to cut it to about $9000 a year. We didn't realize we would have this same issue as his previous job because this company is much, much larger with many employees above him. I check out Pond's website and found this questions posted. Question: "My husband and I are each contributing 10% of our incomes to our companies 401(k) plans and have some money left over to invest elsewhere. Would it be better to put that money away for our kids college or make extra payments against the mortgage?" Pond's answer: "Probably neither at this stage. Rather, you should add to your retirement savings plans at work if you can get to 15%, great. Then, I think you both should do an IRA. While saving for college and paying down the mortgage are both noble objectives, your most important objective at this stage in your life is putting enough money away for retirement. Moreover, contributing to plans at work and IRAs are simply better financially than college savings and extra mortgage payments. Since there are limits as to how much you can contribute to retirement plans, each year its a use it or lose it proposition. If you forego putting as much money as you can into a plan in a particular year, its a year that can never be made up in the future. But once youre over the hurdle of putting enough money away for your retirement, then you can go on to college savings and prepaying your mortgage. Perhaps you could do a little of both with whatevers left over at the end of the month." I have been putting a bit extra toward my mortgage for almost two years now. Maybe I shouldn't. Next week we will be talking to my in-laws accountant. I think I better print this out and bring it with me.

Sigh. So many things. 1. Perform a warrant check on all contractors. That would have saved me a lot of money and heartache and frustration. 2. Be home AT ALL TIMES while work is being performed. I can't count the number of things that aren't quite right, but I have had to let them slide because they can't be undone by the time I get home. For example, I have had to give up on the idea of a trash pullout I planned under the sink, because (even though I told him repeatedly) he did not position the waste outlet correctly, and most of the sink cabinet it taken up with jerry-rigged plumbing. 3. Use specialist tradesmen. Jailbird Contractor was a very good framer. He was an OK finish carpenter. He built fabulous fences and his roofing (I think) is good. He had excellent electricians and drywallers. But he and his "plumber" left a lot to be desired, and despite telling me what a good tiler he was, his handiwork makes me sad nearly every day. Plus, while refinishing my original 100-year old softwood floors, he may have ruined them, and may have made it worse by trying to "fix" his mistake. I am having a specialist evaluation done this week. 4. Move out. 5. Make contractors fix things RIGHT AWAY. Apparently Jailbird Contractor would work on one project until he ran into difficulties, then would abandon that project and move onto another, saying that he would "come back at the end and fix it then". Uh-huh. That worked real well. This meant that the new contractor had to come in, figure out what was wrong, un-do a good chunk of each project, then finish it. This would not have happened if I had cowgirled-up and been a hardas* in the first place, making him finish each project. 6. All materials that I have paid for should have been ON MY SITE as soon as they were paid for. I lost all my expensive trim for the whole house (plus other materials), because Jailbird Contractor was storing it in his rented space (I don't know where that was). He maintains that it was taken when his storage unit was cleared out (presumably because he disappeared and hasn't paid storage fees for some time, since he is in jail). Either that, or he never bought it/sold it. 7. Job cards and inspection records STAY WITH THE PROPERTY OWNER or ON SITE AT ALL TIMES. My paperwork is in Jailbird Contractor's truck. Lord knows where that truck is. 8. Your contractor is not your friend. Jailbird Contractor liked to pull the paternal approach on me, and I will admit to playing along with it, just to humour him and shut him up. Never again. This is a professional relationship, even though you are in my house and my intimate spaces every day. I will be much quicker to call contractors on their cr*p in future. In fact, I plan on having one such conversation with the current contractor this afternoon ... the painting crew came through last week, and I was horrified to discover that they helped themselves to sodas, beer and icecream out of my kitchen. That is NOT...

I have never had Reiki done but my aunt did when she had lung/brain cancer. It didn't affect the outcome of her disease but said it made her illness easier to deal with over the long run. I had severe neck pain for almost a year.....saw the MD, had physical therapy, did the exercises, saw the chiropractor and finally started acupuncture. The chiropractor helped for about a week. I had four acupuncture treatments over six weeks and it has been miraculous.......and I didn't really have high hopes for a cure. It has been almost a month and I still have minimal to no neck pain despite doing all the activities which exaberated it. (Cooking, reading, computer time.) I had no insurance but it was well worth the money. I was able to get a senior discount and the treatments were $55 each time.