Donna, they're wanting all BSNs in our hospital too, not mandating it yet but I see it coming. They were pushing it after we got a lot of bad press after a nurse was charged with killing a patient a few years ago. The articles basically said we were the most uneducated in the city. I almost went back to get my BSN about 4 or 5 years ago but the hospital wouldn't help pay for it and my ADN at the same time. I couldn't afford it and had two kids getting ready to go to college soon. Now I will be 50 years old this year and I just don't want to go back. Not only will it not help me in my job but it would make my life miserable and I still can't afford it. Helping Alex pay for his college is all I can do now. My nurse manager just called me to ask if I would work tonight instead of tomorrow. I am supposed to work tomorrow and Thursday day shift...so I'm wondering when my next day of work was supposed to be? I didn't ask and told her I couldn't do it. I mean, I just slept last night expecting to work days tomorrow. Plus I have to run to the store. I told her I had too many things to do and it was storming here. It is, and so I can't even go out until it's over. BeeOhio, no I'm not going anywhere. They had openings in the clinics recently (some were replaced by nurses from our unit). I don't want to work Monday through Friday right now. I would have to commute 5 days a week, park in the parking garage across the street and walk in the cold and rain to our building. I like working some weekends because we get to park in the parking garage at our hospital...and on holidays. You don't work holidays in the clinics because they are closed. Which also means no shift differential and holiday pay. I also don't want to leave the hospital because I've only got 7 years left till I can retire. It would be stupid to leave now and I love our patients. I've also seen a lot of nurses come back after leaving and saying they would never come back.

staceyneil, There is a lot of confusion over pressure, volume, etc. What you need to know is what Lazypup said... if it works for you now, it will work for you with 3/4 with possibly a slight improvement. The only other factor I would throw in is that with 3/4" pipes it may take a little longer to get hot water to the faucets. Since you have to empty out the cool water in the pipes first, larger pipes mean that you have to run the water a little longer to get hot water. If you are only talking a short run of pipe, don't worry about it.

Loan players are as follows: Broker: A person that has access to a network of lenders...some private, some banks, some have actual money themselves. They are the "sales people" in the equation usually. Loan officer: Usually the term for a broker-type, but they work directly at a given lender. Sometimes is used interchangeably with broker. Processor: The person that works with the broker/LO and the client to get all the necessary paperwork together. Essentially gets everything "packaged" into a folder to present to.... Underwriting: Underwriters are the final go-ahead people on the broker/LO end. They make sure the loan meets all the requirements set forth by the given investor. I.e. if the broker has you plugged into Acme corps "whiz-bang no money down option loan" then the Underwriter makes sure that all the requirements are actually met. If they don't, they return it to the processor to get missing information. If it's a case of you not meeting the requirements at all, then they kick it out permanently. This is called "falling out in underwriting." Even if you fall out then, a broker will try to find other programs that you might qualify for. Generally, the more lenient (the fewer requirements for you to meet), the greater the risk to the lender, so the higher the fees and interest rate. I have a handful of our closest friends that work in each of these positions and I can tell you that the lines and job descriptions are far from standard. At some places, the processor is just a clerk. At others, processors basically do the processor and underwriter job. Also, even though an underwriter may underwrite a loan (say "this candidate is good to go for that program) the loan can still fall out with the investor's side for a number of reasons. Obviously if you're dealing with a direct lender, when it meets underwriting, then it's done because they actually lend you the money. aiki

(((((SadieSadie))))) How hard it is to sit with someone that we've loved almost more than anyone else in the world, and know that they are going, and that it really is for the best, and that there's nothing that we can do about it. I hope that you can take some deep breaths, several times a day, and as you gently exhale, let some of the pain slip away with the breath as it departs. God grant to each in your family the strength and peace in their hearts that will let them take their leave of our Mom with thankfulness and joy. May your Mom go to her new life with peace in her heart, as well. (((((SadieSadie, her Mom, and family))))) ole joyful