How would you spend a $20k budget? A $15k budget?
chris401
11 years ago
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akcorcoran
11 years agoclarygrace
11 years agoRelated Discussions
How much over budget are you?
Comments (33)rileysmom, the difference is I am not going to prejudice whether someone wants to build a large or small house. It's useless to pass judgement as each person has their own choices in life. Why would you want to be repulsed because someone has the financial means to spend the money on what they want ? And why is your magic number 2500 ? What about people who are at 1000sq ft who think your 2500 is wasteful and repulsive ? Like I said, its all relative. Just because YOU think its the perfect number for you doesn't mean it fits others ? You ask about how much good a person does. That same person who you find repulsive for spending 7 figures on knobs/hardware on their house gave over 2.5m in charity last year alone. How much did you do in absolute terms ? Now, that wouldn't be a very fair comparison, would it ? So, you should probably look at relative comparisons - which is/was my earlier assertion. . . I believe every person has their own choice. If they want to live in a 10m postage stamp house - thats great. If they want a 1m 10,000 sq ft house and can barely afford it, thats great as well. While I think overruns are a very common practice in the construction industry, I think a lot of that also had to do with the person building a home. You have to understand that some of that is people not sticking to what was agreed upon (both sides). You're also talking about people bidding and accepting the lowest bid which unfortunately is usually a recipe for disaster....See MoreIntro and Spending/Budget Catagories
Comments (13)Thanks for your thoughts, Gibby. :-) I was working on this last night, and making decisions about what to lump together in more general catagories, vs. what to spread out (basically, what I wanted to be able to track later). One of my dogs was just diagnosed with a medical problem that will require monthly meds for life, so I wanted to track those separately from standard vet visits, etc. And some of my groceries are for the dogs rather than us humans, so I wanted to separate those out too, to get a clear picture of thier food budget vs. ours monthly. I think I ended up with more specialized catagories than I'd really thought I would. I created two different catagories for Entertaining vs. Entertainment - because we throw at least one large party and several smaller ones every year, and I wanted to track how much we actually spend on those events, exclusive of things like renting movies & going to shows, etc. So I broke them down into fairly detailed sections. Already I've been using the Pocket Quicken - haven't even synced it with the desktop yet. Our desktop PC is in our office, and I rarely have more than 10 minutes in the morning to check my email...that's about all I look at it per day (today, I made some extra time to check newsgroups, but that's rare even on weekends). But my PDA is always with me - including when I'm sitting in my living room chair being a couch potato after work. This morning I already put in our vet expenditures for the day, and a "cash deposit" to me from my hubby to get to the end of the month. ;-)It's not that I mind bookkeeping, I just want to be able to multi-task...ie, watch TV while I'm doing it, etc. And with it on my PDA, I can enter transactions on breaks at work too...not have to wait until I get home to enter them. I still use checks for most things - my debit card has a daily limit that is okay most of the time, but just frustrating the rest of it, so I just prefer to not hassle with it and use checks instead. I have duplicates so I don't have to keep track right when I write the check - I balance my checkbook online a couple times per week (usually at work on breaks). I rarely have cash...a few times per year at best. I spend it much more easily than if I'm writing a check or using my credit/debit card, for some reason. ;-) The company my husband works for was just sold (closing on the 31st), and we had a bit of a panic in the last couple of weeks thinking he would be looking for a new job (he has just about 3 months of salary stashed away, but still, not fun). He's decided to stay with the new company for awhile, but I'll admit that part of my wanting to get things in order is just "in case" he ends up looking for work in the near future. Like you said, I want to be able to know exactly where we can cut costs if need be, from one month to the next. But I think I'm on the right track! I have a few more catagories I'd like to add, and obviously I can tweak it a little in the coming weeks, but for now it's set up, and in use. I feel way more "in control" of everything now, and I think this will really be a good way to figure out exactly what I spend on "what" every month. Hopefully I can use the budget feature later to put more money towards paying off our loans/CC's too. We're not doing too badly, but I'd feel better if we were doing "better". :-) Thanks again! Jamie...See MoreAppliance Budget -$15k. How to spend?
Comments (5)I am in the process of doing a lot of research as well since we are about to break ground - I would look at the Wolf M Series single oven and matching convection MW (that piece does not come out until Q3 however - so no pricing out yet at least in the Transitional line), also looking at the 36 inch Platinum BS range top, ventahood hood, and the Miele dw - this set up for those pieces has me in the $12K range before any taxes, etc - so you should be able to pick out some nice pieces for your $15K budget given the limited number of pieces you are looking for. I am basing my prices on quotes from AJ Madison on some pieces and local retailer on others that Madison can not supply due to manufacturer agreements (Wolf)...See MoreKitchen Cabinet Brand Suggestions for $10-$15K budget.
Comments (22)My Medallion cabinets are over 20 years old and still holding up. When I first joined this forum, most said the best boxes are plywood, but I have seen that change and many pros now say that a good MDF box is fine. Mine are not plywood - I think they are MDF - and not the best MDF, but still solid - I know because I tried to cut one apart to change it up. Painted cabinets, even high end cabinets, are often MDF or a combo of MDF and wood - usually maple because it paints well. Wood moves with changes in temp and humidity which can cause hairline cracks in the paint at joints. For this reason, most painted cabinets have MDF parts - it is more stable to changes in temp which helps prevent the paint cracks. A good stained cabinet will have solid wood doors and frames - not veneer. If you do not need to go custom, stock cabinets made in America can give a good quality at a reasonable price. The ability to factory mass produce makes stock less than custom. Be sure to be around if possible for the installation. Cabinets can get dinged up if installers aren't careful. Check te cabinets as they are unboxed and try to catch problems before install....See Moreclarygrace
11 years agojadeite
11 years agocooksnsews
11 years agoslada
11 years agochris401
11 years agoNunyabiz1
11 years agocooksnsews
11 years agoDavis_Helen
11 years agoNunyabiz1
11 years ago
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