Can 30-year-old subzero be fixed?
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Established trees near 30-year-old drain field: Keep or remove?
Comments (11)The weight of the goats, regardless of hoof size, won't hurt your drain field. So over the drain field is the same as anywhere else. Septic drain fields are designed for a finite life, then a replacement field is built (the area for the replacement is included in the plans for the original field around here--but usually just a few feet sideways from the original). Trees that close are undoubtedly drawing moisture and nutrients from your drain field and may cause failure eventually. But, consider the cost of removing the trees currently and the potential future cost of a new drain field. I'd look into using copper sulphate periodically and leave the trees knowing that eventually I would probably have to drop $3-4K into a new field. At that time I'd try to lay the new one out where it won't be too near any trees--replacing the next one will probably be somebody else's problem anyway (who knows, it could be public septic by then anyway)....See MoreFinding a contractor to fix 140 year old windows?
Comments (42)I am so glad that you love your Marvin windows--we have one small bay window from Marvin that we added in the kitchen , but the fact is, on a house with 46 windows, the cost-effectiveness of replacing that many windows is not justified. At least not here in upstate, NY. That one window alone was over $1000. When I priced out windows this summer (and I looked at about eight different companies), the only ones we could afford were about $300-400 per window. For "crappy" vinyl windows. Still, that was an $18,000 investment on a house that we paid $125,000 for. The numbers just didn't add up. If we went to Holbrook Designs (exclusive Marvin dealership here in Albany), the new wood windows were $800 and UP! Even if we got the $800 windows, we would be talking over $35,000!! In Holbrook's defense, they were absolutely lovely and professional on the phone and warned me of their costs before they came out to measure and give me the ubiquitous sales pitch. Storms were about $120 each. Is cleaning four surfaces a pain? Absolutely. But my two oldest kids can help me from the inside while I work from a ladder on the outside. Might be a pain when I get older, but we do actually have window-cleaning companies around here if necessary. And in a house with three kids and two dogs, we are not exactly "neat-freaks," so deep cleaning the windows in fall and spring is plenty for me. I thought this decision to keep my windows would be hard for me (check out earlier posts I have put on about the same thing...some as far back as 2006--that's how long I've been mulling this over!), but I am really fine with it now. These windows have lasted for 150+ years...I'll let someone else make the decision to rip them out somewhere down the line! Not gonna be me :) I do think it's to each his/her own, however. My sister-in-law has a charming little 1930's bungalow but likes everything new--so she had no problem replacing all of the original windows and doors with new ones--and covering up the old wood floors that needed some TLC with laminate. They love it and are happy with their choices. So that's fine! But for me, I like the solid, somewhat imperfect but historic feeling of our house. In it's 150 years, it has only been owned by three families (one of which was my husband's grandfather), so I can just imagine all of the life events taking place there. And with the windows, I just like imagining how many people have actually looked out those same windows over the years. I know--romantic and corny. But I can't help it--history teacher with a minor in urban renewal and you get a historic architecture sap!! ;) S...See MoreDeciding whether to convert to 30 year fixed
Comments (23)I'm not so sure about the ability of interest rates to see significant hikes in the near to medium term. One problem (in addition to what bry911 mentioned) is our home values are correlated to the interest rates. If people's buying power decreases, home values decrease. When people's buying power increases, home values increase. During the late 90s and up until 2008, poor regulations (go read The Big Short for more detail) allowed banks to give money to anybody who asked....greatly increasing buying power, and thus prices. However, when that house of cards collapsed, we had to do something to keep from going into a depression, so we "quantitatively eased" the pain of our economy with artificially low interest rates. This allowed people to start buying again, and saw some rebound in the value of our homes, as people saw their buying power return. Given the current condition of our economy, if they start increasing the rates at a rate of more than a quarter point a year, I would expect to see the real estate market (as a whole, obviously some places are immune from these issues) flat line. Which causes other problems. We've painted ourselves into a bit of corner by lowering the interest rate this far. To be honest, I'm not sure our economy could come to grips with 6% interest on a mortgage any time soon. I could see it getting to 5% if we have a few more really strong years....See MoreRepair 25yr Old Sub-Zero or Buy New (Not Sub-Zero)?
Comments (21)All I can say is, in our former home, a small ranch with a small kitchen (no eat-in area), we were young, with a very young child and on a very tight budget. The one thing I insisted on, when we could finally afford to make changes to the ancient kitchen, was a SZ fridge. We put in Formica counters, vynil floor, and a very basic range, with microwave above. The splurge, the one diamond in the room, payed us back many times over. During Hurricane Sandy, our neighborhood was without power for two weeks. All of our neighbors had to discard their food within 2 days. Our Sub Zero was still cold 10 days later. Even the ice was still firm! Why? Because SZ has the best insulated fridges in the business. In other words, I would pinch pennies everyplace else, in order to get a SZ. Btw, that old SZ was from 1990....See MoreRelated Professionals
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