My cc is stored on my iphone.. and also my desktop. I believe it was a choice though? (and maybe not wise one)

Wow, that's interesting! The same thing happened to me, but I thought I had just forgotten that I'd done it. Also, this time, a few of my automatic payments were automatically transitioned over to the new card. Chase, if it matters.

YEs, I have had Chase switch auto payments over too. I appreciate it after we got hit with a decent fee on a random bill another time our card was compromised.

Sounds like something weird is happening with Apple Pay. My GF told me yesterday her debit card was hacked last Friday. The person first tried to use it at Target-declined. Then at the Apple Store for $1100 - declined, but still $1100 taken out of her account? That is what didn't make sense. Then they tried at Auntie Ann's for a small amount-declined. Weird things happening. My GF said she doesn't have Apple Pay set up, but that is how the $1100 was taken out of her account. She now has the $1100 back in her account as of today.

I DO NOT store my credit card on any of the apps I use. It's better to protect yourself. I also pay cash for small purchases.....I don't like the idea that who I'm handing my credit card to may copy the info down and use it after I leave the McDonalds drive up window....ya know...

Years ago, I was in my favorite health food store, small, family run....just AWESOME....and the cashier took my credit card, wouldn't give it back. I told her she had a choice....hand it over...or I was coming across the counter to GET IT! It suddenly appeared...lost...next to the other side of the register.

Apps aren't the only thing that will steal your CC information! 😶‍🌫️

There is a service merchants can participate in, automatic card account updater. Not nefarious. You can google it. Visa’s is called “VAU”. MC’s is ”ABU”. And you can opt out too, if you dont like it.

Your bank/credit card company will in many cases contact your recurring charge companies to update it. I'm not sure if it is some sort of automated process that allows this if the company supports it or not, but I know mine has done that for me in some cases and others I have to do on my own. They have notified me that they did update some of them though, but didn't specify which.

I think it has to do with the credit card company. Here's my little experience: we had a monthly gym membership, auto-charged on the credit card, that we cancelled (following the fine print of the contract). But my credit card number (unrelated to the gym membership charges) had just been stolen, and a new one re-issued. I thought, perfect timing! The gym CAN'T keep charging me now, haha.

But lo and behold, another gym membership charge showed up on the re-issued credit card! I called Discover and they explained that sometimes, for a long-time recurring charge, their system will let the charge go through, even on the new credit card number. I think that is a terrible policy, but they put a block on the gym charges after I faxed them all the documentation.

Well, I don’t worry about my cc too much bc they do a great job of protecting you from unauthorized charges. I never store my debit card on anything, though. I am just feeling like my phone is spying on me too much lately!

Speaking of phone weirdness:

Once my phone notified me “at this time of day, it would take 8 minutes to get to Cherry St. “

Umm, okay but where is that and why do you think I should be going there? After consulting a map, I determined it was not a street I ever travelled on or near. I ignored the suggestion to travel there, in only 8 minutes, and I might have missed a surprise party being thrown for me.

Another time I was visiting at my inlaws house and would be stuck there for at least another hour and my phone notified me ”it would take you 12 minutes to get home.” If only, phone, if only.

I called Discover and they explained that sometimes, for a long-time recurring charge, their system will let the charge go through, even on the new credit card number.

American Express does this also. I received a new card and failed to put it in my purse immediately and could not find it later. Since this was during the initial Covid lockdown, it didn't matter since I was not leaving the house to purchase anything. However, my old card still worked on-line.

Yes…I know that some charges auto update. I just found it weird that if that was the case with my Icloud storage charges…why didn’t it auto update? The whole reason I even went into ”payments” was bc it didn’t automatically update, yet King Apple had flitched my new card number from somewhere. 😂

And @hhireno …those are the little map reminders that I’m talking about! Every Wednesday as I get in my car to take my doggie to daycare…my phone creepily comes on to tell me WHERE I am going and HOW LONG it will take to get there, and the traffic! Makes me legitimately want to go somewhere else just so it isnt all smug and correct. 😂

Apple usually has my new credit card number even before I get the physical card.

The internet is not private. Anything done on your phone is not private. How much risk are you willing to carry that is the weird part in all these stories.

I don’t find my cc number incredibly risky.🤷‍♀️ I don’t keep my ss # on my phone and I don’t store my debit card anywhere. To be able to function in today’s society you pretty much need to use a card of some sort for most things. Like travel? Concert tickets which are all digital now? Renting a car?

Can't you toggle location data off?

Yes but then your Google search results will suck

If you used your iphone at all to purchase an item with your new card it will be in your auto option on all purchase sites unless you change your settings but it is because it was stored on the device not that the site knows it. I find this option easier for my automatic payments after a cc has needed to be change due to suspicious activity so I keep it open.

As far as the phone predicting your driving location -- have you adjusted location services or ad tracking? I turn it off for most apps. Some location services are set as "only while using" (or else the app won't work right, such as Lyft). The only app I have set to "always" is my home security camera, so it knows when I'm home.

I recall that with a Google phone, it records all kinds of your habits, and then uses that to predict what you might do next. My husband (a software developer) thinks it's helpful and generally safe, but I think the feature is annoying. I'm not sure if iPhones do the same thing, but there are a few different ways you can try to turn off, or at least restrict tracking:

Location services: https://support.apple.com/en-us/HT207092

Ad tracking: https://support.apple.com/en-us/HT202074

Turn off cookies and clear your web history: https://support.apple.com/en-us/HT201265

(Personally I find that cookies are helpful on a desktop, but not on my phone's browser, so I turn those off.)

Don’t you want a certain pol party to keep track of your cycle, let you (and others) know when you're late? Maybe see if your looking uo certain services?

The directions to ”Cottage” are still on the GPS Maps Navigation (memory) of the very nice second hand car we bought. I’ve heard of smart phone users forgetting to END a phone call and it was still broadcasting their later private conversation to the Nav-Audio system of the person they were calling. OKAY, okay. It was me. I was stiill broadcasting to my friend’s car speaker because I AS—UMED she had disconnected our call 9my hands were busy, full of things).

A similar thing happened to some US political figures. One party forgot that he was still connected (paired) to an automobile’s Nav/communications system. How can we keep track? 🥺