I am not sure there is a real formula at this point with taller rooms being more prevalent. If the ceiling is 9' and the window is effectively 5', 2' from the top of the ceiling and 2.5' off of the floor sounds about right

Thank you for the comments so far! There are no other windows in the room. In addition to placement, any ideas on fabric? The fabric on our furniture is mostly gray and ivory but the wood/walls are more of a brown tone (Sherwin Williams latte). Should we lean more towards gray/ivory or beige? Also since the chairs are patterned, should we stick with solid curtains? Thank you!!

I get those things from LG&E constantly. Yes, my utility costs are higher than my neighbors as I'm home all day and do not want the temp at 65 or 85 - neighbors all work all day and leave the thermostat accordingly. I also like to sleep in a refrigerator; in the winter, my upstairs HVAC is rarely even on; in the summer, it is going full blast to keep the room cool for sleeping. I could care less. I can afford the bill and want my house to be comfortable. I have 21 windows in my 1948 brick house. They are Marvin windows which I put in in the past 6-8 years. I have good insulation in my attic - I don't worry about the brick walls as I have large trees in my yard. I'm very tired of those comparisons from LG&E. So long as I pay my utility bill in full and on time, it's really none of their business how I compare to my neighbors. BTW, my neighbors are all much wealthier than I am. Should they have to dispose of some of this? Ridiculous....

Thank you, I appreciate your concern. This very house has been built at least 10 times along the Mississippi Gulf Coast with minor tweaks each time. Our builder has built it multiple times. I have actually walked through the house in my first picture and it is lovely. IThe windows and porches are wonderful. It does not have a loft area or a bunk-room. Each time time it is built there are minor changes in order to not have the cookie cutter effect. My particular "tweaks" are in regards to enlarging the loft area and the bunk room that has been created in the dormer section along the front of the house. I had the option of a small cozy bunk room but that is similar to a house nearby. So I asked for a longer one with a small sitting area in the middle and a gabled dormer in addition to the shed dormers. My concern was that I was trying to get too much into a small space. I have spoken to the draftsperson and we added a foot to the gabled dormer to make it deeper. Now that gabled section is 9 feet. The ceiling in that area reached 12 feet. I have been playing around with ideas about creating a built in bench seat beneath the window with an Ikea wardrobe on either side. That adds seating and gives us storage and leaves a whole whopping 7 feet to place a small coffee table and small scale chairs with a tv on the other side of the wall. I also have discovered the Ikea Hemnes shoe cabinet. It is narrow but gives the look of a traditional chest of drawers. I think it will be perfect in this room. Iwill start a new discussion that is limited to just this area and how to stage it. For an update after speaking to the draftsman, she explained that the vanity in bathroom number 1 is due to the door and pocket doors won't work. So I will leave that like it is. The loft will stay the same size and might just have a desk or a small area to sit and read. The bunk room will serve as the area that I hope to send kids to watch tv. (I personally don't want a lot of tv watching at the beach, but I know it is inevitable, so I want there to be a separate area for kids.) I appreciate all of the insights from everyone. I realize that my post had too many questions. In the future I will focus on one thing at a time. I plan to start another post just for the staging of this bunk room. For all of you that have hung on through my rambling, please know that I will try to be more concise. Thank you!