One of the advantages of being retired
6 years ago
last modified: 6 years ago
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advantages to potting on, and best size soil block for tomatoes
Comments (29)jimster - This is only my first time using blocks, so I'm not the best one to give advice. But so far they seem to be holding together. Like Dave says, your mix shouldn't have large chunks. I tested pro mix mixed with compost, and those blocks held together really well. But I wanted a coir based mix, so I mixed my own. That mix uses about 1/2 coir, 1/4 perlite and 1/4 compost, plus a small mixture of amendments. Those blocks aren't as solid as the pro mix/compost blocks. But so far they're doing ok. I messed up with my seed germination, but I'm keeping some of 'em so I can experiment with the blocks. I'm going to start over on the 12th when the moon's in a better place:) I added a link to an ebook on soil blocks. Here is a link that might be useful: link to ebook on soil blocks...See MoreEnjoying one of those retirement benefits, today!
Comments (14)Oh, yeah, forgot to say -- I joined a garden club in our town that always met on first Mondays, 1 PM to 3 PM. I had always wanted to do that. But I learned quickly that that type of group is not necessarily into gardening big time, it's mainly a ladies' social club. It was kinda clickish and I didn't really fit in, but I am still a member and try to go when I can. I did a program for them last year -- a slide show on the importance of watershed issues and native trees. Other clubs/groups in our area are: a Study Club that meets for a weekday luncheon and shares book reviews, the League of Women Voters (I love that), our local Chamber of Commerce, a ladies' charity group at my church, and a support group for parents of ADHD children (several of my kids and I have ADHD). All meet during the work week. I go sometimes, and that's enjoyable. I have been avoiding paying dues to things that are expensive, like the Chamber, but they tolerate me and still make me feel welcome. Some groups you can just tell them -- I am retired and can't afford the dues on my income, but would like to come to your programs occassionally. They'll have you as a "guest." Also, groups that need volunteers will welcome you if you put in some time on one of their projects. I did that with the Chamber, and that's why they "put up" with me!! -- Marie...See MoreRetiring to vs. Retiring from
Comments (36)Hi cheery one, I'm pleased that you're happy with the "pro"s of your retirement. And somewhat sad that you're feeling that you're not keeping up to the mark of what you'd hoped/planned to do. If you feel the need to beat yourself over the back about that - make sure it's with a wet noodle ... and only five strokes, O.K? As for the "average" retiree, I don't feel that I have too much of a handle on that ... and wonder what level of expertise you may claim in that department? I think that it's important to do things that we can be pleased with ourselves for having done, at the end of the day ... week ... month ... year. Something that I note to have been scarcely mentioned in this thread so far is the need that all of us retirees have to concern ourselves about (as well as people in the workforce) is the erosion of the value of our income (and, for us retirees, our assets) due to inflation, every year for about the last 80. There hasn't been much increase in incomes in recent years, except for the wealthy few ... but the prices keep going up ... and for most of us, those prices of much of the goods and services that we buy have been and are going up faster than the official rate of inflation. When we put money in the bank, or buy bonds, etc. which pay us the same number of dollars after several years that we gave them in the first place, apart from the "rent" on the money, it isn't only taxes and living expenses that much come out of the earnings ("rent on the money"), but an allowance for inflation, as well, in order to keep the purchasing power of those assets equal in ten years to what it is now. Good wishes to you for dealing well with the days ahead: may they be as many as please you, with good health, friends, enough bucks to meet your needs, things to do and a few challenges, here and there. ole joyfuelled...See More2 homes for the Divorced Mom and the Retired Parents - one project
Comments (8)Welcome to a roller coaster ride of a life time! To start, you(parents and you) need to decide what is the best option. You might try listing all the wants and needs in a list. Keep in mind the possibility of a major life change. Now, generally, building new is faster/cheaper than extensive remodeling. Reason? Building new is just putting together the components of the building. Remodeling is removing, restructuring, and replacing parts of an existing building. Twice the work and labor. The differences depend a great deal on location. We bought a great house that was a foreclosure, built in 1965. I was able to do all the necessary work myself and we got the house for less than the appraised value. Even after all the work, our investments left us with equity. Had I had to have all that work done by others, we would have been over equity and upside down. And there was no structural rework needed. We could not have built new for less money in this area. On that list, include where you want to be 10 and 20 years from now. And projected needs. Will your parents need handicapped access? Is there room for expansion if necessary? Look at the projected changes in the area. How are the demographics changing? Example: My neighborhood was original owners and retirees 10 years ago. In a three block section of our street, there are about 25 homes. In 10 years, half of those homes have been sold. Most of the new families all have children. All of those new families, except one, are in their 30's and 40's. My wife and I were the 'New Kids' when we moved in, now we are the 'Old Couple'. All that change is fine with us, but had we expected things to remain the same(ala retirement home type life) we would have been disappointed. Once you have the wants and needs list in general terms(number of bedrooms/garage or not/single level or two story/and so on), you need to discuss cost. Two houses will cost twice what one will. Two houses will need twice the maintenance---yard mowing/leaf raking/snow removal/etc. One building(shared house/duplex) lessens the individual costs. But impacts personal styles/space differences. Your parents may need easy access down the road. A two story means that will be an issue. A single story/duplex minimizes that issue, but raises the cost of the building. As Virgil posted, you will need help. You need a professional who understands the dynamics of your situation. I'd hesitate to say a realtor would be the best choice. To find the house(s) you finally decide on to be sure, but not what to look for. Realtors are pro's who find/sell properties. There are realtors who can do what you need, but in my experience, those folks are far and few between. You should talk to different trades. Contractors, realtors, architects, and designers and find the person/firm that can best work with you towards your goal. Your feelings about that choice are important, but it will be a long journey. An extra 6-12 months in deciding on the best option will pay off later....See More- 6 years agolast modified: 6 years ago
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