Thanks for the great information ...patches I'll take a look at your plans...mightyanvil..thanks for taking the time to provide such great advice. This will be our "vacation" home..but it will really be a weekend get away place, that is if we can pull it off. The home will oriented so that the front of the home is north, the back south. We want views to the south and west. I was avoiding a second level because of cost, although considering a loft, but it sounds as though the rule of "cheaper to build up rather than out" applies. It's just DH, myself, and our chocolate lab. Originally we thought everything on one level but are now considering living room, kitchen, mudroom/bath on main level and bed and bath on above. We also considered a basement, as my DH wants the extra storage, but costs vs. it and just a slab foundation..not sure of the differences although there are those that say "might as well put in a basement while you're at it" We're not worried about excavation as we have a friend who'll do the job for us. We love open floor plan because we anticipate small footprint, we want back deck (but plan to build it on later) so outdoor spaces are important. We definitely want a mudroom...area to keep coats, boots, and area to rinse off dog after a run in the mud! We don't really need a garage..again, something we can add later... We live in Western Pa and do want a weather tight home, as we get more cold rainy weather than hot sunny...but want overhangs to keep direct sun out in summer, but still allow sun in winter (passive solar?)... Views to south (back) include woods and stream..views to west include woods and field. Weather hits us from north west...lots of wind from time to time. Why not a screened in porch? I love to sit out but hate the bugs! Ideally, we'd like to contract to get a "shell" built and finish the home ourselves as time/$ allow. Not sure what our options are there... I had to laugh about the home you'd described above with the various levels ..we currently have that set up...and have 5 levels and 4 sets of stairs and it drives me crazy! I can handle one set, but am a bit tired of 4. ;-)

To clarify some things about our ideas to buy on Isle of Palms - while we're going to hold off on buying, and may not ever buy on the island itself, the area around it seems to be exactly what we're looking for our retirement years. The island is less than 13 miles to downtown Charleston, and only 20 miles to the Charleston Int'l airport. Even closer than Charleston is Mount Pleasant, about 4 miles away (across the Inter-coastal waterway and a marsh), which has plenty of shopping, restaurants, medical care including a decent hospital. In addition to wanting to live close to the ocean, we want to live near good medical care (this is most important), shopping (I'm not going to stop doing DIY projects on any home I live in until my body gives out - it's my hobby), airports, etc. I love the beach - every vacation we can we go to a beach - we've visited many of the east coast beaches over the years - I never get tired of it. My husband loves salt water fishing. We have a boat that he takes onto the Chesapeake Bay all the time to fish, and we go tubing on the Potomac River with our grown kids and grand kids (who are still very little). We've planned on retiring to as close to the (right) beach as possible for at least 20 years and I think it's safe to say that we're not going to change our mind about that between now and when we actually retire. And I definitely don't want to ever live someplace rural again - did that as child and have family still there - definitely not for me. Even if we were young I don't want to live in a place where there aren't plenty of doctors, including all types of specialists, and I don't want to live someplace, where if one of us was in the hospital, the other would have to drive over an hour back and forth. I'm honestly surprised at how many people I know who retire who don't care about that aspect at all. So - given what we know we want/need, we've been considering all the areas close to the Atlantic between Wilmington NC and Jacksonville FL. A few years ago we visited every place that even seemed to come close to what we want. But when we were looking before our income and savings were a fair amount less than they are now, and housing costs and interest rates were higher, so it limited where we would be able to afford to buy, so we didn't consider some of the areas we could afford now. And this is a retirement place we're talking about - being able to vacation in it before retirement is a bonus. We could wait until we retire to buy, but as I said in the original post, I don't want to miss an opportunity to buy while the prices are low AND the interest rates are low. But I do think we need to slow down and take our time - visit and stay there during different seasons, including the heavy tourist season, and make sure that it's what we want. We may find that living on an island/beach itself is not that great and that we should go back to what we always considered to be our only option - living on the mainland, but close to the beach. People seem to think that prices will be low for a while - I don't want to buy and then see prices drop even lower - and that interest rates will be low for a while too. So I realize that there is no rush - but I still don't want to kick myself years from now for missing any "deals of the century". I know this was long - sorry about that - but I think my first post gave the impression that the whole idea of buying at/near a beach, and this one in particular, was hurried and not thought out. While rushing into it right now is undoubtedly a bad idea, I don't think the concept of buying a home sometime soon for retirement in a few years, if the prices and interest rates are really low now, is a bad idea.

Thanks Shades! Thast was very interesting. The underbed storage idea looks like it was taken from yachting/RV living. It works way better than drawers in a captains bed because you can store big items that are not used often and it doesn't have that 'toe stub' problem that captains beds have. I have placed my microwave on my fridge like he did, but people always scratch their head and ask "Why is the microwave on top of the fridge??" What's up with the big stashes of booze New Yorkers always have displayed? The kitchen hasn't been updated and looks sparse, but the guy says he does not cook much. I would go nuts with a kitchen like he has (or maybe I would learn to adapt). I like his design and decorating philosophy but all I could imagine in his place was DUST and having to dust all the clutter.

California homes in 1974 weren't being generally built with ceramic tile floors. It was mostly vinyl tiles or sheet vinyl. The previous owner(s) probably had the tile put in at a later date. By 1978 little to no asbestos was being used in much of anything. Grout or tile having asbestos? No the contractor is being shifty. I think the "contractor " is taking advantage of your inexperience with remodeling and trying to pocket a extra cash on the side. I would let Lowes know about it. They don't need the eventual bad rep guys like this will bring on them. Asbestos fears are overstated anyway. The fear mongering is insane. Removal companies capitalize on that fear. Ship builders and people who have worked around it all their lives get ill. Not a homeowner changing out a floor. Taking up even an old asbestos vinyl floor isn't going to create much dust and you have to breath in the dust for it to to be harmful. If it's a concern wetting the area down will take care of the little bit found in the average home built back in the asbestos days.