Measles - Do People Not Realize How Bad This Can Be?
7 years ago
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How do average people afford downpayments?!
Comments (150)I'm glad this thread was revived, I often wonder how people do it :-) My DH and I bought our home ourselves with our savings and also through a program called NACA (Neighborhood Assistance Corporation of America). IDK if the program is the same, now, as it was 14 years ago when we went through it. We both have science degrees. We both started working when we were 16 (DH I think worked even younger delivering papers), and we worked through college as well. I'm proud we did it all ourselves, but I do feel like what we've achieved isn't "good enough". That said, as much as we need a bigger home, now that we have kids etc, it's not happening. We STILL have to save a down payment, and the value of our home, right now, is about what it was 14 years ago. Our equity would not move us to a bigger home in a nicer neighborhood, it would be a cruddy home at the same size in a nicer place, or a bigger home here but if we're going to stay here then I would just stay in the house we already have. Over the years so many things have had to be re-done -- kitchen, both bathrooms, and we're looking at needing a roof in a few years plus HVAC. This is the modest product of people who paid their own way w/o help. It gets you a modest lifestyle. Most of my friends are in similar situations. The only friend who is in a pretty nice, more expensive home in a more exclusive neighborhood has family in real estate (and her DH is a realtor). They have had more opportunities to score great homes at great prices. I think the people who afford the really nice places...either they are taking on more than they should, or they have assistance from family, or they got really lucky/successful with business or investments. A friend of mine told me that when she bought her home, her real estate agent was shocked that she had saved her down payment herself; the agent said most young people are using "gift" money from relatives....See MoreI didn't realize how hard it is to do some things when you dont'
Comments (20)As i said my nails didn't fall off but they were grey striped,and red spots,yet they were very strong,and i'll never figure that one out.I actually used one of my nails to screw a screw back into something that had become loose. Now that chemo is over,my nails are no longer discolored,and they grow but are very soft.I was going to try the biotin,but when i read the label it had soy in it,and i have to steer clear of soy as well,so i didn't buy it. Kat ,i hear ya,when it comes to picking things up,i told DH the other day when i went back to work years ago after having kids,i got the job i applied for because i had good finger dexterity,now i have trouble picking up the pills i have to take!!! Hope your nails come back nice and strong,and your hair too if you lost it. (((((((((((((((((KAT))))))))))))))))))))))) Kathi...See MoreConestoga people, how did you do glass cabs? They don't do glass?
Comments (30)kachme7, we have sat down at length with the Sherwin Williams color fan deck and have determined that a very close match to Conestoga's Crystal White is Sherwin Williams SW7002 (Downy White). Ben Moore or other suppliers may have some close matches too, but we have not sat down with their color palette yet. Downy White SW7002 seemed to be almost spot on in most lighting we looked at. Now, it bears mentioning that these are what we (cabinetjoint.com, not Conestoga) determined were close matches. Conestoga will not guarantee their material matches Downy White in any way. I would think it would be very dangerous to put Conestoga finished product on cabinet boxes done with SW's finish as the chemistry (and therefore the aging process) will be very different and you may end up with very different looks after a few months/years as Latex/oil based paints from Sherwin Williams will age and mellow in very different ways than Conestoga's Catalyzed Conversion Varnish. I would suggest perhaps refacing the boxes with Conestoga finished veneers or refacing molding OR buy all your product unfinished and then finish it all yourself to ensure a good match among all the components. Also remember that Conestoga is laying their coatings down with a sprayer whereas you may be considering brush applied materials to use on your boxes? Brush applied finishes will change the sheen and texture vs spray applied and therefore the color can be thrown off, so putting Conestoga finished doors on your home-finished boxes may result in a very different look, even if the colors of the materials are almost spot on. Just some things to be mindful of! Let me know if we can help in any way....See MoreThings you never realized existed and now you can not do without...
Comments (108)I wouldn't want to be without my OXO hair trap! This thing really does trap stray hairs and keep them from going down the drain, where they just accumulate and form a disgusting giant rat over time. I also like my car's backup camera, although I refuse to rely on it solely and still physically turn to look in all directions before backing out. Recently I rode in the car with someone who put her car in reverse, checked her backup camera, and then just roared out of the parking space. Her confidence in that thing kinda freaked me out! Also love having Bluetooth/hands-free phone ability in the car. It looks funny to me now to see someone driving and holding a phone to their ear, and no longer looks odd to see someone driving alone and carrying on an animated conversation. ;-)...See More- 7 years ago
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