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ICAT LEDs vs fire-rated covers for recessed lights

We bought our house last fall and have discovered over the winter that is quite drafty. House is 20yrs old. I brought in a professional who determined that the main problem is inadequate attic insulation. He also said that our recessed lighting in master bedroom, master bath, hallway & office are all not rated to be in contact with insulation. He's recommending that we either swap out fixtures for ICAT LEDs or install fire-rated covers on each. There are 21 fixtures.


The ICAP LEDs are double the cost of covers. We'll spend the $ if needed but wondering if it's worth the extra expense.

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