Fender bender
9 years ago
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- 9 years ago
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Father and Driving
Comments (11)A lot of people are good drivers in their 80's. My dad was but when he hit 90 he had to give up his license (DMV) makes it almost impossible for them to pass driving test, lights on lights off brake lights,horn, back up go forward(but teenager getting checked out had to adjust mirror,use signal, put on brake & emergency lights & off they went. Old folks got a drill sgt. Anyway your dad will enjoy his car & his independence & DH will not like it when that ends & you & him get to drive them everywhere, get their groceries, take them to dr. office etc. Let him drive while he is capable because once he has to give it up he will age quickly & you will wonder what happened. Losing independence is worst thing most seniors have to go through & they do not adjust well....See MorePaper - recurring theme but I can't seem to conquer it!
Comments (27)Thought I'd join in as paperwork has always been my downfall, but I devised a new system months ago that seems to be working well for me. First, a couple years ago I let go of the idea that I needed to save everything; I realized that in decades, I really never needed to compare old bills, policies, electric or gas usage, etc. except for one time and I was able to request a full accounting. That got rid of a ton. I shredded it all and put in the recycling bin. I also called all junk mail companies that I could and requested to be removed. All junk mail is disposed immediately into a single stream container in my kitchen and dumped into the cities container outside, unless it has personal info on it and then it is taken into my office and shredded as soon as it comes in. This year i bought a new student desk with matching 3 drawer cabinet placed next to it; the desk has a file drawer, and a top drawer that is slightly larger than a full sheet of paper into which I put ANYTHING I want to save/file/read later, etc. (except bills). When I clean each room, if there is a stray paper found, unless it is a bill, it gets tossed in that drawer. When the drawer starts filling up, I go through it and toss, file, etc. If a paper needs attention soon, I will place it in a tiny holder on the top of the chest. Almost nothing goes there; it almost all goes in the drawer. The desk also has a narrow drawer above the chair area that accomodates a laptop, and the back has an opening for cords. There is a cross cut shredder next to the desk. All bills go into a shallow box in the chest's top drawer where I keep check books, stamps, etc. I pay bills online, and after paying, write the date/amount, and put back in the box and shred last months statements. I never keep them any longer anymore. The other two drawers contain office supplies. The file drawer holds no billing statements (they are all shredded monthly and kept in the bill drawer) but will hold files with information like my current policies, contact info, investment reports, medical files, etc. For the first time in my adult life I don't have piles of paper all over the house, I know where everything is, and can find things quickly. Yeah!!!!...See MoreSeparate insurers for house and auto? Better to consolidate?
Comments (27)We ended up going with Citizens/Hanover. I was actually a little worried because I didn't know much about them, but I did some research on my own and found high reviews. They are also rated AA in the Best Book so we decided to give it a shot. In Michigan, if someone is injured or even has a heart attack in their car, the AUTO COMPANY is responsible for all the medicial bills. It's horrible and has raised our rates to unreasonable amounts; highest in the country actually. State Farm is notorious for not paying, fighting everything tooth and nail and for using very sneaky methods to get out of their obligations. They're going to be great for you until you have a claim or a problem. There is no charge from an insured to use a broker and it really took no time for them to compare rates with 15 different companies. It was 3 days from the day I first called, to the day I had policies in hand. Wonderful experience. I would highly recommend you give a broker a call, send them a copy of your deck sheets and let them see what they can do. There is no obligation, so really what do you have to loose?...See MoreFender bender, today :o(
Comments (38)Years ago in a then new-to-me car, I came around a corner on the highway and saw brakelights. I knew I might not be able to stop before hitting the car in the lane in front of me, and that even if I did, the car behind me probably wouldn't be able to stop before hitting me. I braked hard, and steered over into the left shoulder next to me. The car behind me braked hard as well. When it was all over, I was completely in the shoulder of the road, with the front of my car even with the driver's door handle of the car that was in front of me, and the car that was behind me managed to stop about 1 foot away from the car that was in front of me. So no damage, no dents, no strife. Just a racing heart and thumbs-up and waves all around. I hope you continue to feel OK. glenda....See More- 9 years ago
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