Having a hard day
10 years ago
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Comments (17)
- 10 years ago
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Medical Bill Advice?
Comments (11)I hope everyone had a great Christmas. I've been busy with family and finally had time to read everyone posts and can't tell you THANK YOU enough. I will re-read each word and then write down your ideas and go from there. I will speak to my hubbie about your suggestions and see where we go from here. I can tell you the hospital has worked with us some to reduce the bills but ONLY after they put a lien on my house. That is another long story - my Uncle called me several months after the accident to tell me the hospital had put a lien on my home. What they said is my insurance didn't pay them so I would be responsible for the WHOLE amount. YES.. that was their explanation. The hospital claimed the insurance never paid them. My insurance company said they never got a bill until Jan which was 6 months after. The insurance required the hospital to submit bills within 90 days. The hospital said they faxed the bills - but that the insurance refused to pay off of a faxed bill. My insurance company said they pay off of faxed bills all the time. The hospital then said they sent a bill via a certified postal letter with a requested receipt upon delivery but when the attorney asked for the copy of this and also requested copies from the post office there was NOT ANYTHING. The hospital brought their big attorneys from Houston and my little attorney took it to Federal Court (So as to get a fair trial and not have the Judges playing golf with the lawyers, etc) and it was settled very soon. It was a horrible mess. I never dreamed I could take on a huge hospital but it can be done. As one persom said "Life can change in an instant" I don't want to declare bankrupcy - just my personal feelings. That would be my last resort but at least it could be an option if all else fails. Our underinsured coverage was $50,000 which if given to a person in normal circumstances sounds like a lot of money but half went to medical bills, the rest bought a 3 year old Nissan and the rest started an IRA and my daughters college fund. If I had a do-over I would have taken that money and moved to a small Island and started over there.(Not really but it sounds good) Anyway, thank you again. Sunny...See MoreIt will be 10 years in July
Comments (9)There was no question that it was him. It was witnessed by the man who owned the motorcycle on which he was sitting. The police (wrongly) told the friend to let us know. By the next day, he emerged from a state of shock to realize that he had no way to get in touch with us and called them to tell them that the number would be in our son's cell phone in his truck, which they had impounded. His truck was not hit in the accident, but two other autos were and other people injured. All those hit had stopped under the bridge because it was raining so hard. They had been careful to get as far from the traffic lanes as they could. The young man who caused the accident took not even the precaution of slowing down. He was not charged. A funeral home here made arrangements with a crematory in the town where he died. The ashes were shipped to us in the mail. We knew he wanted to be cremated. He had jokingly said, "Just scatter my ashes around the pond," but we committed his remains to lie beside his grandfather in the family plot. There was a memorial service here and one held the next day by his friends in the town where he lived, 300 miles away. My other son and DIL attended that one and my nephew came from Mississippi to join them. He was not married, had no children. The friend who was with him came and spent the night before the memorial with us. I gathered enough courage to ask him if there was blood, which there wasn't, he said. That indicated to me that he died instantly. There was one laceration on a lower extremity. The friend had a large bruise, which is how close he came to death. He was standing beside his bike and it was swept away in the crash, grazing him. There are many, many details. Some important, some meaningless. Thank you for your concern and prayers. I pray for the healing of the rift in your family, Joyce. It must be painful for him not to have the peace that he could find with you. It's harder when everyone can't be supportive. Perhaps in time. Our son is doing his best for us, but there are others in the family who have not been as civil as they could have. Perhaps in time for us, too....See MoreAfter A Hard Day At Work This Is What I Saw When I Got Home
Comments (15)Ajsmama, yep I now live in Ohio in a more rural area but I am about 15-20 minutes from the city. Dee, yep I'm in Pataskala. The deer are around all the time, I see the most early morning and around dusk in the evening. We do have to be careful driving as they dart out of nowhere all the time. Goldgirl, the other saturday morning I turned onto my street just in time to see a fox running across the road holding a rabbit in its mouth. I slammed on the breaks and just about had a heart attack. Just before he got to the other side, he dropped the rabbit and I had to look away as I drove to my house. We have deer, coyotes, rabbits and various other animals because of the woods behind me. It pains me to see roadkill all the time. I'm not a big animal lover but I don't like to see any harmed. The deer did a number on our shrubs this past season and my hubby has been trying to find something to keep them away from the plants and shrubs. There does seem to be an overabundance of them where I live. I took these pictures last week and was bummed that they came out fuzzy. As bothersome as the deer are, they are beautiful. Like Dee I also have squirrels and chipmunks and rabbits, and woodpeckers, and cardinals and chickadees. The birds are wonderful to watch and I sometimes wake up to the sounds of the woodpeckers. Dee, if you have any suggestions on great places to go for accessories or antiques I would appreciate it. I'm getting tired of the Hobby Lobby's, HomeGoods, Kirkland's and am looking for something different....See MoreThis will be a hard day for my family
Comments (37)Oh, I'm so sorry, Rita! You and your family have had so much grief lately; wish you didn't have to go through this. ((((((((((Rita)))))))))))...See More- 10 years ago
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