Did we lose Pal?
deegw
8 years ago
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blfenton
8 years agomaddielee
8 years agoRelated Discussions
Big storm - if we lose power what will we eat & how will we keep
Comments (71)After not having enough T-paper and dog food (with two hugh dogs) during the blizzard in Indianapolis in the late seventies and having to walk 10 blocks to get some to hold us over, I swore that would never happen again so I always have a good supply of both. Then, after we first moved down here to the boonies on top of a high hill and experiencing many power outages while living in a mobile, I decided what I would do and get to be prepared when we got our house built. The first thing I did was research woodburning stoves until I found one that didn't take up all the room in the world yet would provide all the heat we could want, light and plus I'd be able to cook on it. Bought it a little over a year before the house was done and stored it. Then we bought a generator which the one dog tore all of the wiring out of before it could ever be used much. Lesson learned. The next generator we bought is encased. I also started stocking my pantry, overstocking it as DH always complains. I don't think there is such a thing as overstocking it. Also put in a good supply of flashlights, batteries and candles. Since we were on a well, everytime they predicted a good storm or tornado or the wind just got up high, I'd fill the bathtubs and washer plus have drinking water on hand. About two months or so ago we went on county water. Just in time. No more problems with flushing. We heard this storm was coming in and got extra gas for the generator. I'd just bought a 40 lb. bag of dogfood and had my normal back ups of everything else. Didn't need to go to the grocery at all. The ice storm hit but power didn't go out until about 1:30 a.m. so the generator, already set up and filled, was fired up and we already had the woodstove going strong. We watched some weather reports on television for a little while, then on to bed where our CPAP machines worked great off the generator. When we lose power, we also lose our land line, so we make sure our cell phones are always well charged and we can always contact relatives to make sure they are well and let them know we're okay. We do have our backpacking stoves and some battery operated Coleman lanterns as well. When we got up, the house was pretty much as warm as we always keep it. The young man from the place down the road came over to make sure we were okay. He said no one could get up the steep hill that we live on or down it. I heated water on the woodstove for hot drinks and we had cereal and fruit. Later I started dinner on the woodstove, smoked sausage, onions, carrots and potatoes, and the power came back on. This was around 4:30 p.m. Finished cooking on the kitchen stove and its just like nothing out of the ordinary never happened. When we first found out this storm was coming, DH went out to the 5th wheel, put the slide in and started up the furnace. We figured we'd just move into it if the power went out. He'd just had the two big propane tanks filled so we'd be able to stay warm and cook in there. However, he didn't like the way the furnace sounded so decided to turn it off and stick it out in the house. I'd say the first thing we were going to do once we can get out of here was take the 5th wheel to have the furnace checked, but I know better. We were supposed to leave here for a warmer climate shortly after Christmas and kept getting delayed. When we can get it out of here, we're getting in that RV and heading south or southwest. We can get that furnace checked wherever we wind up and our ceramic heater or two will work until then. Something else everyone should think of is sleeping bags. Even with heat and blankets, my DH has been putting his Marmot -20 sleeping bag over the bed. He chills so easily and can't easily warm up. I, however, do not have that problem. Anyway, sleeping bags could be life savers for some and kids love them....See MoreDid we lose our KT search function?
Comments (6)Yeah that one at the top is not as good as the one down below. I never use the top one. Thanks for the advice. I never use either one but if I ever do need to...I now know which to opt for. Anne...See MoreMortgage Broker WOES...we are going to lose our dreamhouse!
Comments (18)Loan players are as follows: Broker: A person that has access to a network of lenders...some private, some banks, some have actual money themselves. They are the "sales people" in the equation usually. Loan officer: Usually the term for a broker-type, but they work directly at a given lender. Sometimes is used interchangeably with broker. Processor: The person that works with the broker/LO and the client to get all the necessary paperwork together. Essentially gets everything "packaged" into a folder to present to.... Underwriting: Underwriters are the final go-ahead people on the broker/LO end. They make sure the loan meets all the requirements set forth by the given investor. I.e. if the broker has you plugged into Acme corps "whiz-bang no money down option loan" then the Underwriter makes sure that all the requirements are actually met. If they don't, they return it to the processor to get missing information. If it's a case of you not meeting the requirements at all, then they kick it out permanently. This is called "falling out in underwriting." Even if you fall out then, a broker will try to find other programs that you might qualify for. Generally, the more lenient (the fewer requirements for you to meet), the greater the risk to the lender, so the higher the fees and interest rate. I have a handful of our closest friends that work in each of these positions and I can tell you that the lines and job descriptions are far from standard. At some places, the processor is just a clerk. At others, processors basically do the processor and underwriter job. Also, even though an underwriter may underwrite a loan (say "this candidate is good to go for that program) the loan can still fall out with the investor's side for a number of reasons. Obviously if you're dealing with a direct lender, when it meets underwriting, then it's done because they actually lend you the money. aiki...See MoreI hate it when we lose power!
Comments (26)We survived! We have had power outages here every winter for the last 30 years. We have 4 LED lanterns, much better and safer than the candles we use to use, and have a head lamp for each of us. DS gets bored because he is typical of other 32 years old. He is use to be entertained with electronic gagets. I grew up in 1950's in a farm house built in 1880's with bad wiring, we were alway losing power. But also grew up knowing how to keep myself entertained. Last night I was fine listening to my MP3 player and reading a book by a warm fire. I thought it was a nice change instead of watching all the junk on TV like usual. DH did get Netflix on his laptop so we all crowded around the 15" screen to watch a TV show. It made DS happy. Right afterwards the power came back on. That really made DS happy. It was out only 6 hours. After the 1989 earthquake we lost power and water for almost a week. They wanted to go out for dinner, but I hate being out in the very strong winds and heavy rain like it was last night. Also too many roads flooded, lots of trees down and mud/rock slides up here in the mountains. Not to mention lots of accidents. Made spaghetti and meatballs, used the top of the stove to heat up the sauce and frozen meatballs instead of the microwave. It came out better with no hot and cold spots. I missed the garlic toast, but it was in the freezer and no way to thraw it out. DH has talked about getting a generator for the last 30 years, but they are so expensive for one to run a whole house. One of our neighbors has one. It is so strange to see their house lit up and the rest of the area pitch black. Also it is really loud and it is quite a distance from us. I can't magine what it sounds like next to the house. We will have to do a walk around to see if there is any damage. We had some really strong gusts yesterday....See MoreLyban zone 4
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