Due diligence on future neighbors
lana_roma
8 years ago
Featured Answer
Sort by:Oldest
Comments (43)
nosoccermom
8 years agomillworkman
8 years agoRelated Discussions
Sreened From View - Immediately or Future?
Comments (20)Hello everyone -- Thanks for taking the time to respond to my question. I appreciate all of your perspectives and suggestions. Let me clarify a couple of points. FYI (and perhaps your comic enjoyment), our subdivision is in high desert country, where we enjoy an average of 300 sun-days but only about 13 inches of rain per year. The lower level building lots have few trees and only minimal ground cover (desert grasses, cats claw, weeds and the like) -- the lots higher in the subdivision have considerable growth of good sized juniper trees, scrub oak and pine. The two lots in question (about 2 acres each) are half way up the mountain -- the higher lot has 8 or 9 trees, the lower lot just one big one. The point being, the owners of the lower lot could have purchase a building site (assuming they were willing and able to pay more money for it) that affords a good amount of natural screening. Instead, they bought a lot that has virtually none. With the Committee's approval, the owners of the lower lot have now installed grass sod on a large portion of their lot, which they are watering with large golf course-like Rainbird sprinklers(and are evidently willing to pay the water bill) to keep the grass alive for their kids and dogs to enjoy. (See, our Committee is not totally adverse to family living.) In contrast, all neighboring lot owners who have built or are in the process are landscaping with crushed rock and low-water consumption plants fed by drip sprinklers. The BB equipment issue is a precursor of things to come, since the owners of the lower lot have informed our Committee that they also intend to apply for permission to install an outdoor jungle gym for their kids (the one they brought with them from their prior home, which they now have disposed of but intend to replace with new equipment, was around 10 feet tall and quite massive -- something you'll not easily miss sitting on the highest part of their grass lawn in front of their house (where they want to install it) as you drive up and down the main road of the subdivision. The large hedge that they plan to plant as depicted in their proposed landscape plan may some day screen the jungle gym (I figure just about the time the kids are ready for junior high school). As to rolling the BB equipment into position when the kids or dad want to shoot some hoops, the equipment does have wheels and is intended to be mobile -- however, setting it up involves adding about 500 pounds of water to the base, which renders the BB hoop tough to move around -- and, of course, you wouldn't want to be wasting a lot of water by filling and emptying the stand every time you want to use it (my editorial comment). The owners of the lower lot also resisted a suggestion to mount the BB hoop on the roof above one of their three garage doors, which would make it much less conspicuous. The expressed concern is that the garage door and stucco siding of the home would take a beating as the kids learn how to play BB and sharpen their skills. Finally, in defense of my "garbage can" comment, actually, our trash containers are not all that bad looking, particularly when stacked neatly against the side of a home or garage. Depending on which service you use, they are either blue or green in color. And, they're also mobile, nicely equipped with large rubber wheels to accommodate the trek down our long driveways on Wednesday morning and back in the evening. For me, it's a toss up -- garbage containers -- BB hoops sitting 10' in the air -- jungle gym's that tower skyward on treeless lots -- mechanical equipment (air conditioners, and the like), RV equipment (tents, trailers and the like), etc. Our CC&Rs provide that our Committee can require they be screened from view. My question is simply, does that mean now or sometime in the future? Thanks again. You've all been great. Peter...See MoreNeighbor used herbicide on many of my collected plants
Comments (23)I toi have been living with neighbors from Hell! I have a new neighbor who wanted my 27 year old native Oak pruned or removed & he'd put up a new fence. I had an arborist come in who removed lower overgrown branches. He did not wish to disturb the natural shape(esp. not top it!). My neighbor wanted it all out or topped. Note: My Oak trunk is 20ft. from fence line. Pruning it on the fence line is ok & lawful, I know & can live with....but he's hired people to cut at dark & theyve been cutting it little by little for 6 months! Ive tried to catch them & can not....they always remove/drag brush they cut(dump it on wild lands of the school property below my house!) jump the fence & hide in a shed on the new neighbor's property! After putting in a camera, calling the county sherif (on a all night attack downing huge limbs on my Oak!)who called me "arrogant & told me Lady it is just a tree!" & Im not waking the neighbors up at thus hour or even in the morning! & Im not writing a police Report either!" So I did not call them back fir months & tried to catch them....No Luck! Their nightly flood lights between our properties create glare & my camera cant pick up the movement & show clear pictures! For a few winter months I let it happen.... felt helpless! As it warmed up, when I was awoken by Ax, saw or thump of a branch falling or dragging of branches down the hill...I get. dressed, I grab my camera, flashlight, comfy chair, warm blanket & I sit outsude my bedroom that is right in front of the Oak & sit there until daylight!!! I hear the new neighbor whisper to his wufe, I hear the people slip away from where they are hiding.In fact, Im certain it is the two young people on fhe other side of me(Ive seen the tools for cutting laying around their yard(Ax, pole saw). When the young grandkids(of a dear older garden loving grandma died🙁)the young grand-kid neighbors moved in....they clobbered down her metal shed in one day & cut down all the Oaks on the property with a chain saw! They set up a marijuana growing area in wine barrels on the shed foundation( I took photos when they were taller than I am!) & brought 2 noisy dogs to the propery: pit bull & alaska husky. They took to spraying Round-Up on my healthy veggie garden & Rose bushes.... They have become bolder since my 2nd & 3rd calls to the sherif's office the last few days(the shelf's deputies finally talked to both neighbors on both sides of me!) It did not help.... They cut & dragged limbs the bext nighf so I called again... this time the deputy only phoned me back lustened & said to get some sleep! I told her it is not just the Oak anymore. They are always home & watching what I do. They fojnd my outdoor exyra key & wenf into my garage & wrote F.....You in my cars front windsheild & put a 2in. screw into my back tire. I had to call a lick smith & replace all my locks! ....& buy a new tire! The neighbor who wants my Oak down harrasses me in the morning starting @5am by tgrowing bits of wood at my bedrolm wall & roof! He rarely leaves the house & does this throwing all day long.... along with the night cutting & destru tion of my plants. They are now spraying my Fig tree & Native garden as well! Nothing has a chsnce to grow!!! I am a member if ghd Native Plant Society & member of the local garden club. No one can beleive this Hell I am living!!! Thsnk you for taking time to share your neighbor HELLs.....It is no FUN! I had a peaceful 26 years at my lovely home & garden and it is SO SAD good people who love nature & their gardens find themselves with ruthless, nasty neighbors who don't give a darn about anyone but themselves!!!! & it is SAD that good people get bullied and are not protected by law-enforcement! THAT has shocked me more than anything else!!!!...See Morebuying our neighbors house and joining the properties
Comments (18)1. What if we claimed it's for a bed and breakfast? >>> A B&B is a business and requires zoning approval, business permits, inspections, business insurance, and tax considerations on a federal, state, and local levels. The purchase of the home for use as a B&B is a purchase of investment property and also requires zoning approval, business permits, inspections, business insurance, and tax considerations on a federal and state levels. 2. Or would it be better to say it's for 100% personal use to treat it as a primary residence for better interest rates? >>> You can only have one primary residence. Claiming both homes as a primary residence would be FRAUD. Your homeowner's insurance company would also consider this FRAUD. Be aware too that insurance companies share information on homes insured including past claims and homeowners. This would give your insurance company grounds to claim fraud and not cover any claim on either home. 3. Maybe a mortgage broker would give us a break if we do 2 mortgages at the same time? >>> Doesn't hurt to ask. I would expect though that since one is for a principal resident and one is for a rental investment property with differing interest rates it will not be discounted. 4. A friend suggested we officially rent out our own house with a fake lease and move into the other house as our primary home, but that sounds too fishy to me, doesn't it? >>> You would be committing FRAUD against the bank, insurance company, and IRS. 5. We were otherwise thinking of constructing a guest house on our own property (lots are large - it's a rural area). >>> Check your local zoning laws to see if you can and what restrictions there may be. Many areas do not allow more than one home unit on a property regardless of the size of the property. We live rural on 10 acres and it is not allowed. 6. The property doesn't have to be joined officially, in case we in the future want to sell it again. >>> Once officially joined it is doubtful that they would separate the properties. Without the properties being officially joined you can not get a single loan to cover both. The bank will easily determine this when a title search is done. 7. We would use the house for a combination of extended family visits and short term vacation rentals for a few years (we are expecting our income to go up substantially in a few years, so we wouldn't have to rent it out later). >>> If the house is rented it is an investment property with rental income. It may be converted to personal property but when you sell the home you will have to claim recapture of the depreciation taken while a rental. 8. (From another poster) If you were just short term renting it out I don't see why that's fraud it financed with a home loan. All these folks that are renting out houses or vacation properties don't have busniess loans, they have home loans. >>> The may or may not have a home loan but once they rented it out it becomes a rental investment property and they claim it as a rental investment property to the IRS and insurance company. Saying it is a 2nd home and not a rental (and not claiming it as a rental investment property) is FRAUD. There are some very helpful folks here offering some good advice to help you find a mortgage product and keep you from getting into legal trouble. Buying a home (whether your principal residence or an rental investment property) will involve your mortgage lender, credit bureau, lawyer, title company, insurance company, and eventually the IRS since it gets copies of your mortgage interest. I suggest you talk to a mortgage lender to see what options they suggest and then talk to a tax adviser about owning a rental investment property. IF you would actually go talk to a tax adviser you might find out that it's to your ADVANTAGE to claim it as a rental property! Gosh, YOU SHOULD really go see the thread "Principal Residence" on the Household Finances Forum ... it sounds just like what your asking about!...See MoreHelp! Neighbor building with a perfect view of our backyard
Comments (38)I know exactly how you feel! Our neighbours deck is built onto the lot line. It was here first and we bought this lot to build on and did know what we were in for. Even still I am annoyed by the closeness. But after almost two years I also just use the yard however we want. If they want to stand on the deck and stare down at us really they are the ones that seem odd not us enjoying the yard. We live in Vancouver so climate not far off yours. To date we have a six foot fence as well as trees slowly maturing. Our most recent purchase is an evergreen magnolia but it will take years to really obstruct the view of the neighbour. In the meantime we use angled patio umbrellas when out on our back patio. Works like a charm....See Moreaprilneverends
8 years agoUser
8 years agopeter826
8 years agogyr_falcon
8 years agorrah
8 years agolana_roma
8 years agolana_roma
8 years agosarahsocal
8 years agoUser
8 years agolana_roma
8 years agoRory (Zone 6b)
8 years agonosoccermom
8 years agogreg_2015
8 years agogreg_2015
8 years agokudzu9
8 years agoncrealestateguy
8 years agobry911
8 years agolast modified: 8 years agoUser
8 years agolana_roma
8 years agolast modified: 8 years agotete_a_tete
8 years agogyr_falcon
8 years agobry911
8 years agokudzu9
8 years agoncrealestateguy
8 years agobry911
8 years agolast modified: 8 years ago1212dusti
8 years agoc9pilot
8 years agoUser
8 years agobry911
8 years agoUser
8 years agolast modified: 8 years agokudzu9
8 years agolana_roma
8 years agoUser
8 years agoUser
8 years agonosoccermom
8 years agowordfish
8 years agoxarcady
8 years agojennifw
8 years agoUser
8 years agoartemis_ma
8 years ago
Related Stories
PETSHow to Help Your Dog Be a Good Neighbor
Good fences certainly help, but be sure to introduce your pup to the neighbors and check in from time to time
Full StoryLIFEHow to Get Along With the Neighbors — and Live Happier at Home
Everyone wins when neighbors treat one another with kindness, consideration and respect
Full StoryCURB APPEAL7 Ways to Create a Neighborly Front Yard
Foster community spirit by setting up your front porch, paths and yard for social interaction
Full StoryLIFE6 Tips for Teaching Your Kids to Be Good Neighbors
Everyone wins when your children learn to respect boundaries, get help when they need it and show others they care
Full StoryFRONT YARD IDEAS10 Ideas for a Front-Yard Edible Garden Your Neighbors Will Love
Choosing attractive, well-mannered plants and sharing the bounty will go a long way toward keeping the peace
Full StoryCOMMUNITYDiscover the Joy of Welcoming New Neighbors
Don't worry about a perfect presentation — a heartfelt note and a simple treat create a wonderful welcome to the neighborhood
Full StoryGARDENING GUIDESA Mom, a Garden and a Gift for the Neighbors
Gardening can be therapeutic in unexpected ways. See how one gardener found peace and purpose in a patch of Florida soil
Full StoryDISASTER PREP & RECOVERYHouzz Tour: Family Rebuilds Home and Community After Hurricane Sandy
This restored coastal New Jersey house — now raised 9 feet off the ground — offers inspiration for neighbors considering a return
Full StoryHOUZZ TOURSHouzz Tour: Wide-Open Views on a Narrow Canadian Lot
Expansive glass walls facing the street create openness, sun-filled rooms and closer relations with the neighbors
Full StoryHOME OFFICESQuiet, Please! How to Cut Noise Pollution at Home
Leaf blowers, trucks or noisy neighbors driving you berserk? These sound-reduction strategies can help you hush things up
Full Story
bry911