Add your jewelry to your house insurance. It does not cost much. Of course, it doesn't replace the original.

You had it checked 3 months ago and it already fell out???!!! yikes! I'd say they didn't do a very good job of checking it!

Even if the ring/diamond was not specifically insured, it should be covered under your basic homeowner's policy. You should call your insurance company. I'd also call the jeweler and tell them what a lousy job they did, and I would never go back there again!

Very good advice socks and I hope you are able to somehow find your stone!!

I used to work at a jewelers and we always encouraged customers to bring their jewelry every six months for inspection. I had more than one scoff at that, assuming I was just trying to get them in the store to sell them more items but yours is a perfect example of why we did it.

I basically demanded my mom's wedding ring from her so I could check it with my loupe, she had worn it every day for over 30 years and sure enough, her prongs were so thin, I'm amazed she hadn't lost her solitare!

I'm sorry your lost your diamond, maybe you'll be lucky like Marilyn and find it. The majority of Homeowner's policies only offer minimal coverage for jewelry unless you have added a rider to your policy. The insurance company will want an appraisal and description of the jewelry. The cost to schedule your jewelry usually ranges from $1 to $2 per $100. of value. If you live in a large city the rates could be higher.

Thanks for the reminder - I'm overdue mohave mine checked.

I hope that you find it

Socks, we got to get together over this. I still have my wedding ring. It really doesn't mean anything to me. I don't know why I am hanging on to it, other than for selling some day, when I might be in a financial disaster? If one of my stones would fit your ring, I would LOVE to let you have it. How could we figure this out? Where do you live?

Moni

Check places like the washer and/or dryer. Anywhere you could have put stress on the ring. I hope you find it! Who knows, maybe it's just in the bed and got caught on the covers while you slept!

Moni - that's one of the sweetest things I've ever read on the KT!!!!

I lost mine about 7 yrs ago. It had been checked, but not for a while. My rings are from 1959. Everytime I vacuumed the house for a week, I carefully, went through the vacuum container. One day, when I poured it all out on a bunch of newspaper, I used my finger to move stuff around, and felt something hard. When I looked, at it, thought, it was just a small rock, until my finger went over it and that rock began to shine. Dont give up, you just might find it, in some very odd place.

As maire_cate said, you probably have coverage on your homeowner's insurance policy, up to a limit. I think ours covers up to $4,000, so I have a special policy on my engagement ring. I hope I never have to use it....

I hope you find the diamond, and I would certainly say something to the jeweler who checked it.

socks -- Are you keeping an eye on Oski?

Our first Westie, Charlie, rescued my diamond ring from going down the drain of the laundry tub where I was washing him -- and brought it up two weeks later. (We'd already filed the insurance claim and were about to choose a new ring.) I will never replace this special ring!

Our last Westie, Eliot, loved playing with small stones in his mouth.

So...maybe Oski found your diamond?

I have never had my diamond (c. 1964) 'checked'. I can see the prongs are strong on the pear solitare. Maybe I should have the baguettes checked though.

BTW, if you have reduced your homeowner's coverage by a percentage, be aware that coverage on your unscheduled jewelry is also reduced by that percentage. (As I found out after we were burgled.)

I haven't worn my wedding rings in probably 50 years. I would not lose much if I lost a diamond out of those.

Sue

Thank you, everyone.

I interrogated Oski, and he claims to be innocent of any wrong-doing.

For Moni: I just cannot tell you how much your kind offer means to me. We'll get it solved on this end, so you save your stone for a "rainy day"--OK? I do appreciate your extraordinary generosity. You are a sweetie.

Socks...4 decades! Congratulations!!!!!!!! (I'm @ 36 1/2) My mother also wore a wide single gold band....very attractive!

I "had" a past-present-future set up for my wedding bands. Three Little 18k bands, with tiny diamonds. I was hauling small boulders w/ DH...not wearing gloves and a rock caught hold of a little diamond....it fell out. Got it replaced, now, 3 years later it fell out again. The diamonds are not prong set, they're hammer set/tension set...nothing to tighten....:0(....cheap to replace...just a hassle....

socks -- You're addressing the wrong 'end' of the 'business' with Oski.