Where is my "beating a dead horse" gif? Good Lord, let it go!

So Angel . . . you simply got on to express your ugliness? Sure it's an old thread and I apologize for not being in your loop of information. Next time you have an opinion to express why don't you be more constructive about it. And if you can't do that, then go for a walk and keep your mouth out of the discussion.

This post was edited by KeepCalmCarryOm on Sat, Aug 31, 13 at 18:00

This has been discussed on this site, and you could find out what was said if you research it. Go to the bottom and click search with the title of what you want. Some cards do save, most don't you can also talk to your pharmacist.

Oh I have researched it. I was simply being nice & posting that link for others. Nice warm reception here.

People doubt you because you just joined.

Do you seriously think that coming to a new forum and in your second post ever being ugly and nasty to a long time member is going to garner you praise and welcome wishes?
Goodness gracious just take a breath and understand why someone would give you the reply about it being a beaten horse response. You are new here you have no idea if something has been discussed that may have caused a riff.
This is a very very friendly forum but you have now come in with a huge chip on your shoulder and insulted immediately the members.
What should be our reply?
Perhaps you would have been better off to post to that same old thread that you found upon research and bring it back up to see if there were new responses????? That is the preferred method when posting on a subject that is already being discussed or has been. The thread will come back to the top if posted to it.

Which of theses threads over the last YEAR AND A HALF did you find lacking enough info? (Other than the last two...don't need to spend time trying to delete from this link.)

Are you related to Idacop?

Here is a link that might be useful: RX cards

Deleted for lack of interest.
Thread is just an exercise in bashing.
Geez, you're vicious.

This post was edited by lindakathy on Sun, Sep 1, 13 at 13:13

Forgive me, in advance, for my lengthy post... I am never short on words.
Prescription discount cards are not new and they do work. In addition to the "questionable" organizations/companies many refer to in these related forums, they're also offered by legitimate organizations, profit and non-profit alike, and even some states! I'm sure someone may have already mentioned that but I didn't read ALL the postings, most but not all. My husband is on Medicare. I am 12 years younger and have no health insurance. We carried insurance when we owned and operated a family business, but the premiums (for a 10,000.00 deductible) became ridiculously high, plus we were paying everything out of pocket. We only had the insurance for that hope-it-never-happens catastrophic illness. We dropped the insurance and decided to start our own insurance "fund".
However, that's just a bit of background. I take five prescription meds, one of which is very costly. I have three discount cards on file at my pharmacy (Walgreens) and am enrolled in Walgreens' prescription program for $20.00 per year. One discount card is through our state Farm Bureau as we are members. One is through the United Methodist Church organization as we are First United Methodists. The third is the Relief card and I have to be honest, I cannot remember receiving this card, however my memory isn't what it used to be. The pharmacy is supposed to run each of my new fills and refills through each discount program in my file. They often forget to do this and I have to remind them. I have saved MANY dollars by remembering to remind them. :) Case in point... this past week I refilled my most expensive med. I get a three month supply, which usually runs over $200.00 with one of the other discount plans (not Walgreens...I actually do not save much with them and am considering dropping that plan). When I picked up my refill, the tech told me it was over $400.00. My hair stood on end. I had them run it through all of my discount plans. I ultimately paid just over $60.00 for that three month refill. I asked which plan had saved me that much and was told the Relief plan. Now, maybe I'll be sorry somewhere down the line but I'm surely happy about it now. BTW... that med is a generic. Discounts are often deeper for generics.
As for jeopardizing personal information, one person suggested that Walgreens would have to give out my DL# to these companies. I never voluntarily gave my DL# or SS# to Walgreens (or SS# to ANYONE), but my DL# is on my checks for anyone to see, as is my bank's routing number and my account number. I pay for meds with Walgreens' Express Pay, which means that they have a copy of one of my CC #'s on file. Since we travel a lot, I know that this number is in the Walgreens' system for any Walgreen's pharmacy to use, anywhere in the country, as I have had Rx's filled in other states. No problems with CC theft yet. As for submitting personal information, we do it in some way many times a year. Did you not give your name, birth date and state when registering for this site?? The page where I entered my information was not encrypted. Do you really trust this site's Privacy Policy just because it's there?? And, have you actually read it verbatim?? I doubt that many people read any or all Terms and Conditions before accepting them.
I also checked the BBB for ScriptRelief, the company which issues the Relief Rx cards via Health Alliance. See link (copy and paste) http://www.bbb.org/new-york-city/business-reviews/medical-dental-discount-plans/script-relief-llc-in-new-york-ny-130619
There are 22 complaints listed, 14 of which are related to advertising/sales issues. It went on to say that the BBB knows of no government actions involving this company and that all 22 complaint issues were resolved by Script Relief.
If you do a search for prescription discount cards, you'll find a whole host of them. And, if you search for "how they work", you'll find MANY articles. I wanted to find unbiased information that was not supplied by any of the discount plan companies and happened upon this one... simple but good...(copy and paste link) http://www.frugalconfessions.com/save-me-money/are-prescription-drug-discount-cards-for-real.php
This author states that the companies offering the free discount RX plans make money through referral fees paid by pharmacies for each RX filled using the card, i.e. they want to get and keep customers who ultimately purchase much more than meds in their stores. Her research leads her to the conclusion that it can't hurt to sign on to one (or more in my case because different cards offer different savings on the same med) of these programs.
One might argue that other people, private pay and with insurance, are paying more for those of us using discount cards. To this I say, I am private pay for all other medical visits, hospital stays, diagnostics, etc., and I'm sure that I am paying a higher price for those who get assisted relief from medical costs. My clinic and most hospitals offer a 5-10% discount for private pay, if the charges are paid in full. Who do you think makes up that difference? As for insurance, everyone's premiums are affected (and increased) by other people's claims, lawsuits, etc. It's a fact of life that we ALL pay for each other in some way or another. Sadly, it's just looked at negatively unless it's charitable and tax deductible.
I've been using my discount cards for at least ten years. (Our son was too until he graduated from college and got a job with health insurance.) I still have my identity, no one has come looking to collect the difference I have saved on my meds all those years, and I'll keep using them until I woefully reach the age of Medicare, if Medicare is still a viable option when I get there because that money is really not there, (refer to our national debt) but that's a whole other topic for another time.
I'm not trying to convince anyone to use the discount cards; just FYI'ing. I will keep using them and if I encounter a problem, I promise to post it. :)

Thank you JAnn for some great information! And welcome to the Kitchen Table.

Jodi-

Thank you Jodi ! Glad to be here and always happy to feel welcomed. I'm very excited about finding this site because I'm always looking for good garden/plant information, suggestions and recommendations..

Thank you Jodi ! Glad to be here and always happy to feel welcomed. I'm very excited about finding this site because I'm always looking for good garden/plant information, suggestions and recommendations..

Oops. I did not mean to duplicate that posting and I don't know how to delete the duplicate. Sorry.