Sounds like a silly made-up word, maybe coming from a commercial source. It doesn't mean anything in the real world.

What's your interpretation of "retirement planning advice"?

Some people like to plan ahead and do some checking during middle age as what options may be ahead, e.g. projections of anticipated pension level with Can. Pens. Plan, co. pension (if available), other agency-related plans, plus their individually operated programs. Some don't know that one must apply for C.P.P. or the Cdn. gov't provided Old Age Security.

With regard to investments, what types to carry, as one moves from accumulation to phased withdrawal mode ... and how about trying to leave a major portion intact, as there may be heavy expenditures required when one needs to move into residential or nursing home near the end of life.

Others aren't inclined to do such planning.

What benefits may be available, e.g. low cost vehicles by auto co. retirees.

Some companies offer presentations on retirement for their employees approaching retirement, but less frequent recently as fewer offer pensions: others may not want to call attention to their shrinkage in that regard.

While the main emphasis is often on the financial aspects, especially by agencies who are in that game and want to sell products to the potential retirees, other aspects are important. Sometimes legal resource people are included.

Do the retiree(s) plan to continue living where they are, possibly with a period in winter spent in warmer climes, or do they want to move to live near family ... and have they considered how firmly those family members may be anchored in their current location, or are they liable to transfer, whether with their employer, or due to loss of employment and there being few alternatives where they live.

Do they have various interests, e.g. hobbies, to avoid chewing fingernails due to boredom?

Volunteer work?

Any activities for seniors where they live ... in an area to which they may choose to move?

Self-development, educational opportunities, etc.

Potential healthcare needs and resources.

Any more specific questions that you would like dealt with, O P?

ole joyful

I wish I had done more financial planning when I was in my 30's. It is difficult to plan on more than generally that far in advance because of rules changing. I wish I would have had the availability of a Roth plan as when I must withdraw money at 70 1/2 I will pay more taxes than what I saved.

Include in discussion:

Do you intend of paying off your house.
What if any support will you be able to provide any children and adults(parents others)

Start learning now so you will not be surprised later.

Death benefit pension plan benefit paid to a designated beneficiary in case the plan participant dies before being officially retired.

Here is a link that might be useful: carlson staffing

I am 61. I call what I am doing/have done as Planning Ahead, not "pre-retirement". And generally without the capital letters.

Years ago my parents got me established with my financial advisor (and his successor). I've never been a spendthrift, but I also wasn't great on knowing how to make my saving GROW. Getting such a person to help is probably critical for savings and growth of those savings.

I know your thesis is done by now (hopefully), but for others reading this thread now -- start thinking about this as early as possible, and if you aren't economically savvy, consider advice you can vet out responsibly. Since Dad ran his own business, that's where I started.