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salgal33

another rant...this one the bank

14 years ago

So last week I stopped at the bank and went inside to the teller.

I made a home equity payment of $1550.

3 days later I look online and the amount has not been deducted from my checking account.

So I open the home equity account and see they "advanced" me $1550. NOT!

So, not only did they not deduct the $1550, they added another $1550 to the debt.

So I call the bank.

What a run-around. I was so patient in explaining what appeared to happen, but the customer service nit-wit kept insisting I wrote a home equity check for a cash advance.

No, no, no.

Look at the check image again. It is a checking account. The HELOC account number was written in the memo. I did not get any money from the teller!

Finally she agrees and see's the light.

I confirm with her we will see a reversal of $3100 in home equity account balance....long silence.

No, she says we will credit $1550.

Uggh.

No, I say you need to undo the "advance" that I never got or wanted, and then apply the $1550 payment. $3100.

Another long pause.

"ohhh"

Honestly. I felt like I was talking to a 3rd grader.

Folks...keep an eye on your money!

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