Exterior damage caused by neighbor's house fire-my insurance pays
nancita
12 years ago
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Billl
12 years agotwo25acres
12 years agoRelated Discussions
Neighbor cause water damage to my condo - help!
Comments (21)My husbnd is in same situation, more or less, as tarakari, which I'm pasting below. We haven't seen any response to tarakari's question. The tenant next to my husband's condo unit is angling to get him to replace her entire floor because we can't find laminate flooring to match the 4 ft x 4 ft area damaged 2 months ago by seepage from a bathtub drain leak in my husband's condo unit thru the common wall. Now the neighbor claims the damage is "spreading"--two months later?? RE: Neighbor cause water damage to my condo - help! clip this post email this post what is this? see most clipped and recent clippings Posted by tarakaki (My Page) on Wed, Oct 31, 07 at 23:48 Hi, I own an apt in a condo and just recently rented it out. Last week,the guy below me told me that there's leaking in his unit from my unit. I called a plumber to come in to fix the bathroom in my unit. Today, I got a call from the owner downstairs telling me i have to pay $12000 in damage to their floor. She told me that the damage is to a small area but her contractor said that they can't find a matching color for the flooring so they will have to redo the whole floor. Is that right? Do I have to pay for the entire flooring? or just the damage area regardless of whether it matches or not. I don't think it's my responsibility to pay for the whole flooring just becaue it doesn't match. Please help me on this. What do I do? I'm panicking here. I don't want to go through a lawyer. I offered to go downstairs to take pictures of the damage and see. Please advise me what I need to do from here....See Moreneighbors stubs and damages all my trees on property line
Comments (42)Interesting enough, all the anti-neighbor folks assume there must be some city ordinance to prevent offended neighbors from trimming limbs hanging over their property. There seldom is and the police have other matters with which to deal. The police don't handle that. At least not in towns in this area (my own, family's or where rental property is located). It's the Town Code Enforcer who handles it. That's what they get paid to do. My mother's town has strict tree codes (well, they're ultra strict about everything.) If a property owner's tree is overhanging a fence or property line, it can be trimmed back by neighbor providing it is: in danger of touching a building or wires, impeding growth of neighbor's own landscaping, or has potential to do some kind of structural damage on neighbor's premises (fence, buildings, etc.) However, neighbor cannot trim tree in such a way that it will bring on disease, poor growth habit or death. If in doubt, contact the code enforcer for an inspection. I'd suggest you look into that angle, chinchette. If you walk into your town hall, you should freely be given a copy of the code/ordinance that addresses your situation....See MoreFire Damage - Insurance Claim Question
Comments (4)You said the key word: tile. Tile, like brick, is hard to color match. The color differs from firing to firing. Usually, all the tile for one roof comes from one batch of kiln firing. Look into other tile makers to see if they can come close to matching the style and color of your tile. You'll need to take along a sample tile. One alternative would be to remove all the tiles from the roof section that will be rebuilt and mix the old tiles with the new tiles. The roof will have a shingled effect rather than a continous color. However, this is a lot of work and it appears that your insurance company will not cover the extra labor. You may have to hire a lawyer or offer to pay for the extra labor. There is an upside. From your description, your house may have been saved because it had fire resistant roofing material. Remind your insurer that they could have been paying for an entire house, not just a roof repair....See MoreHire Insurance Adjuster for claim after fire?
Comments (11)It's a mess. Insurance transferred us to new, large claims adjuster and it's like starting over. He walked through our house Tuesday and was supposed to get us a revised estimate by Friday and did not. The new guy talked directly with our contractor, but the conversation didn't go well. Insurance wants our contractor to further break down each line item for his cost of materials vs his cost of labor. Our contractor told us he will do that, but feels insurance is telling him what he actually should be charging for things like labor, and he will not bend to their pricing - that insurance unfairly prices labor in what it takes in perfect conditions of a brand new build, not dealing with imperfect conditions, uneven walls, beams, etc of our 90+ year old home. Insurance guy emailed us and agrees that contractor convo did not go well and basically implied now we have to use insurance preferred Paul Davis Restoration. Also basically implied we have to move from our hotel because this is going to take awhile now and the hotel is expensive. Then he didn't follow up that email with a phone call or respond to our phone calls. We are so very irritated by that email and lack of follow up! At any rate, whoever does the work, our concern is that they match exactly what was done in our brand new renovation that we had just barely moved into! For instance, we had beautiful new wood floors installed in our new open floor plan first floor, but part of them in the kitchen area got damaged from a failed tarp when it rained through a wall the firefighters ripped open. We need the replacement floors to match exactly so it looks seamless, like nothing happened, or will not consider ourselves fairly indemnified We want all trim work, crown moulding, replaced decking, etc to match what was just done in our renovation. Our contractor literally just did this work so we know they can and will redo it the same, but don't have the same faith in whoever we get through insurance. We may not have the funds to pay the public adjuster as we are already financially stretched at the end of a long renovation, but have reached out to one anyway and are waiting for a call back. In the meantime, we've also reached out to a lawyer (I have access to one as a work benefit), and will also be looking into talking with our states public insurance commissioner. We do feel insurance is bullying us a bit now and want to make sure we understand our rights and our policy....See Morenancita
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