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Question about c.d.'s

4 months ago

Hi, I've been trying to find the answer online, but going in circles.
In regards to a cd, when do the rates go in to effect?
I opened an account on 1/10, but the funds weren't transferred until 1/18. The interest rate went down during that time.
Should I still get the higher rate, or does it go by when the money transferred?

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