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Tricia's Move

12 years ago

First of all - I am happy to hear you are well enough to be spitting tacks!

Do you absolutely "have" to have this house. I don't know the laws in your area but in Minnesota you could walk away if something like that was disclosed after the offer was made.

Good luck,
Teresa

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Comments (5)

kitchendetective
12 years ago
Triciae,

You've had enough to deal with! Personally, I would be looking for another house. But that's me. How imperative to you is it that you purchase this particular house? Since I know nothing about that market, the specifics are unknown to me. However, and you probably already know this, if you were to up the offer to cover the lien, the offer would have to be amended to reflect that at closing the lien would have to be paid off simultaneously with the closing, so that the seller could not retain the increase in the sale price. I wouldn't up the offer unless the house's fair market value reflects the total amount or something within a small percentage of an increase over that--and that increase would have to reflect a value to me that I would be willing to pay in virtue of one or more features that I absolutely could not replace with another house. I do not know if attorneys are involved in transactions where you are, but I would want one. I do not know whether the IRS moves immediately to remove liens on property once the lien is paid, but I would be worried that the lien will persist after transfer of the property. Anyway, these are some of the issues that come to mind. Is there not enough seller's equity in the house for the seller to pay off the lien at the existing contract price?
triciae
12 years ago
Hi folks,

There's insufficient proceeds after the 1st mtg is paid off to cover the tax lien. So, there you have it. He can't close and deliver clear title on his own. He needs either his lender or the IRS to give ground, or get a personal unsecured loan to cover the differential. Apparently, he does not have cash to just pay it and be done with it. Of course, the interest/penalties now equal more than the unpaid taxes.

We are not going to wait around to find out what he wants to do. The time frame on our offer has passed so it's now null and void.

We're looking at other houses but our criteria is tough for the area. Foremost, it needs to be close to DS/DDIL. There is another house we are investigating as I type...totally what we said we DID NOT want. Built in 1810 (that's NOT a typo) and on 10 acres with it's very own CEMETERY surrounded by rock walls/iron gate. We'd have to maintain the cemetery (maintenance requirement is right in the deed) - probably about 30-40 graves. Anyway, this place would require a handicapped bathroom redo and unsure how much of that we are willing to tackle under the circumstances plus it would delay our moving. Other than this 1810 oldie but goodie - there's nothing on the market that remotely suits our needs. :(

DH is an attorney and we both spent our careers in real estate lending so we're comfortable with the details - just mad nobody told us before putting in an offer.

/tricia
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Tipping...yes...definitely, it's expected here..but I'm east coast. Maybe it is regional??? I wouldn't let them pack your kitchen unless you feel like you can keep control of what is going in which box...or that the boxes are extremely well labeled. Are they UNpacking you, too? If not, it could be days before you open the right box looking for that whatever you have to have right now! That's a REAL pain. It's certainly easier (more expensive, though) if they pack it! That IS the one room I'd hover in and I'd have BIG stick-on mailing labels to record items as they pack. Then slap that label on the box. If YOU mark it, you're more likely to know what's in the box vs leaving it up to them to describe the insides! You could just use a sharpie and write it on a box, but trust me, you may not be able to get to the box that easily while they're packing it. It's easier to have a clipboard with big labels and jot as you observe. Stick the label on when they seal the box. Your food sounds good. They'll be happy! Have plenty of napkins or picnic wipes. You want their hands clean! Keep everything you'd normally keep from your fridge. Just toss it in a box right before leaving and unload it right when you get into the new house. Doing a cooler with ice is too much work for that short a distance. You could always get that the next day...or the day before! Speaking of clean hands...OT to this thread...but a note on your other thread...It sounds like you have great movers who will be respectful of your fine things. However...if you have fabric on furniture, get a roll of that shrink wrap from an office supply store and shrink wrap your furniture (or tarp them). They'll have blankets to cover things, but they may be dirty. I had some nasty dirty fingerprints on a fabulous fabric chair once. The only chair I didn't wrap! I would personally wrap the furniture I care most about and not leave that to their discretion. If you've got the time, to do it, of course. Just don't take too many chances with the things that you care most about. Good luck! Very exciting!
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I inquired with Don about Tricia's health status and he replied this morning: "Tricia is healing slowly - it's three steps forward and two steps back. She is still mostly bed ridden. I have accepted a new position in Philadelphia. We will be moving to NE section of Philly for the next couple of years. If any of the forum members are from that area and they have recommendations on doctors pls have them email us or call us. Tricia would appreciate the call." Please email me if you'd like to have Tricia's contact info. eileenandersondesign at yahoo dot com
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John Liu
12 years ago
Most autoimmune conditions I know about are aggravated by stress. Don't let a house stress you out. Please!

(And yes, I'd have walked from that one too. It needs to be a short sale.)
dedtired
12 years ago
OMG, Tricia that 1810 sounds like so much work, although I would love to own a cemetery (although not care for it so much). Are you really up for all that work? I'd think after all you went through in Mystic that you'd be looking for something where you could just walk in, unpack and be ready to go. I realize it's awfully hard hard to find a place like that.

Maybe once the weather is a bit more spring-like, other places will come on the market. What is your time frame?
rob333 (zone 7b)
12 years ago
I'm glad it's null and void now. Sad you didn't get the house though. Ah, a better one is coming. Surely? Well, I'll hope a big hope for y'all!

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