OK the first thing to do is save it a second time so the original does not get messed up.

Open Paint - click Start, All programs, Accessories, Paint

In Paint click File, Open. Now locate the photo and open it.
Click File, Save as... add a number if it is a word or a letter if it is numerical and click to save. Your image will be jpg, do not alter this.

Now click Image, Attributes. Now you have a small window with 2 sets of numbers, these are width and height. Assuming you are allowed this set the larger number to 640 and the smaller to 480 so you don not lose the 4 X 3 ratio and save. Done.

another option is to get the very cool little powertoy for xp assuming you have xp of course, if you have vista there is an alternate one for it.

here is the xp resizer powertoy link, with it you will now have a new item when you right click a picture, a resizer you just click the size you want and it creates a new version of the pic in the new size.
Image Resizer

for vista since there is not an official powertoy image resizer made by MS these are the current options
Prish Image Resizer
VSO Image Resizer

if you want to use an online resizer those are also a good option
I use these
Resizr
Resize Images Online

You also download Ifranview. It lets you resize a photo to a number of sizes.

Here is a link that might be useful: Ifranview website

If you do not have Photo Scape or Picassa3 you really should download one of these Free programs then you can size the way you want it and do so much more....

Not sure if you know this - but you have to upload it to a photo hosting website to be able to post it to the forums - you can't upload directly from your computer to a GardenWeb forum.

Many here use PhotoBucket or TinyPic

Thank you all. I will download on of the resizers and open a PhotoBucket account. I should be able to handle that. Thank you again, I would be stuck without you!