Identity theft - new question about protection
3katz4me
last year
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Allison0704
last yearmaire_cate
last yearlast modified: last yearRelated Discussions
Quick question regarding construction site theft
Comments (14)Our builder just had an entire pallet of GAF shingles stolen from a neighboring property. He added theft insurance to his existing builders risk policy for our build. The insurance agent he worked with said in the last few months the theft claims have skyrocketed. In the case of the shingles, this was definitely on the builders tab, not the homeowners. I have noticed things like ladders and tools are now chained to something. My mother-in-law is building as well and her builder put a door with a lock on one of the interior rooms and that is where the workmen lock their tools up at night. Around our "safe" little town, we've had a string of thefts from unlocked cars and unlocked doors in the last few months. It is too bad that everything has to be locked these days, but I suppose it is a sign of the times....See MoreIdentity Theft-Countrywide Home Loan
Comments (10)Was the notice sent through U.S. Mail, or was it an email? My first concern would be that this is a scam designed to get you to click on some link and input your credit card data supposedly to "protect" it, but what you'd really be doing is putting it into a thief's website. If you have not done so yet, call Countrywide and verify that this is actually something which has occurred. Do not click on any links in email messages you may have received, and do not call the numbers written on the notice you got. Call Countrywide at a customer service number printed on your statement or somewhere else that you can be sure that you're really calling them and not someone else. My concern arises from the fact that, if this did occur, I would think they would suggest a very definite course of action, and would assign someone to work with you on it. I do not think an acceptable solution would be to offer you free "credit watch" protection when one of their own employees has stolen your personal data. If you find that this really did occur, go to Annualcreditreport.com (link below) and pull your three credit reports right away. Contact your credit card issuers and advise them of what has happened; they will probably cancel your current cards and issue new ones with new numbers. In addition, save all correspondence related to this in case legal action is required later. Here is a link that might be useful: AnnualCreditReport.com...See MoreDo you subscribe to Identity/Fraud Protection service?
Comments (6)I tried Lifelock for a year and found that it was too much hassle. It was over $100 for the first year if I remember correctly, and that was a couple of years ago. Some knucklehead along the way got my address entered on their system as 123 123 Main Street (an extra set of numbers) and I had to spend a LOT of time on the phone PROVING that I didn't actually live at 123 123 Main and providing copies of insurance papers or whatever to prove my actual address. If it wasn't so aggravating it would have been funny. Then when the second year came around and they wanted me to renew for the same $100 (or whatever) fee I told them to take a hike. They already had all of my info and everything was set up, I wasn't about to pay another entire fee for another year with them doing practically nothing. Do what others have suggested and put a freeze/fraud alert on your credit. Get your free credit reports that you're entitled to and let the 3 big companies know that you want them to freeze your credit so that no-one can open a new card under your name without your knowledge. IT WORKS. We were at Home Depot and wanted to open a card and I had to jump through a couple of hoops to *unlock* my credit. For you to do all of this is only going to take slightly more time than it would to provide all of your information and fees to Lifelock or whomever to do it for you, and once you do it, you'll have more knowledge about the entire system, and that's a good thing. Good luck, Flyingflower!...See MoreIdentity Theft
Comments (16)Although it's annoying, this really isn't what's called identity theft. I know people who were victim of true identity theft, where someone actually assumed the person's identity, not just made a one-time use of a card or something, and the results are usually devastating to the person. You can't buy anything with a credit card, you can't get/keep a checking account, bank accounts can be frozen, retirement funds can be affected, your job is often impacted and you even risk losing it, your driver license is affected, insurance of all types and way more happens with an identity theft. That's some bad stuff. I've had fraudulent use of my credit card attempted before. And I applaud the cc company for being on top of it. Sad part is with the way things are now, we don't completely control our private data. Banks, employers, stores, health people, pharmacies, hospitals, insurance companies and many others are in possession of the data and we see on the news seemingly weekly where someone is broken into and robbed of sensitive data on millions of people....See Moredeegw
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