What's new in your life?
4 years ago
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So what's coming to life, what's still sleeping in your garden?
Comments (21)Skybird, thanks for your reply. I, too, had to remove a ton of river rock last year when I started my gardening. I didn't do it all myself, but it was a lot of work. I just retired in '05, so am enjoying what gardening I've done, but sometimes I get in a little deep, I think, and don't really know what I'm doing. I may take up your suggestion and start encroaching on my grass. It is so fun, though, to see the beautiful flowers. I want to plant a couple of mini roses this spring and have ordered The Fairy. I am going to have to put my big herb pots on the grass, I think. They used to be on the rock. I can't be without basil, parsley, chives, dill, and lemon thyme. Happy spring to you, too, Marlene...See MoreBook: 'Your Money or Your Life'
Comments (11)I haven't read the book, so I can't comment on whether it's good overall, but all I was thinking when reading this post is that the budget in question wasn't drawn very well. Insurance and routine vet bills (yearly exams, shots, and a sick visit or two) are predictable expenses that should be included in one's budget. People often make budgets that are based almost solely on their regular monthly expenses (mortgage/rent, utilities, food, etc.) and don't go any further. They don't include entirely predictable but non-monthly expenses like insurance and property taxes, and they don't include items that are inevitable but not predictable as to timing and exact amount, such as home and car maintenance, home decorating, gifts, dining, medical deductibles and co-payments, entertainment, vacation, clothing, and so on. I think that's where the expense tracking comes in. After tracking expenses for several years (hopefully using a computer program like Quicken, which makes this *so* much easier!), you can make a budget that's actually realistic. You'll know that if you're not setting aside $XXX per month, you won't have enough to cover it if, for example, the water heater bursts or the front stairs collapse. I do agree that it's important to examine purchases to see whether they're worth their weight, but if you only track expenses and never have a comprehensive budget, you'll never know it when you inadvertently let your expenses slide too high....See MoreWhat is Happening This Week in Your Life?
Comments (33)Not much to report - more of the "same old - same old". Planned with son and partner, who have attended pizza and movie night at church a couple of times, to help to provide the salad and fixings to go along with the pizza next Saturday night, as another guy had asked me whether I'd help, but neither of us are familiar with the nuances of salad-making, and he said that he'd ask a lady who's *very* involved with church to help, and I thought it not too great to add to her burden. Since that ... the guy didn't show at a meeting at church this morning, as his father'd just died, so he's gone to deal with that. Otherwise, have been helping to dismantle and move a friend's goods from his apt., much of it to my place (basement and shed, mostly) ... ... as he's dealing with an outdated legal issue in another province, and may be out of commission for a while, as in "indeterminate period". Through the snow and wind to the library and other errands ... ... and watching the short-haired dog that I'm looking after for said friend, as she goes out to pee, etc. ... ... teeth chattering as she goes ... or is that "goes"? She likes to go into the shed where the car is parked to bark at the cat. Which cat is "hosting" a companion in recent days ... that heads for the rafters when the dog appears. Could spring be coming, do ya figger (the resident cat is a female)? As I've been reading of the concerns and triblations of many of the posters here ... am very thankful that my good health is continuing, thus far unabated. Ran out of (diuretic) pills the other day - pharmacy is faxing the doc to get a refill, gave me a 30 day supply - drug benefit pays something over half of the approx. $10.00 fee. As an aside ... fleece-lined gloves have been resident in my overcoat pocket for a couple of weeks. Plus ... renewed the duct tape on one of my overshoes, as the earlier application was getting quite bedraggled. ole joyful...See Morehello!
Comments (10)Welcome Zuzka! Glad to have you joined us. I've been a long time member but not a frequent one at KT. GardenWeb is too big to be able to be stationery in one forum :o) I've always come back here. We have some very sweet people here and we always happy to welcome new members....See More- 4 years ago
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