Ornithogalums??? Oh vetivert, you are bad, but Ornithogalum is the first thing that comes to mind when I think of spring chores and getting to work outside, usually in late Feb. Now I realize my question could have and should have been phrased a lot better. How about this? If the Bulb Forum members would submit their (own) pics of plants and blooms grown from bulbs for a new forum picture, what should it be? . Should it be open to anything grown from bulbs? Should it maybe exclude such things that have more 'specific' forums of their own, such as Lily, Tropical, and House Plant? Should it be an individual bloom, or as you suggested, maybe a still life flower arrangement of numerous delectable blooms grown from bulbs? Please 'scuse me for just having tunnel vision and tunnel thoughts of just Daffodils. At any rate, the folks who are having their spring now, can hopefully be trying to get some great pics. Ok...so when does anyone think we could/should start taking picture submissions? Should we wait until late 2010 so glads could be included by those in the US who grow them? Should we wait a full year (or nearly) so the members down under have an opportunity to have another summer blooming season, like for glads? hmmm...what is fairest? I guess before proceeding, I should check with the 'Powers that be' to see for sure if they would be willing to get the pic changed and updated with a pretty pic of our choosing. I hope lots of folks will give their input and in time, post their pics for entry. In doing a search here on the forum, it seems that Tulips and Daffs are the 2 things most often posted about. I imagine though that tulips are most frequently asked about, due to them having problems, or emerging early, or for not blooming a second season when they are thought to be perennials like daffodils. Here is a spring 2009 pic of a bouquet of Daffodil Show rejects. Hopefully in 2010, I can put together a much better arrangement and pic. Sue...hoping/planning to start daff planting today...maybe

Glad to know I am not alone!!! When I opened my Elle Decor magazine, that was the page that I opened to, and I just looked at it and thought "wow". I did send the photo to my old friends in the Andrology lab where I used to work with a nice little note that I was thinking of them. And perhaps they would want to get it for the Chief for Boss's Day. lol

Just to clarify: The entire value for your land, let alone your house, is what someone will pay for it. For insurance valuation you can look at replacement cost because it's about what you've lost that you can buy again at a store. As soon as you start using your stuff its individual market value (that is, what you could sell it on Craig's List for) goes down. That's why insurance for replacement value costs so much more than insurance for real value. The concept, if you sue someone for destroying your stuff, is to make you whole for what it's worth at the time it's destroyed. You might be able to argue that the durability of granite is such that it doesn't depreciate, but your appliances sure do! That's why people want to be insured to be able to replace what they lost as if it were new. No one wants to replace a fridge that was new out of the box two years ago with a two year old one on Craig's List that's been in someone else's house holding someone else's food, even though, technically, you already used up the first two years' worth of of value, and only lost a two year old, used fridge. For security against your loan, you're looking at market sale value only. The appraisal is what someone who really understands the market thinks you can reasonably get for it. It's more art than science, and the only way to know for sure is to actually sell. Since, of course, you don't want to sell, the trick might be to find an independent appraiser who thinks that your opinion about jalousies being not charming matches that of potential buyers for your house, and that seeing that they're gone will induce them to pay more for your place. The disintegrating and dangerous stuff you mentioned doesn't necessarily mean someone will pay more for the exact same house with those things fixed. It may be that there's a higher demand for a fixer "that we can put our own personalities into" than a place that's been fixed up already. Maybe there are 10 houses on the market with similar lots, houses, etc., 2 like your was, 5 with less destruction, but still ugly old tiles and jalousies, and 3 like yours improved with nice windows and no maintenance issues. If the ones like yours are priced at 20-30% more, do the buyers just choose the 5 in the middle? Do they actually pay less for the two at the bottom? Or does it turn out that they all sell for within $5K of each other? That's what the appraisers check. One of the two at the bottom might be at the top of that range, too, because it has a really cool tree, and one of the best three might go for the least because no one likes the granite in the kitchen. And that's how they get an average price for what your house is worth based on everything remotely like it, not just the ones that have had the maintenance and upgrades. Why do they sell the loans that way? So you'll buy them!!! They're into it for making money off of you, not to do you a favor. Banks are remarkably cold blooded institutions, and credit unions only seem nicer. Underneath they're just as cold blooded.

I used to be much more cavalier about discarding roses but I've changed my ways. For one, it takes so long for bands to grow into ornamental plants with little rain. Besides, by now I should know better and be more discriminating in what I order. I know now that Maggie does not ring my chimes but she's staying. Charles Darwin, of which I have two, hardly lasts one day, but I hope with age that will improve. Mrs. Henry Morse is one of those early hybrid teas that take forever to put on growth so that might have been a mistake. I'll try fish solution to hurry her along. Mme. Antoine Mari's flowers are really too delicate for the heat, but there again I hope she'll toughen up with age. Sometimes I wish desperately that I could begin the whole process over again, amend the soil properly before planting, install drip watering right away and choose roses as though my life depended on it. Oh well.....