Tell me your experience with Zellige tiles
Erika McConnell
last year
last modified: last year
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everdebz
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tell me about your U Build It experience, Formula1
Comments (1)Our experience with UBI was definitely positive. We wanted a home built to a higher quality and with more amenities than average. Also, as experienced DIYers, we were planning on doing the plumbing, electrical, DV fireplace, central vac, enclosed deck, insulation prep work, floor tile prep, and many other aspects of construction ourselves. There was heartburn over the concept of paying UBI a percentage on work that we would be performing (why pay for oversight that we didnÂt need?). UBI offered a straight fee based on square footage that allowed us to achieve the 5% UBI cost on the home (combination of lower fee and more spent on upgrades). Regardless of how your home gets built, acting as your own GC or using a consultant, I strongly recommend issuing detailed RFQÂs for each aspect of the home when you bid the subs. Do your research and get educated on each aspect of the home and the best building practices to use. www.buildingscience.com is a huge resource for this. We didnÂt stay strictly with UBI-recommended subs, but also found high-quality subs ourselves. Many quote packages sent out had a full page or two of itemized details of what we wanted. Sometimes drawings from published articles were included to explain the particulars and procedures so there was no misunderstanding. I know this level of detail kept us away from many issues and misunderstanding during the build process. Also required are daily visits to the jobsite. Many were to talk through on-site what a sub was bidding; sometimes these exchanges resulted in improvements in materials or practices that we didnÂt know about. We always visited daily during construction to oversee potential quality issues. Realize, too, that there always will be the inevitable changes that need to be worked out as issues arise. Hope this helps....See MoreTell me your experience with a single close construction loan
Comments (5)We are doing this type of loan on our new build. We will close on the loan up front prior to construction being complete. We pay closing costs one time vs two. On a normal construction loan you would pay closing on the construction loan itself then pay AGAIN when you close on the permanent mortgage once construction is complete. These loans are normally quoted as an ARM (Adjustable Rate Mortgage). In our case, we took the 7 year ARM at 3.27% (non conforming jumbo). The rate remains the same during the construction period and when the house is complete, we can choose to roll-over to a fixed 15, 20 or 30 year mortgage at current market rates or we can elect to remain with the quoted ARM rate for up to 7 years. During that 7 year period we can roll the mortgage over into permanent at any time if the rate becomes more favorable for a small fee (in our case - $250). If we roll-over when construction is complete there is no additional fee to make the loan permanent. With a regular construction loan, we would need to secure a permanent mortgage at the end of the construction phase -- so we run the risk of the rate not being favorable (or as favorable) at that time. We can also re-amoritize the loan at any time during the mortgage lifetime (minimun of $5K) which we plan to do when our current home and a rental condo sells. We felt it the best way to go for our build but obviously rates and terms vary from bank/bank and region/region and credit rating always plays into this so YMMV. Hope this helps. M...See MoreTell me your Fleetwood or Milgard aluminum experiences.
Comments (8)Our condo on Kauai is in Poipu and very close to the ocean. The salt air is really invasive and gets into everything and corrodes all types of materials, fixtures and mechanisms. Rust and materials deterioration run rampant out here in the Pacific. Consequently, we need to replace the original sliding doors (to the lanai) and windows which incorporate louvres (or jalousies as they're called here). The decision has come down to using Fleetwood or Milgard products. With both companies, the lifetime guarantees do NOT apply throughout Hawaii and the products are only covered for failure of materials and/or workmanship up to one year. Therefore, it is extremely important to buy the best, most durable quality we can afford (within reason). If anyone can offer opinions based on personal experience and ownership, we would be very grateful. Aloha!...See MoreTell me your experiences with these six
Comments (33)Sharifa Asma- My favorite scent of all the Austins I grow, strong and sweet. Sharifa mostly stays compact and rounded, gets up to 6 feet by the end of the season. She is nicely winter hardy for me and always seems to have at least a few blooms going. I spray, so no BS problem. Both of mine are virused, but they do well anyway. Tamora- Stays short, under 3 feet. Even with spraying tends towards black spot. Scent is like black licorice, my wife hates it, but I like it. Not my favorite rose because the stems aren't really long enough for cutting. Bolero- Seems like this is always in bloom, mine grows to about 2 1/2 feet. Fragrance is moderate to my nose, but pleasant. I have thrip issues with all of these roses, but I hit them with cyflutherin when needed and that seems to do the trick....See MoreErika McConnell
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Elizabeth Clampitt