How to connect Paypal to Fiverr?
jally
3 years ago
last modified: 3 years ago
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kathyg_in_mi
3 years agoRelated Discussions
Horrible Customer Service Experience at David Austin Roses USA
Comments (42)ut you last post is the stressed part. You or anyone can not make that assumption of who is more stressed. You do not know their life. When I had breast cancer, my garden was my outlet for stress more than any other time in my life. I wintersowed very slowly because I could hardly do it, but it gave me a sense of purpose and things to come in the spring. I dreamed through the catalogs of what to buy believing I would be there to live to see them bloom. I tended my plants best I could in spring. I'm sorry I'm getting teary eyed now. I'm sorry. I know what cancer is like. My dad had chemical based leukemia, 14% chance of survival.. he didn't. Treatment was horrible, he did a clinical trial, I have to say that what he went through in the month plus that he was doing the clinical trial, I don't know why anyone would fight that particular cancer. Back to the garden & plants. When he came out of the hospital he was greeted by plants. My hubby, son & I worked really hard to plant his vegetable garden at his new house (it closed a week after being diagnosed) plus I duplicated my gardens at his house. We'd dug up a few of his roses, plus I bought more. I even bought a daylily that was not common, which I now call Matty for him. He was speechless when he came home. We used to like to sit on his porch & watch the butterflies & hummingbirds. While he wasn't allowed near the plants due to his particular type of cancer, he could sit there and enjoy it. He wasn't allowed to eat his veggies either until he went into remission a few months later. His guardian angel gave us really warm weather until November, we were able to have his Hungarian peppers in my stuffing for Thanksgiving. Through his whole nightmare, gardening & plants brightened the time he was out of the hospital. I'm not able to buy a lot of plants any more due to my back problems. There's a reason why I haven't added many photos to helpmefind, I'm not able to walk around the garden like I used to. I do want to buy a few roses next year & will probably be buying from David Austin. Since I'll use a regular credit card, I doubt I'll have issues and so far have not had a bad experience the last time we ordered. I'd ordered a Benjamin Britten rose, it was horrible, a phone call or email with no questions asked and they replaced it....See MorePaypal breach
Comments (19)My Paypal breach experience: In early August I got both an email and phone call notice a of security breach on my credit card (so they cancelled the card & issued me a new number). Shortly thereafter I got an email notice of a security breach on my Paypal account and asking me to change my password, which I did. I had my Paypal account set up up to be auto-paid by my credit card. Then I got another notice of a security breach on my Paypal account so I just called in and closed the Paypal account. Then I got notice in the mail that ICG America had attackers who had accessed their payment processing system from January 2 to August 2, 2013. ICG America learned of the breach on August 8, 2013. That was the notice that started to put everything together for me. In mid July I had ordered my dad an Amazing Club 6 month gift package. Amazing Club is part of the ICG America family. I don't know how hackers operate, but they know how to make life miserable for many. So, you may want to think of all the places you have used your Paypal account recently or see if something has had a security breach. I don't want to bad mouth Amazing Club. My 82 year old Dad (and my Mom) loved the gift packages that arrived each month. Hackers are the bad guys. Hackers just have a way of infiltrating our lives in ways we'll never know. I'm trying to be more careful with my online browsing & shopping, but it will be an ongoing battle. It made me much more aware and careful with my online shopping habits, password strength, changing passwords, etc....See MoreHow do I buy stocks online?
Comments (6)You need an account with a stock brokerage firm who will buy and sell stocks for you. If you do not want advice from the firm, you can use a discount service, which charges less per transaction. You need an easy means of transferring money from where you have it into that account - and, of course, back! It's simplest if you can make that transfer electronically. Many people start with a "cash account", allowing the owner to buy and sell online, using pin numbers, of course. I won't do that, for I use an old computer and fear that it may be infected with a spy that may transmit information to its boss that I don't want him (surely not "her"!) to know. I can call the discount broker on the phone, my discount brokerage allowing me to make the transaction by keying numbers on the phone. Being an old fart, I pay some more per transaction to talk to a broker to make the orders. The financial institution where you hold your money may have a preferred broker with whom they connect, but usually they can relate to various brokers equally easily. My discount broker account is held with one that is owned by a bank where I have an account, so transferring money back and forth is very simply done. With a "cash account", usually the official documentation is held in the brokerage database and they send you a report regularly, usually monthly or quarterly, giving details of the cash and stocks that you have, with current value. You can buy stocks with the total cost, plus commission, being no more than the cash balance that yuu have in your account. Some investors want to have the shares that they own issued in certificate form, which usually costs $35 - 50. per transaction, in Canada. One reason for this may be that they wish to use the certificate as collateral for a loan at a financial institution. You can have a "margin account" with the stockbroker that allows you to borrow from them to buy more stocks, and in this area they usually charge about 1% more interest rate than borrowing from a bank. If you're not familiar with the operation of the stock market, it's likely a good idea to avoid borrowing until you become quite familiar with how that system works. Otherwise, if you borrow a little too much, and the market goes down, you don't have enough collateral to cover the amount of your loan. The lender will want either: 1. more share certificates, carrying enough value to more than cover the amount of the shortage, or 2. enough cash to make up the difference. If you have given them $10,000. worth of stock, most will lend about $5,000. If the value of the underlying stocks drops to, say, $8,000., they'll be willing to lend only $4,000. So they want more stocks carrying a minimum of $2,000. value to bring the collateral level back to $10,000. But they usually ask for some more, in order to have some cushion there, in case of some more reduction in value, which would require them to call you asking for more collateral. Or if you pay them $1,000. cash (probably more like $1,200. - 1,500.) that will satisfy the shortage ... and leave a little extra, in case of need. And - they want the extra collateral ... or cash ... by later today, tomorrow at the latest. I don't like getting margin calls ... and when I ran a personal financial advisory business, I sure as heck didn't want my clients getting any (unless they were fully familiar with the system and able to take care of any problems, immediately ... and don't go on vacation, in case the market drops 15% or so, as it has in the past week)! There may be variations in the way that the system works in the U.S., and I hope that folks from the U.S. will inform you of such differences. Good wishes for increasingly skillful investing. ole joyful...See MoreHow good is credit monitoring?
Comments (11)We've had credit cards flagged for various reasons, but all have been understandable. Only one involved actual fraud (and we got a call immediately on our home phone as well as my mobile). We had to cancel and reissue that card, The rest were flagged for suspicious activity, usually when DD (who has one of may cards because she does upkeep on our vacation house (out of area) and I was on the road using the same account out of area. Another time when DH tried to use the card at three service stations within an hour out of area (he filled up DD's carat one place, his at another place, and then stopped by. A mechanic to get something checked out. These are easily fixed by calling the customer service number on the card. But it is also the reason we always have at least two cards. Lately, we have just had to up our monitoring due to IRS fraud. Apparently someone filed a return in our name in Februrary. Fortunately the IRS caught it, didn't pay the requested refund, and wrote us and told is they had held up the refund (good) until they could verify that it was us. We called the number given and told them we hadn't filed yet and were pretty sure we would not be due a refund. Our accountant said he had several other clients in the same boat. Not long after we did file (showing we owed almost another six figures on top of the estimates which we had already paid) we got another letter from the IRS asking if we had filed that one. I kind if thought that was silly -- I really don't think many theives actually file a fraudulent return stating that taxes were owed and then pay that amount. Still getting duplicate letters from the IRS about twice a month, no demands, but advising us to get a taxpayer PIN, file police reports, and reports with the FTC, and increase credit monitoring. We've followed every item to a T, with the exception of the PIN However, when you call to get the PIN your are on hold for over an hour only to be told that they don't have the procedure in place yet. We have, however, received confirmation that our taxes were properly credited. We've also sent everything to our accountant so he has a full file on this mess. He said that best he could tell, the theives appeared to be targeting professionals with primarily K-1 income. We also had our credit reports checked and all was good there. The other piece of advice the IRS gave was to file as early as possible, but that doesn't work for us because we are still getting K-1s and 1099s well into March each year....See MoreLindsey_CA
3 years agoElmer J Fudd
3 years agoElmer J Fudd
3 years agolast modified: 3 years agojally
3 years agolast modified: 3 years agojally
3 years agoElmer J Fudd
3 years agojally
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3 years agolast modified: 3 years agoFun2BHere
3 years agoElmer J Fudd
3 years agojally
3 years agolast modified: 3 years agoElmer J Fudd
3 years agolast modified: 3 years agojally
3 years agoElmer J Fudd
3 years agolast modified: 3 years agoElmer J Fudd
3 years agolast modified: 3 years agomaire_cate
3 years agolast modified: 3 years agoElizabeth
3 years agojally
3 years agolast modified: 3 years ago
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