Long term effects of Covid on Americans
Annegriet
3 years ago
last modified: 3 years ago
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Chemical Fertilizers - Do they Affect Long Term Health of Roses?
Comments (95)There's two meanings of "organic" being intermingled and confusing the issues, I think, harmonyp. Whether or not something is grown "organically" (a cultural movement based on sometimes questionable premises, in this ecologist's opinion) has nothing to do with whether or not it is an organic form of nitrogen (i.e., nitrogen as part of a large organic molecule that breaks apart slowly into plant-usable forms of nitrogen). Nitrate and ammonium, which are inorganic, ionic compounds, are considered the plant-usable forms of nitrogen, although this view is being modified as more and more evidence piles up for plants sometimes using organic forms of nitrogen directly. As opposed to nitrogen in large organic molecules, the inorganic forms of nitrogen, provided en masse by synthetic/manufactured fertilizers, are highly mobile in the environment. If they aren't taken up immediately by the plant, they readily move into waterways or the atmosphere where the excess becomes a problem. So, probability of over-application is the main issue, first-order, not the form of nitrogen. Don't use excessive amounts of synthetic fertilizers and it's not a problem. Over-application of synthetic fertilizer by rose gardeners would be less than a pittance, anyway; it's large-scale use of excessive amounts of synthetics in big agriculture that is of concern (plus concomitant doubling of "in-play" nitrogen in ecosystems due to the need to feed exponentially-growing human populations, but THAT problem is second-order and beyond...). My preference for alfalfa lies in it being an organic molecule form that makes nitrogen slowly available over a long period of time, having other benefits for the soil, and posing less potential for application of excessive amounts. It is cheap, easy to obtain and use, and my roses look fine to me. I am too lazy and busy to keep track of multiple applications and timing required for synthetic fertilizers over the growing season. So, win-win on a number of fronts; who could complain? As a consultant in restoration ecology, I'm actually a big fan of Roundup. It's an important tool-of-the-trade, though usually considered only after non-chemical means are considered and rejected....See MoreLong term care insurance
Comments (69)Smart Money magazine published an article several years ago that argued against buying LTC in your 50s or earlier because the standard 5% inflation protection coverage would not keep up with the average 7% increase in nursing home costs. Basically, the earlier you buy the policy, the larger the gap that you will have between what your policy pays out and what the actual costs will be. Here are a couple of quotes from the article: "The 5% inflation adjustment is the industry standard, adopted by the National Association of Insurance Commissioners (NAIC) in the early 1990s. If the insurance industry were to adopt the 7% inflation figure that some predict, 'the cost would be prohibitive', says Tom Foley, an actuary with the North Dakota Insurance Department who chairs the NAIC's long-term care rate stabilization woking group." "The average age at which people buy long-term-care insurance is now about 65, and given the effects of inflation on your coverage, not to mention the uncertainty of health care costs and public policy 20 or 30 years from now, why buy it earlier than that? 'If there's a liklihood you might develop a health problem that makes long-term-care insurance expensive, you might want to buy it sooner', says Chuck Mondin of the United Seniors Health Cooperative, a nonprofit advocacy group. Otherwise, wait."...See MoreHow will the Covid-19 pandemic affect future home design?
Comments (41)I just remembered a conversation some of the parents had a pickup on the last day before our school closed. It was about difficulty finding toilet paper. One person who was there was making the case for Toto washlet type toilet seats to avoid the scramble for toilet paper. I predict that those will rise in popularity, especially if the toilet paper scarcity continues. Similarly, I think people may start to return to cloth napkins, dishcloths, rags, dish towels, etc.. They may be forced into it by supply shortages, but then they'll realize how much better it actually is for many thing. I agree that the Toto washlet would be very nice right now with TP being in short supply; however, I don't think most people are aware of its existence. While I personally try to avoid filling landfills with single-use items (including cleaning items), I don't think turning to cloth in case of another pandemic is a realistic solution. Why? Because whatever our next crisis is, the details will vary. Our next crisis might have to do with electricity, and we might lack the ability to wash cloth items. That's the hard thing about preparedness: you prepare without knowing for certain what will happen. I missed the comment about brick and mortar schools. I’m also a teacher and believe that if learning was left up to all students and it was strictly online the retention would be poor. There have been many studies showing that. Yes, and that mirrors my personal experience. I fully accept that right now we have to do what we can for our students -- but as a long-term solution, this isn't a great choice. I don’t think anyone liked the feeling of not being able to buy whatever we wanted whenever and wherever we wanted. Yes, we are very spoiled today -- popping into the grocery store to pick up whatever convenience product and out-of-season fruit -- and we don't even stop to think about it. If there's a silver lining to this thing, perhaps that's it: it forces us to be grateful for just how much we have. In terms of creature comforts, the poorest American lives a pretty cushy life compared to all the generations who've come before us. I think if people would just do their normal shopping and stop hoarding there would be stuff on the shelves. Absolutely true, but I do understand the fear: I may not be able to leave the house to get more. We may be sick, and I need to be prepared to take care of my family's basic needs....See MoreWhat effect will COVID19 have on cost of materials?
Comments (5)I think it's reasonable to expect supply-side issues in the near term as some manufacturers are operating at less than full capacity or even at zero capacity and distributors and shipping companies are operating with less than full staff. What the effect is on prices of construction materials months from now I can't predict. I can tell you from experience that prices don't always move in the direction you'd expect. Large-scale production builders typically negotiate long-term contract pricing on materials so their material costs are more stable. Small builders and remodelers live with more volatility in material pricing. Historic low interest rates and ongoing demand for housing are two forces that should work together to continue demand for new residential construction and remodeling. Demand will vary by region (all real estate is local, as they say.) I think the migration of folks from high COLAs like the northeast states to southern locales will continue....See MoreAnnegriet
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