Hotels and Covid-19
6 years ago
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Crazy to apply for mortgages / house hunt during Covid-19?
Comments (14)I had a great conversation with my bank today, through whom we hold our current mortgage, and with whom we will apply for this one. They said a letter of pre approval is good for 120 days. The banker said it is very easy to get it extended thereafter, they would just need to recheck our credit scores, and that there would be no more paperwork that we have to submit for the renewal of an additional 120 days. She mentioned having a client who is now on her fourth renewal! The banker encouraged us to get pre-approval for a higher amount that what we are looking for because she is confident we will qualify and it is obviously much easier to get a montage for a smaller amount than the pre-approval, but a lot of last minute work to apply for a montage that is higher. She sent me all of the paperwork to get started and said they would all be working from home next week if I had any questions. She said the biggest hiccup she sees now in the buying process is getting appraisers out to a property. But that is quite far down the road for us. I'm glad to have something positive to focus on by getting all of our paperwork together. I'm sure it might take longer than usual to get verification of whatever we may need from employers as HR departments seem quite slammed with organizing work from home capacities. Lindee Lee, I'm sorry for your Tenant and in turn for you too. I hope there is a lot of government support and forgiveness for both renters and landlords who need their rent checks. I just looked at the financial support net that England is rolling out. It is enviable and will keep their economy in much better shape....See MoreAlaska and Hawaii Covid-19
Comments (5)The State of Hawaii is now limiting flights between the islands. Hawaiian Airlines has one flight a day, HNL-LAX. Hawaii was entirely too slow to shut down -- wanted every last tourist dollar. Although it is a state, it's 'third world' in some aspects. We have a couple in our Maui condo. They arrived Maui before the state shut down and had been in a hotel. They are booked to mid-April. Can't be fun. They're self-isolating. The complex has closed the pools. All beaches are closed. There's only take-out from restaurants. Maui Memorial only has 29 ICU beds; only 27 ventilators. They are always short of staff -- not a big pool of workers on an island in the middle of the Pacific Ocean, where rents are sky high and almost everything is imported. We employ an agency to look after our condo and our guests. They also rep hundreds of condos on Maui (and some on Kauai). They are on skeleton staff now, but told me last week that they are accepting bookings for May. (Not me!)...See MoreCOVID-19 dreams
Comments (55)My dreams are more vivid than usual, but I am still having the same dreams that I often have. Last night I had one of my recurring dreams in which I am somewhere in San Francisco trying to get back to my flat on Guerrero and 17th Street. I think I was leaving a restaurant in the avenues in the evening, but I noticed that I didn't have my wallet and only had my keys in one pocket plus a quarter, a nickel, and a dime in the other pocket. While standing at the bus stop, I considered asking someone for a quarter so that I would have bus fare (It was 60¢ in this dream, and so who knows when that was?), but then I decided to look for change on the street. I happened to find another quarter and a dime on the street, and so I picked it up, relieved that I would have the fare but mad that I did not have my Muni Fastpass with me. I could not remember which direction I was supposed to go but figured that I would eventually get to a street where I could figure out where I was. When I got on the bus, I had trouble putting the coins in the slot, and so I gave the money to the bus driver, and he gave me a transfer. After going a few blocks and not knowing where I was or where I was going, I asked the bus driver if he went to Market Street, and he said, "Yes, and you asked just in time because it is the next stop." The bus crossed Market Street, and I got off, happy to know how to get home. I had to cross back over Market Street and decided I would take a streetcar to Fillmore Street, where I could catch the 22 bus to 16th and Guerrero - just one block from where I wanted to go. I had trouble finding the streetcar stop, but a man on the street who was waiting for a bus walked me over to where I could catch a streetcar. The next streetcar that came was the N Judah, and as I got on, I asked the streetcar driver if he went to Fillmore Street, and of course he said yes, but I was not sure where the tunnel was. Anyway, I managed to transfer to the 22 Fillmore bus, but I woke up before I got to Guerrero Street. Usually when I have this dream, I do not make it to Market Street and end up wandering around San Francisco on various buses, completely disoriented. For some reason, I seem to be focusing better now. This is somewhat similar to the dream I had on April 12 but less anxiety producing. ETA: When I picked up the quarter on the street, I noticed that it had an Aztec symbol on the back but George Washington's head on the front. I also had another dream about San Francisco this morning. Perhaps this is because we had planned to go to SF this summer but won't be going this year....See MoreSupertasters Less Likely to Get Covid 19 Or Be Hospitalized With It
Comments (30)Carol, that’s the point—-there are different ways of testing for the gene and none involve preference. If one can detect very small amounts of a bitter compound (long chemical name usually abbreviated as PROP) on a test strip that is a positive result, also the ability to identify and compare intensity of the taste of that compound across different sample strips. The ability to taste other compounds also is part of the phenotype, or expression of the gene. Its not expressed in exactly the same way in all people who have it. Genetic testing is obviously the definitive determination. The person who identified this supertaster ability was a psychologist, not a geneticist. The science has come a long way in the past 20 to 30 years and many popular articles are still written based on the original research on (and ideas about) the subject....See More- 6 years ago
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