Hotels and Covid-19
6 years ago
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Crazy to apply for mortgages / house hunt during Covid-19?
Comments (14)I had a great conversation with my bank today, through whom we hold our current mortgage, and with whom we will apply for this one. They said a letter of pre approval is good for 120 days. The banker said it is very easy to get it extended thereafter, they would just need to recheck our credit scores, and that there would be no more paperwork that we have to submit for the renewal of an additional 120 days. She mentioned having a client who is now on her fourth renewal! The banker encouraged us to get pre-approval for a higher amount that what we are looking for because she is confident we will qualify and it is obviously much easier to get a montage for a smaller amount than the pre-approval, but a lot of last minute work to apply for a montage that is higher. She sent me all of the paperwork to get started and said they would all be working from home next week if I had any questions. She said the biggest hiccup she sees now in the buying process is getting appraisers out to a property. But that is quite far down the road for us. I'm glad to have something positive to focus on by getting all of our paperwork together. I'm sure it might take longer than usual to get verification of whatever we may need from employers as HR departments seem quite slammed with organizing work from home capacities. Lindee Lee, I'm sorry for your Tenant and in turn for you too. I hope there is a lot of government support and forgiveness for both renters and landlords who need their rent checks. I just looked at the financial support net that England is rolling out. It is enviable and will keep their economy in much better shape....See MoreAlaska and Hawaii Covid-19
Comments (5)The State of Hawaii is now limiting flights between the islands. Hawaiian Airlines has one flight a day, HNL-LAX. Hawaii was entirely too slow to shut down -- wanted every last tourist dollar. Although it is a state, it's 'third world' in some aspects. We have a couple in our Maui condo. They arrived Maui before the state shut down and had been in a hotel. They are booked to mid-April. Can't be fun. They're self-isolating. The complex has closed the pools. All beaches are closed. There's only take-out from restaurants. Maui Memorial only has 29 ICU beds; only 27 ventilators. They are always short of staff -- not a big pool of workers on an island in the middle of the Pacific Ocean, where rents are sky high and almost everything is imported. We employ an agency to look after our condo and our guests. They also rep hundreds of condos on Maui (and some on Kauai). They are on skeleton staff now, but told me last week that they are accepting bookings for May. (Not me!)...See MoreSupertasters Less Likely to Get Covid 19 Or Be Hospitalized With It
Comments (30)Carol, that’s the point—-there are different ways of testing for the gene and none involve preference. If one can detect very small amounts of a bitter compound (long chemical name usually abbreviated as PROP) on a test strip that is a positive result, also the ability to identify and compare intensity of the taste of that compound across different sample strips. The ability to taste other compounds also is part of the phenotype, or expression of the gene. Its not expressed in exactly the same way in all people who have it. Genetic testing is obviously the definitive determination. The person who identified this supertaster ability was a psychologist, not a geneticist. The science has come a long way in the past 20 to 30 years and many popular articles are still written based on the original research on (and ideas about) the subject....See MoreCovid-19 Booster Shots -- Strength?
Comments (7)Thanks, all. I *know* the original doses. I *know* that my third dose, as an immunocompromised/Old Lady candidate, was the same 0.5 ml as the first two. My question is about the projected 'boosters'. Will a booster shot be 0.25 ml? Yesterday my DH was 'shot' with a third dose at our local CVS. He's a healthy 83. I wonder if pharmacists are just vaccinating anyone who walks in, regardless of age or health status, as long as they don't say they have health issues that would preclude getting the vaccine. "Qualifying" is pretty informal. We each had our second doses March 5, not six months ago, let alone the eight months being projected for 'everyone'. BTW, my third full-dose reaction was minimal. Sore arm and feeling a bit 'off' for two days. DH says his arm isn't even sore....See More- 6 years ago
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