Fender bender, today :o(
7 years ago
last modified: 7 years ago
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Daughter's car got T-boned today, grrrrrrr
Comments (21)Good thing you don't live in communist Canada. Well an elected dictatorship anyway. Manatoba has AutoPac. Government controled and implimented auto insurance. No AutoPac no car. It's that simple.Their valadation sticker is on your plates. They even control your drivers licence. We are the only place in the world that i know of that you get convicted of the same crime 4 times. The courts get you. AutoPac gets you. D.M.V. gets you, and the police get you. This is just a motor vehicle infraction. Just be thankfull you have a choice. Ex. D.U.I. it is a 6 month suspention. $500.00 fine. After everyone gets a piece of you it becomes minimum $1000.00 fine $250.00 for Alcohol rehab. $250.00 for the cource. Drivers licence goes from $40.00 to $100.00 with a $200.00 sir charge. Yes the police are involved instantly if it is D.U.I. or just an accident. If we have one accident that is our fault even if you haven't have one in 20 years our insurance goes up 50%, we lose every discount we ever got and our drivers licence goes up $200.00. If your car is a right off you lose it. Yes they take it unless you want to buy it back. They remove that price from your pay out. Just be thankfull you have a choice. We don't. If i could get my green card i'd be down there so fast i wouldn't hear a dial tone from the I.N.S. I'm sure after this comment the R.C.M.P. may be banging at my door. I think i used a few BUZZ words that shouldn't be used. If you don't hear from me in the next month or two you'll know what happend. Just my input. Some light reading for those that might be interested....See MoreNow the left side of my car got hit today :o(
Comments (35)Glad that it wasn't a bang on the driver's door, girl! Not long after I got this car, I thought that I went into an intersection on a green ... and a car that came through three lanes hit on the driver's side ... but back at the back tire area. I was ... substantially ... very substantially ... thankful! It seemed to be the general concensus that I'd run a red light ... but I figure that he ran a yellow, as when my car had been turned around about 180 degrees - there, staring at me through the windsheld, was a green light, in the same direction that I'd been travelling ... and if I'd run a red light, it should have been red! Anyway - I also like to pick spaces in parking lots where I can drive out (but must confess to being a bit too lazy/(mis-guided?) to back into empty spaces). I hear that a bit of a longer walk is good for one's constitution? By the way ... did you say that the grandkid is wanting a car? Hhm-mm-mm-m! Hope that the rest of your weekend goes better. I, too, value my wheels ... and one needs be extra careful around here, for if one in 70s or higher is in a fender-bender or two, one is liable to get a letter from the Ministry of Transportation to say that they are cancelling one's driving permit. We have a discussion session of about an hour and a half with about a dozen others, with a test of knowledge and signs, with some being selected for a driving test, every two years after age 80. ole joyful P.S. As I was fairly sure that there were still quite a few good miles in that little 20-year-old Mazda that I'd bought only a few months earlier, after the accident I chose to repair it, at a cost larger than I'd paid for it ... partly for environmental reasons, as it costs a great deal of scarce and precious fuel to dig iron ore from the ground, smelt it, then carry it through all of the manufacturing operations ... plus add quite a lot of petroleum-based plastic, to build a new one, but repair is mainly a lot of work. In addition to the amount that's added to global warming ... and pollution. o j...See Moreravencajun: fender bender update
Comments (6)My car is still in the shop after my little hit and run incident Feb 13. I spoke to insurance company today. They're sending an adjuster out. Hope I'll get it back soon. Luckily there are 3 cars in my family plus the weather's been nice so I can walk if I really need to go somewhere. Today I'm driving dtr to school (college) so I'll have her car to use for the afternoon....See MoreTell me your frugal tips, please! :o)
Comments (41)I agree with Donna, make a written budget and stick to it. Allow so much for "fun" money out of it too because more than likely you're going to spend it anyway and you need to be accountable for it so you know where your money is going. I allot myself/kids $100 a pay period to just blow on whatever. So much for food, don't go over the amount so before shopping you need to write down what you plan to buy and keep a running total either with a calculator or by rounding off in your mind. I allot $200 a pay period for food and other household items like toilet paper, shampoo and other necessities. Movies, eating out comes out of the "fun" money. Up until I decided to give up sugar I was still buying an occational white chocolate mocha at Starbucks on my way to work. It came out of the fun money. It's amazing when you do a budget how much extra cash you come up with that you were just blowing. 2 1/2 years ago I was living paycheck to paycheck. I had a good paying job and so it was frustrating not having anything left after paying my bills. I decided it was time to get out of debt and started trying to pay off my debts one at a time. Then at the end of the first year I started listening to Dave Ramsey on the radio, I started doing a written budget and paid off as much in six months as I did over the whole previous year. I still have a ways to go and went off his plan a year ago to save for our upcoming trip, using the same budgeting principles. The whole trip is being done with cash. Get rid of credit cards and other loans because that's what eats away your money like it's nothing. I have 3 loans now besides my house payment and those 3 will be gone before the end of the year. Plan for birthday gifts and Christmas by saving for it each paycheck. Less likely you will have to charge those gifts at the last minute. Same with vacations. Oh, and if you blow the budget one pay period don't throw your hands up and give up saying it doesn't work, because you're going to mess up every once in a while. Have fun staying at home and enjoy your kids while you can. Sooner than you think they will be teenagers and heading off to college. ) :...See More- 7 years ago
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