Almost bought a flipped house...what a nightmare!
dannirose
5 years ago
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Bri Bosh
5 years agoet phonehome
5 years agoRelated Discussions
Buying a house: what's the process ?
Comments (11)Hey, not all the jobs at HGTV involve having anything to do with producing the shows! The poor guy might work in the mailroom or as a computer geek or answering phones, and might be bored stiff by actually watching the shows his employer makes. :-) Goodness knows most of them are pretty useless and lame, and are only good for the giggle value. Personally, I would not take the HGTV buying/selling shows as sensible advice on the real nitty-gritty of purchasing - they skim over a LOT of details, show people doing really stupid (IMO) things like buying a house on impulse without an inspection or prearranging financing or any of that boring stuff, don't get into the intricacies of the different kinds of financing. Do they tell you to make sure to check your credit scores and credit record for errors before you start trying to get a loan? Not that I've ever seen. Do they tell you to do as roselvr, jebtb, and mike73 did and make up a budget before falling in love with a property you absolutely HAVE to have but find you can't afford once you're actually living there? Haven't seen that either. Yep, banks and brokers may tell you you can afford a lot more house than you really can - when we bought this house in '04 the bank said we could afford "X" amount, while when _I_ ran the numbers our budget outline said we should be topping out at 25% less than that (and ideally a third less; we hit that mark pretty close) to avoid being totally house-poor, and the budget was still a bit snug ;-) at times when we had unusual medical expenses (like DH breaking his dental bridge to the tune of $7k) or some other problem. Crazy. One would think with all the defaults lately they'd be cracking down but a friend of mine is househunting and it's truly disturbing how much her broker told her she could borrow - almost half again what I thought good sense would suggest. I told her to stick to her guns and not submit to the temptation to look at houses outside her common sense parameters... even if she didn't get the fancy-schmancy everything-she-wanted-with-a-cherry-on-top house, she was going to appreciate it when she didn't have to give up movie tickets and Thai takeout to make her house payment. Aaaaaanyway... When we bought this house (first time buyers) I really appreciated the "Home Buying for Dummies" book, along with "100 Questions Every First Time Home Buyer Should Ask" by Ilyce Glink. We didn't really have anyone we could trust to get us through the whole process, we only knew one person who had bought a house locally in the last decade and neither his REA or mortgage person ever returned our phone calls! (Guess they didn't need our business? Most of the REAs I called this time around never bothered to get back to me either. Out of the half-dozen or so who did, 2 never showed up for their interviews, and we ended up going with the one REA who coughed up the promised CMA and returned our phone calls! It was as bad as trying to find a contractor. I don't even want to think right now about trying to find a mortgage broker. We were't happy with the one we used last time on referral from our agent, and we still don't know many people who have bought recently. There's a temptation to just say buggrit and use our RE agency's in-house mortgage/title company.)...See MorePhotos of my almost done White and Walnut kitchen/mudroom remodel
Comments (96)Tamara....I know this thread is old, but your kitchen is simply stunning! Are your cabinets Chantilly Lace? I read you kitchen delays and had to smile. I've lost weight and sleep over my darn remodel. Who knew how stressful this would be? If you used Chantilly Lace did you paint your ceiling the same. I just ordered my paint yesterday and I'm freaking out that it might be too bright........See MoreSeptic Tank nightmare
Comments (22)So the issue is that we could not pump our tank because a giant tree is growing over it and it is slanted into the ground. We have a really small house with one toilet. And it is slow at times, but no backing up thank goodness. I also needed to vent and new perspectives on the septic system since we are new to all this. This is past week, my husband and I bought an axe and root saw and we tore apart all of roots above it so we can access one hatch. There is a gap between the lids (less than an inch) that were covered with garbage bags. When removed, we noticed that every time we take a shower or flush the toilet, it over flows into that hole. Not a nasty smell -- just a bit icky. As for the temporary solution -- we are planning on getting it pumped now that we can get it open and seeing if that solves our issue for now. It was hard work for the two of us, but we are glad we finished. As for the price of the septic tank, it is for a tiny house (we are at 1000 sq. ft.) with only one bathroom. Honestly, it is a small apartment size. 10k is a significant percentage of the house value which is the issue. We won't likely recoup a lot of that value unfortunately. The other complication is that they want us to raise the lines above ground so we would have to build a hill into our backyard which is unpreferred. Although I guess it would be more exercise for my overweight dog. You know, throw treats on top of the hill....See MoreLooking to buy this house, what to do when I hate grey cabinets
Comments (45)If we do end up buying, it will be a few years before we could do a reno. By that time, I probably won't even notice it LOL. But I think for the time being a colorful rug, towels, and such would absolutely do it favors! Maybe even incorporate a gray/brown color scheme into the family room could help the gray feel a little warmer. As far as the flooring, given time we could change out the tile along with new cabinets, appliances, and floor plan for the kitchen....See MoreDenita
5 years agoWhitelacey
5 years agoSusan Davis
5 years agoqueenvictorian
5 years agoDenita
5 years agoPatricia Colwell Consulting
5 years agoTony Stevens
5 years agoDora williams
4 years agoSuper Lumen
4 years agoHU-362911925
2 years agolast modified: 2 years ago
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