Any life-changing event that was very hard work?
8 years ago
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Life Changing Decision to Make
Comments (6)If you want to raise your daughter,and especially if you want to have another child, I think you ought to think seriously about staying home, even part time. The reasons you list for continuing to work pale in comparison to the things you gain by staying home to raise your kids. Your house is only 26 years old- that's relatively young for a house. Even after remodeling, is it dangerous or hazardous to live in, or is it a quality of life issue? I think in 50 years, looking back, you'll be much happier if you get to look back on raising your own children, even if it was done in a house that wasn't perfect. Besides, you can move in a few years,once your second child is going into preschool or kindergarten and you're back at work. Maybe at that point you'll be able to find a home in the district you're currently in. Or you may have to switch schools, but as long as you're in the same area, your kids will still be able to see old friends and life will go on. Your quality of life will only be compromised for the first few years. Your husband will probably get a raise or a bonus, and in the meantime, you'll definitely find ways to save money. Eliminating fast food and eating in resturants is a very very easy way to cut down on expenses- at one point, when our son was very young and we were very tired, we found we were spending up to $600 a month just on eating in restaurants and eating lunches out. There will always be things in life that you want, and will be out of reach unless you continue to work. a nicer car, an nicer house,etc. but your kids will only be little once....See MoreI have made a life changing decision !!!
Comments (35)Congrats...You know I watch a lot of documentary and NatGeo productions and I see all these different cultures that have so little and are so obviously happy. Last night I was watching My country, My kitchen and there was a chef on there from Viet Nam....She took us on a trip to her country and cooked native foods in her family's outdoor kitchen. Poverty Level digs by our standards and yet, you could see the love and pride in the family and the fact that they were all together as a family from age 102 to an infant speaks loudly. Just walking through the mall disgusts me to see all the crap there waiting for people who feel like they have to have it..........and some times when they can't even afford it. I hope you find what you are looking for and it is a wonderful lifestyle for you.....Just...See MoreLife events that changed you as a person?
Comments (40)In 1998 DH had a really good-paying job for that time (actually even for now) & a pretty big 401k for someone not yet 30 years old. I had a pretty good job & fair balance in my 401k. We also had a house payment & one car payment. Then DH decided he wanted to leave the security of his job & start his own business. I didn't want to do that, but that was his dream. I worried that if I refuse to even try that he'd always resent it. So he left to start the business, which actually went very well at first. We weren't as prepared as we should have been with savings in the bank, etc. But we needed to make a fairly quick decision due to a large project that we would lose if we spent too much time considering. Then he decided that he should start another related business. I worried that the time he would have to put into the startup would take him away from our main business, but he was sure it would be okay. Several months before DH left his job, we found that my mom's cancer had spread again. She was given only months to live. DH left his job in Aug, my mom died in Feb, & I was laid off from my job in April. That's a lot of major life events in a short time. For quite a while, my life involved working full-time, helping my parents at night & on weekends & doing the accounting for DH's businesses when I had time. I admit that I was distracted by the demands of working full-time & helping care for my mom. My dad was very difficult to deal with during this time. He was having a hard time accepting that mom was going to be gone & he was very angry & demanding. This made my life even more stressful. After I was laid off, we decided that I would work with DH managing the office & doing the accounting. So I sat down one day & really began looking at the bills. I knew we had been charging a lot on our credit cards. DH's original business, which had done well at first, was indeed suffering because he was spending too much time getting the other business started. He was putting off projects & the cash flow had really decreased. We were more deeply in debt than I had imagined. Things began to turn around some, but we were unable to make any progress on our debt. I kept the bills paid & made sure that our credit rating wasn't affected, but I was paying minimum payments on most things. We eventually ended up forfeiting his 401k to help pay some of our debt. Even so, we still had problems because business had dropped off. I sank into a very deep depression & was suicidal. Those were really dark times. My doctor believed that it was just too much happening too close together. He felt that I might have been able to handle things better had they not all happened one right after another. I did go on medication & it helped a great deal. I finally got up the courage to ask my dad for a loan. I was raised to be very private about finances & to not get into debt except for something major like a house or a car. It took a lot for me to admit to my dad that we had so much debt. After I explained the situation, he had one question, "Why didn't you come to me sooner?" He wasn't happy that we had gotten in so deep, but he was more than willing to help. He told me to get him a list of everything we owed & bring it to him. We then went to the bank, where he used one of his CD's to secure our debt. Consolidating it into one monthly payment with a much lower interest rate made it so much easier to deal with. DH went back to work with his old company soon after. We closed one business & sold the other to a competitor. I learned a lot from those bad times. One thing is that I make sure to pay close attention to our finances regardless of how busy or distracted I am. The other is not to let my pride get in the way. My dad would have helped us much earlier if I'd just swallowed my pride & asked, instead of pretending that everything was fine. I also learned that depression is an illness & not something that you can control. I used to think that there was no such thing as real depression & that people were just weak because they gave in instead of forcing themselves to be happy. I now know the truth about depression....See MoreAdvice for mid-life career change after cross-country move?
Comments (32)juddgirl, I'm a mid-life MSW and I'll say that it doesn't lead to many low-stress, low-confrontation jobs and most entry-level jobs for MSWs don't pay enough to warrant the cost of the degree. I'm in a job market similar to the one you'll face in Tennessee and nearly everyone I went to MSW school with five years ago regrets the degree due to low pay and high-stress positions. That said, if you do attend an MSW program you will make valuable community and employment connections while you are in school, and with your law degree in hand as well, you will no doubt have a different pool of jobs open to you than the "average" MSW. My advice to anyone of any age about getting an MSW is to find five people in the area where you might want to practice, who have been working as MSWs for at least five years, and ask them whether they would advise their own child or best friend to pursue an MSW. My experience suggests that 4 out of 5 will advise against it. My DD wants to follow in my footsteps and I am working hard to convince her otherwise. MSW school is a racket if ever there was one....See More- 8 years ago
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