Question/complaint...people who talk on speakerphone
8 years ago
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- 8 years ago
- 8 years ago
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For those of you who are Buying
Comments (38)I feel for the OP, but I agree that you have to tolerate buyers and learn to live with it. We sold 3 yrs ago and I would never want to go through that again. Took 3 months for the first offer and people came at all times, day and night. We lived close to NYC so we would get people coming after work and had many evening showings. All our weekends were shot. Couldn't plan anything because the house had to be clean and we had to leave. One thing which helped was our Realtor tried to be present at each showing. I don't know how she did it, but she would arrange the showings to fit her schedule. I know many people don't like having the listing agent present, but for us it worked. We always got feedback because she was there. She kept an eye on what went on, although she didn't follow anyone around. I think presence was enough to prevent problems. I don't know if your agent could come during showings. It would help. I did find people showing up, unannounced unnerving. Our house was set back from the road quite a distance, and occassionally someone would be near the door or in the yard taking pictures. It would startle me and I didn't like it. I almost called the police on a few occassions. Now I'm a buyer and I try to respect a house and a schedule. Sometimes missing an appointment can't be predicted, it happens. I always turn off lights and close doors. Selling takes a lot of patience and strength. You are probably new to the process, hopefully your house sells quickly and you can be done with it. If not, you'll learn to 'roll with punches.' Good luck, Jane...See MoreBorrowers Caught in Foreclosure Nightmare
Comments (35)A large part of the problem has arien frm the 'electronic recording' of note. Instead of actually shuffling paper, an electronic database is used to 'record' ownership of the notes. This was done to speed yup sale of the notes, and avoid the recording fees jurisdictions require to actually record the ownership of the note at the court house. There have been hints of problems dating back a couple years. Dutsche Bank created a shell company to securitize notes and issue bonds backed by the notes. They then wanted to save even more money and rolled the shell company into Dutsche Bank. When they then tried to foreclose on some defaulted notes, the court required them to prove they actually owned the notes. All they had was ownership of the bonds, the notes were still in the name of the dissolved shell company. It would be like you purchasing a Fannie Bond, and then claiming the right to foreclose a note 'included' in the bond. You own a bond from Fannie, NOT the underlying notes. Fannie owns the notes, and they are the one who must foreclose. The electronic recording database is a private company, set up just to make buying and selling of the notes faster and less expensive. Some courts have allowed the company status as the 'owner' of the notes, others have taken issue. For may years the whole thing was handled on paper. Each seller added a transfer of the note ownership to the paper file, and then had the new ownership recorded at the appropriate court. This 'hampered' the secondary market, so the recording database was created. At least some of the title insurance companies have had some heartburn with the lack of public record. Only the actual owner of a note can release the note (or someone they directly designate like a settlement company for sales). With ownership of the note not clearly and publicly recorded, how is anyone to judge if the release on full payment is valid? Just as with a quit claim deed, you can only convey your actual interest in a property. A quit claim for the Empire State building I might give you conveys nothing, since I have no interest in the Empire State building. In the name of faster they have managed to cause clouds on titles that may take some time to unwind, and in the meantime owners who have defaulted will escape foreclosure until the courts are satisfied with clear ownership of the notes (and not simply a bond backed by the note)....See MoreRefusing to communicate...UGH!
Comments (15)I had misunderstood your post--I didn't realize you were talking about what the children themselves would think. And I hope it didn't seem like I was suggesting that OP and her husband discuss their strategy in front of the kids! No way. The goal would be for the children to witness everyone being very civil, so, no speakerphone in front of the kids, of course, if BM is going to be verbally abusive. OP and her DH should model civility and not respond to or be reactive to rudeness. Our counselor emphasized over and over that children are NOT served by thinking their parents might reunite when there is no chance that they will. Instead, the new couple should present a good role model of a good marriage. And in a good marriage, it is a no brainer that one does not permit belittling or insulting of one's spouse. And that includes someone who treats one like a romantic partner, regardless of the past. The counselor said that children in a blended family feel the most secure with two conditions: the new couple is stable and loving; and, the new couple and their other bioparent have a good working relationship. It's important for the married couple to work together on a system where all the parents cooperate. Otherwise the kids sense a polygamy kind of arrangement....See MoreShould I break up a Wolf/SZ suite for a Blue Star?
Comments (14)applnut2 "If you do the same sort of search for Wolf, you'll find the oven enamel problems on dual-fuel and in wall ovens, yes, but most people, with the I-agree-shameful-exception of "wekick," will also say they received very good service from Wolf on that issue." ____ I'm sorry that you have had so much trouble with your range. It is very disheartening. There is a class action lawsuit that claims wolf has not honored their warranty in this issue. It only covers appliances bought after 2011. Mine was before that so am looking into another one. There must be enough people with problems that it makes it worthwhile for the lawyers. I have not seen anyone have bad service with Wolf while under the two year warranty. Most of the wall ovens fail in that time frame. Not sure what happens after that if it fails again. The ranges seem to fail later and are then out of the two year warranty. It then seems to vary whether you get the above and beyond or not. The AG does not have the blue enamel so no issues. malbacat "While we were still in the remodel phase we stayed with friends who have a Wolf 36" gas range top....Now that I've been cooking on my RCS, I don't feel the Wolf is as powerful as the RCS even though the Wolf burners are 18K btu and the RCS ones are 15k. But I doubt you'll think the Wolf burners are wimpy. They aren't. You'll be happy with either the Wolf or RNB I'm quite sure." ___ Th e Wolf rangetop is 15K on the dual stacked sealed burners and 16K on the older style semi open tray style. They do have new ones on the DF range and rangetop that are 20K and 18K. malba2366 "I know a lot of people on here prefer open burners to closed. With a good set of clad cookware (multiple layers to conduct heat evenly) or cast iron both will be just as good. The only place you will see the benefit of the open burners in a meaningful way is with wok cooking where you want heat concentrated at the round base of the pan." ____ You have to look at why people want "open" burners. Some mean that they want the higher BTUs. Some want the more upright flame of an uncapped burner-especially with the 25K BTUs. Some like the way the open burner tray cleans. I do agree that cookware can contribute to even cooking but cast iron (and steel) are poor conductors of heat and prone to hot spots. Heavy gauge copper and aluminum are the best and multiplied falls somewhere in between depending on the thickness of the conductive layer. The cast iron would benefit from the star shaped burner of the BS as long as the pan is sized to the burner....See More- 8 years ago
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