If I ever get to retire, I will not own a telephone at all.
eclair
6 years ago
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Marilyn Sue McClintock
6 years agoRelated Discussions
I'm stupid. I got bit by my own dog....
Comments (65)The first one or two might have been some sort of a rescue. Loyal was from her '05 batch of puppies and she kept him. Read above in one of the posts. She's planning on letting Isis have two more litters before that dog hits RETIREMENT so she can maybe get a female puppy she can't part with to keep while the rest of the litters would be given away again. But then she might get Sagira back that could also have litters of more puppies but she won't know until February. A female puppy could keep her breeding program going since Isis will be to RETIREMENT age soon. I don't think any of her dogs are spayed or neutered. I guess with so many animals getting nuked because there aren't enough homes to go around why is anybody breeding hybrids OR making more puppies of any breed that need homes with all kinds of low cost spay-neuter programs out there? These hybrids aren't exactly great family pets and they do seem to bite and kill a lot so why do it? These hybrids don't have behavioral issues, those are their behaviors. Her own husband said she should have known better than to get close to the sharp end. HELLLLLLLLLLLLO! These aren't great pets, they even gnaw on each other....See MoreI need all the help I can get
Comments (15)Hi Mark, we're also in PSL - near Airoso & St. James. I don't do veggies but I do have one idea for you. My husband and I used to own a Greenhouse/Nursery/Florist back in the late 80s and we found an amazing product called SuperThrive. It used to be hard to find but I saw it at Lowe's and Walmart recently. The product was developed to help increase the harvest for vegetables (or any plants maybe?) but we discovered that it is incredible at completely eliminating the shock of transplanting. Just a few drops in a gallon of water. We discovered this quite by accident. We used to rent out our ficus trees for weddings. You may know that if you just look at a potted ficus tree wrong, it will drop all its leaves, just moving it from one corner of a room to another would throw it into hysterics. You can imagine how ours felt being thrown into a van to travel to a wedding and back again the same day! We used to have to rotate trees so that the traumatized ones could re-grow their leaves between weddings. One day my husband thought to use the SuperThrive on a group of trees just before they headed into the van and they didn't lose their leaves at all! Since then, we've used it for everything. I think it might have prevented the leaf-drop in your banana trees. I hope this helps your garden this fall/winter! I'm going to try out your pepper idea to see if I can discourage some of our many rabbits - our greyhounds are quite entertained by the rabbits who seem to virtually live in our back garden. They sometimes come right up to the door and peek in at the dogs. It's fun until you realize they've eaten every single viola seedling and half your impatiens!! Urggg. I'm trying again (with chicken wire) this fall. By the way, I followed the link to your FB album and "friend requested" you. Your work looks quite professional so far! Great photos. I'm looking forward to following your progress as you grow food and teach your children. Good for you! (By your spelling, I am guessing you're from the UK. Did I guess right?) Madeline (a/k/a Gram to our grandchildren)...See MoreShould I get my own appraisal?
Comments (6)Well, I wouldn't knock off a 117K without having an appraisal of my own done, on my own. Perhaps your price is out of line with current market values, but I wouldn't take anyone's second-hand say so for that. I know I'm continually beating the same horse here on this forum, but appraisals done for mortgage-getting purposes and appraisals done for other purposes (such as current fair market value) are not always identical. And that doesn't take into account the effect of a poorly selected (or deliberately poorly selected, IYKWIM) set of "comps". Tell your realtor you'll noodle on it. Get a private, qualified appraisal done and see what that tells you. Then you'll have the info you need to decide if a 117K price break is a fair deal or just someone trying to shake you down. And if you do end up ditching these buyers, take a look at the "inspection report" and see if any of those things need doing and get them done, and then don't tell the next set of buyers you'll fix everything on the inspection report. An appraisal should cost less than $1000 even for pricey properties. Money well spent when you're talking 117 times that amount as a possible concession. Ask your attorney, bank, as well as your realtor, for some names to find an apparaiser appropriate to your property. Talk to several, choose one that will take the time to go over the results with you so you get an eduaction in how it is prepared and how to properly interpret the info it contains. The bottom line in it is just the tip of the iceberg in its potential utility. Unfortunately, the documents are often confusing and the process is backwardly reductive; but a good apparaiser who'll take the time to go over it and explain it is well worth paying for. Plus once you know how it's all figured you'll have useful info in every RE transaction you ever make from here on out. Good luck, Molly~...See MoreIs it ever the right time to retire?
Comments (23)Don't forget the ravages that inflation wreaks on our assets. There are two rats that eat our cheese. There's an agency that comes to almost all of us with a question ... and a statement ... annually. The question: "How much did you make?" The statement (for all but *very* low income people), "We want part of it!"! Income tax affects our income. For the parts of our asset base that we choose to invest where we have a guarantee that at the end of the period, we'll get back every dollar of the money that we invested there, along with the rent on the money ... ... there's another problem. Another rat comes along and nibbles a little piece off of one corner of every five dollar bill that's included in that investment ... and off of the corner of every other bill in it, as well. That rat is called "inflation" - $10,000.00 won't buy now what it would ten years ago ... and certainly nothing like what it would have, 30 years ago. Income tax hits our income ... ... inflation hits our guaranteed-dollar investments ... ... (the other investments, as well, really ... but a number of them carry the possibility of a net long-term increase in numbers, to offset the ravages of inflation). ole joyful...See Morekrmarchese
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