Misdirected charity?
8 years ago
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Time saving hint
Comments (13)I spent some time researching the online banking thing. I was a bit surprised. My sister signed up and has been using it without charge (although they tried to and there were some battles). Never thought about the charge to STOP using it! Well going through all the fine print and the agreements, and the part where the $2.95/mo fee is waived, yadda, yadda, well what did I notice? In order to do online bill paying your online account would be automatically upgraded to the "premier" online account and the $2.95/mo fee would be waived for as long as you use the online bill paying. If you stop, well, they didn't say there was any way to get it put back to the free online account. So I decided to stick with the normal, totally free online account where I could check statements and account balances, and keep paying the bills as I have been. Then I went to Qwest and did some more digging. Now they allow payments without a fee. Apparently I could even put it onto my credit card to get cashback! Not totally sure about that but I'm going to check it out. Now I don't have to prepay many months which bothered me since you have to prepay your phone bill anyway which bothers me. So lexi7, another BIG THANK YOU for that tip! People should check into that if they're interested. Although in reality I would likely keep paying it through them anyway, which means it likely wouldn't impact me, I just don't like the sneaky way it's set up. I'm going to continue to pay it through the companies....See MoreSandy's aftermath
Comments (86)Annie I think you'll have to agree that the areas effected by Sandy today cannot be compared to storms of 1938 or 1944? Nor can Sandy be compared to Irene, Floyd, Gloria, Donna, Carol etc. The infrastructure (transportation, electricity, gas) of today are MUCH larger and more complex than in 1938 or 44. The areas are more populated and more developed along the coast than 1938 or 44. Thankfully today building codes have improved and are better designed to allow structures to withstand higher wind thresholds. Fortunately technology has advanced as well, alerting us to storms sooner than in 1938 or 44 allowing those in harms way to evacuate when told, or for those who remain, to become better prepared for what may come. Yes, these areas experience snowstorms and blizzards and probably have (or should have) alternative heat sources - allowing them to stay warm if the electricity goes out for an extended period of time during a snowstorm. The sources helping the area today have done this before. Perhaps not for your particular area, but have on other occasions under much worse conditions than those of Sandy. I think people have to realize that it is going to take a long, long, long time to rebuild - and some may never. I think the important thought for those affected is to hold on. That help is out there and on the way - from all over the country. It just may not happen as quickly as they'd think or like, but its on the way. People need to pull together to stay strong and to stay safe....See MoreReply from Quilt store about Project Linus donation
Comments (9)i just got an email from Project Linus. I thought you might want to see this email: Hello! I am writing you to let you know that the store called me about your letter and offered to try to make amends. They asked if I wanted time or fabric. I said that I would like 2 days free use of their longarm machine and that is indeed what I did. We had a backlog of quilts to be quilted, 125 to be exact. I do not own a longarm and had just taken classes, so for me it was perfect. I was able to quilt 10 baby size quilts in the 2 days. A small dent in our pile but a dent! I just wanted to let you know that this happened. l know that what they did was not right, but at least they realized their mistake and have tried to fix it for the future. Maria SimpsonCoordinator for Project Linus I'm pleased. bkay...See MoreAcknowledging Charitable Giving
Comments (19)A lot of good feed back for the OP except for the first one. Don't feel awkward, most financial advisors recommend a follow up after 3 to 4 weeks if the gift hasn't been acknowledged, but don't wait until years end encase something went wrong. The IRS explicitly requires written acknowledgment from the charity for a Qualified Charitable Distribution (QCD). What bugged me was the first comment from someone who pretends to be a high profile financial professional, which was misleading and incorrect, turning your question into blame, condescension and incorrect. I'm glad others were able to ease your concern with correct information. The problem, First; " I'm not sure there's a need for you to get an acknowledgement because the point of concern under the tax law is the distribution from the plan." If he's not sure why would he make a misleading comment for something this important to begin with? . The second issue is suggesting "Did you alert the charities involved in advance to inform expect what they would be receiving?" So it may be your fault he is saying? Notifying the charity first is rare and not required. So it's just another day pretending as a career to get a dopamine release through attention from under the bridge....See More- 8 years ago
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