When did you start shaving?
9 years ago
Featured Answer
Sort by:Oldest
Comments (20)
Related Discussions
When did you start going out again (with baby)?
Comments (16)I agree, it is definitely easier at this age than, say, 18 mos. At least they don't have tantrums! I'd rather take a baby out than my 2 year old. So, I took them out early, earlier with each one because life just demands it. I had #3 at a school play for #1 they day after we came home from the hospital -3 days old. What am I gonna do, not go to DS's things? I found they slept pretty well when we went out. A lot of restuarants have special seats to put the carrier in. The constant hum of a crowded place would put mine to sleep every time. Though I got pretty good with the sling, too, eating over the baby. Sometimes the carrier is just in the way. Trade of holding her, do your best. Go at off peak times, so you don't have to wait, or call ahead for a table if you can. We very rarely managed dessert -unless we took it to go. Start out by going where you are familiar with the menu and so you can order as soon as you are seated. I really had no problems with movies, either. They slept, and there is no better place for discreet breastfeeding than a dark movie theatre (even the slurping sounds can't be heard :o)). It happened a couple times things didn't work out. But, you go with the flow. We asked for take out boxes for out meals. We left a theatre once when it wasn't working out, the manager saw us, thanked us for our consideration, and gave us passes to come back another time! You don't know until you try, and it's worth it to get out. If you start taking them young, it becomes familiar to them and they go along with it just fine. Go out this weekend and let us know how it goes!...See MoreWhen did you start preparing to move?
Comments (15)We commenced a month ago in preparation for an across the country move in April/May this year. At least a quarter of my beautiful basement floor is currently occupied with large bags my wife marked for charity; they will surely be bringing a large truck. As I stated in another thread, this is doing little to reduce my move volume and weight (34K+ lbs), of all the 'must-have'/'must-move' pieces here. Similar to cz_crap, we will rent a large home (I'm going to hate it) while we build the new home over 18 months. I am grouping and placing items in categories, many in open boxes, for movers to pack and mark them accordingly. I did a similar and successful move several years ago from UK to USA whence 90% of my home was in storage in the UK for a year and shipped days before and arrived precisely on the day I closed on the new house just built; while I was signing title documents at the title company, the 40' container truck arrived from NYC port, at the new home, where my daughter was waiting; truckers only had to wait less than ten minutes before before we were permited to move contents to the new property. This time it will be different, since I'm my own GC and intend to build enough to get a CO; the county is fine with that so long as the area is sealed off from the remaining constrution zone. It will be harder to get a CO from my wife who does not want to move into a 'construction zone' again. She suffered for six months while I finished my basement (6hrs/day and weekends), when I moved it's entire (1000sf of 1500sf) to the home above. I'm not dreading the move but it will surely be challenging, very expensive for home and three vehicles....See MoreWhen did you start saving for retirement?
Comments (48)Jakkam said, "It should be noted that Lindsay's experience with CA state pensions is only relevant between her employer and her specific union. Different unions/employer agencies negotiate contracts that are usually similar, but NOT identical." Gee, my very first comment was, "In California State Service, the terms of the retirement pension can vary according to which bargaining unit covers your position, when you were hired, and what "Tier" you are in." (emphasis added) Did you somehow miss that? Jak went on to say, "Union workers should be aware that at least in CA, CalPERS does not fund any health benefits. All retiree healthcare is funded directly by the agency involved. If your employer has not bothered to set up a separate funding for retiree healthcare, you should contact your union rep and make this an issue - a BIG issue." Incorrect, or at the very least, incomplete. The funds for State employee and CSU employee retiree health care benefits come from the State's General Fund, as allocated by the Governor's Budget each year. Perhaps you are thinking of other public agencies such as city and county government agencies and School employees. In fact, the CalPERS site for Health Plans & Rates for retirees says on the link for Public Agency and School Retirees, "Contributions vary by employer. Contact your employer's personnel office to find out how much they contribute toward your health premium." Click on the link for State & CSU Retirees and you will see the following: "The state employer contribution amounts for 2017 are: "One-Party: $707 "Two-Party: $1,349 "Family: $1,727 " The only difference in the amount that State retirees receive towards their health insurance costs is governed by the length of time of their service. Different "hired by" dates have different vesting requirements to receive the full amount of the State's contribution: (1) If you were hired before January 1, 1985, you are entitled to 100% of the State's contribution; (2) If you were hired between January 1, 1985, and January 1, 1989, there is a 10-year vesting requirement. If you have 10 years of service when you retire, you will receive 100% of the State's health care contribution. For less than 10 years of service, the State's contribution is reduced by approximately 10% for each year of service less than the required 10; and (3) If you were hired after January 1, 1989, the length of time of your service determines what percentage you will receive of the State's contribution. Less than 10 years, you get 0%; at 10 years, you will receive 50%; with 11-19 years of service you will receive 50% of the State's contribution plus an additional 5% for each year over 10 years. If you have at least 20 years of service when you retire, you will receive 100% of the State's contribution. Four (4) bargaining units (6, 9. 10, and 12) now have a 25-year vesting requirement, with different hire dates. My husband and I both had well over the required number of years of service when we retired, so we do receive the full benefit. The amount is more than enough to cover our Medicare Plan B premiums, Medicare Plan B IRMAA premiums, and our PERSCare Blue Cross PPO Medicare Supplement Plan premiums. There is more than enough left over to also cover the cost of our Medicare Plan D IRMAA premiums (our Medicare Plan D is included in the PERSCare Medicare Supplement Plan), but California law does not provide for the reimbursement of Medicare Plan D IRMAA premiums. But the $26.60 per month is the only health care cost we have....See MoreWhen did credit cards start doing this?
Comments (44)While it is true that credit ceilings are based on income and opening new cards requires income verification, credit scores themselves have little or nothing to do with income. One thing to remember when closing cards is to try to always keep the oldest and keep it active by occasional use. My own credit score took a hit when I payed off my vehicle. I pay them off early. I was still in the very good/excellent numbers but still a 24 point hit just for paying off a loan. That's the account diversity part. But it is inching back up and now I am in a good time of closing or opening new credit again and not having hard inquiries affect me much if at all. Another thing to watch for is cards that "upgrade" you to rewards cards and such. Some do it automatically, others have an opt out feature. For example some stores will upgrade you to a store card to a combined use anywhere Retailer/Mastercard for rewards. Often these upgrades are reported as new accounts creating a hard inquiry on you record....See More- 9 years ago
Related Stories

DECORATING GUIDESHow to Decorate When You're Starting Out or Starting Over
No need to feel overwhelmed. Our step-by-step decorating guide can help you put together a home look you'll love
Full Story
DISASTER PREP & RECOVERYRemodeling After Water Damage: Tips From a Homeowner Who Did It
Learn the crucial steps and coping mechanisms that can help when flooding strikes your home
Full Story
KITCHEN DESIGNStylish New Kitchen, Shoestring Budget: See the Process Start to Finish
For less than $13,000 total — and in 34 days — a hardworking family builds a kitchen to be proud of
Full Story
Let's Dish! Did You Watch the Flipping Out Premiere?
Contemporary Remodel Kicks off Design Show's New Season. What Did You Think?
Full Story
VALENTINE’S DAYTell Us: Why Did You Fall in Love With Your House?
What was it about your house that made your heart flutter? Share your photo, and it could make the Houzz homepage
Full Story
SHELVESDouble Take: How Did They Put Together That Wall?
A designer uses modular Ikea cabinets to create an expensive-looking installation in a multistory loft
Full Story
BUDGETING YOUR PROJECTHouzz Call: What Did Your Kitchen Renovation Teach You About Budgeting?
Cost is often the biggest shocker in a home renovation project. Share your wisdom to help your fellow Houzzers
Full Story
FUN HOUZZDid Elves Make a Home in a San Francisco Park?
Speculation has swirled around a Lilliputian doorway in Golden Gate Park. We give you the true story — and a design dilemma
Full Story
EDIBLE GARDENSHouzz Call: What Did You Grow This Summer?
Let’s celebrate the homegrown fruits and vegetables of the season. Post your pictures and tell us about your harvest
Full Story
ARCHITECTURERoots of Style: Where Did Your House Get Its Look?
Explore the role of architectural fashions in current designs through 5 home styles that bridge past and present
Full Story
User