Do You Send Cards and Letters?
Marilyn Sue McClintock
7 years ago
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Comments (25)
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I want to send you a post card from New Orleans!
Comments (37)Laid back - you can't imagine! True 'dat! If the sun would ever come back out, I would do something with these plants besides walk by them very quickly. Haven't even investigated to see if there's a species tag for the Plectranthus, guess I assumed she was a Mona, but maybe not. Probably just good ol' peat in the pots. Until I look, we can fantasize there's some special, magical juju in there! On our way home we stopped at Gulf Islands park in MS and saw an alligator! Up REAL close, I could have touched it. Forgot to say anything about that the other day. Still haven't seen one in AL, but finally, after living down here 6 yrs, I've seen a live gator....See MoreDo you send out Christmas cards?
Comments (11)I've whittled my list down over the years, to a smaller number for several reasons. I don't like to send cards without a personal note of some sort inside and because of my business, this is one of my busiest times of the year and there are time constraints. I don't like to put people into the position of sending cards as an obligation. It should be a joy. I feel I've likely done them a kindness by dropping them from my list. I replace a Christmas card with a note or card some other time of the year. They can respond....or not. I've lost a good many relatives and friends over the years simply through death and the list goes smaller each year. That's the hardest one. The price of postage is getting prohibitory when you can only send two cards for a dollar.....one if it is going over the pond. I do not send out cards to my customers. If they're special to me, I'll make a trip to them and give them a gift.....but I dislike getting impersonal or imprinted cards made out by somebody's secretary. It just wastes a tree. If they have a good product, a card once a year doesn't matter or make them anymore likely to get my business. That given, my list is very personal and easy to handle now. I will choose (or make) a card I think is special. I don't look at the expense, but the thought presented. I'll be more likely to pick out cards for that reason so don't look for bargains. If they're inexpensive....fine. If they're pricey.........again fine. That means cards sent to make money for charities are considered. I'd rather the profit go toward a cause I support than a stockholder....See MoreLetter from the credit card folks
Comments (8)Hi Scarlett2001 Much of the stuff that they do is not written in stone: there's wiggle room. If you call them and make a good case, perhaps they may cancel the increase, or reduce it, or extend the date at which it takes effect, etc. If they turn you down on one proposal, suggest another. Be courteous and pleasant: be sure to mention all of the different aspects of how good a customer you've been (without emphasizing the issue that they've transferred so little interest from your pocket into theirs). If one proposal fails, have figured out ahead of time which other one you'd prefer and run through them one by one, checking them off as you go. Be patient, reasonable ... and persistent. Can you think well on your feet? Maybe do a dry run, with a family member or friend as the credit card agent. Have you had an offer from a different carrier of a low rate for several months on balance transfers, etc.? I've received three, via mail, internet ad and my own search, recently. You haven't? Don't let that sleeping dog lie - ask around among your friends as to whether they have ... and can fish the proposal out of the garbage for you, for if you ask that carrier, quite likely they'll be willing to make the same offer to you. Even if they don't ... when you're talking to your current company, you can say that your friend received an offer at 1.9% for xx months, etc. Nothing requires you to say that you've spoken to the other company, should you have done so ... and they turned you down. Grandma (died in 1950) used to say that one should tell the truth, but [usually] we aren't required to tell all that we know. If you don't get your desired result this week ... call them again next week - some customer service reps are more accomodating than others! If you can't find a better deal in that channel, how about talking to your usual financial agecy - maybe they'll make you an unsecured loan to enable you to pay off the C C balance owing in full, at a lower rate ... especially if you have a bond, mutual fund or stock certificate(s) to offer as collateral. Or try a credit union ... even if you're not currently a member: many are looking to expand, with financially responsible people as members. "You don't ask - you don't get", is a worthwhile proposal for lifestyle that I've heard on occasion. I have an L o C at the bank that was charging at their prime, 4.25% ... but when their prime went to 3.5% ... they wanted a surcharge of 1.5% (different financial climate), wanted me to pay them 5% ... so I figure to buy some stocks using original credit card, then transfer balance owing to a new card at 1.9% (and buy nothing on the new card, for I can't pay any of that new loan off till all of the balance transfer and interest is paid). Now - the "I told you so" ... many of us financial advisors have been promoting having at least 3 months' income available in case of emergency (6 mos.' to a year's worth, even better). How would you be feeling now, if you had built such a cushion earlier, to be available currently? Good wishes for success in achieving a better result than the current situation. ole joyful...See MoreMy Letter I will never send to BM
Comments (8)Ditto what others have said. My step DGS's mother has never had custody of him (age 14) or his one year older brother (who is in juvenile detention for most of the last 7 years, he is 16 now) DH's ex had custody for a while. She was about to lose custody of SDGS and with 6-8 hour's warning, driving time from her place to ours, she dumped him off on us. He was 9, special needs, largely non-verbal, etc. We educated him for 5 years and the changes were phenomonal. He became a real human being with a sense of humor, a demon at math, could read, etc. A great change when you consider he knew 1 0r 2 colors and 1 or 2 letters when he came to us. He would eat only KFC or McDs. KFC mashed potatoes but not homemade. McDs burgers, but not homemade, etc. He told us he loved us. Our hearts were broken when she decided to keep him after this summer because we were "mean" to him. Let's see, we made him do his special ed homework, taught him to like homemade foods because we rarely eat out or eat fast food, he had to clean his own room, put away his own clean laundry, choose his own outfit to wear each day, take out the trash bag once a week, don't pinch the dog, things like that. Real mean teaching him to strive for independence, unlike the way he was before, in X's words "infantile and degressing", soiling his clothes several times a day, only playing video games at home and school, etc. He perfected this retarded "deer caught in the head lights" look whenever he got caught in wrong-doing or didn't want to do something, like reading homework. He wasn't dumb at all, he was playing us and we caught on to his little bags of tricks. He would get quite mad and could be quite verbal when his ploys didn't work. His fits came less and less going from a dozen or more a day to one every couple of months and even those were relatively mild....See More
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