Five months car free
10 years ago
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Would you pay $100,000. for five more months?
Comments (16)Well now, upon rethinking the situation based on some above posts, if Bully would make an outright gift to me of 100K I'd pay and spend, again assuming that I was not in a lot of pain. Yes, I could pay for it myself , but why should I when I'm single with only two cat kids and relatives who really don't need what I might leave them in a will, which BTW I must update, so yes, I'd greatfully accept the gift of 100K from Bully. ( smile) What say there Bully, you've got my home address, my direct e-mail, b'c I just was informed by someone that what they sent me thru GW mail never got to me, and I'll be sitting in front of this computer waiting for your reply by e-mail, or a public pledge here, or waiting each day for my mailperson to deliver your check to me, or waiting for Tom, my friendly UPS man to come, or the Fed-ex ground or Fed-ex air or the DHL, nee Air-borne express, persons to ring my bell, as it were, to deliver your check or money order and accompanied with a gift of heirloom tomatoes if the season so allowed. (smile) Carolyn...See MoreSelling car by owner, then buying a car by owner
Comments (13)Funny stories about different transactions. Bill_h, I'm glad to read that in the Motor City, it's somewhat of a free-for-all. It just seems appropriate, being the home of the U.S. auto industry. One thing that can work well for selling a car -- if you're replacing it with a new or used car from a dealer -- is what dealers around here call a "courtesy trade." You and the buyer of your car agree on a price as usual, then you and your buyer go together to the dealer where you're buying your new car. The dealer shows your old car on the sales documents as a trade, with the value being the price the buyer is going to pay for it. This saves you on sales tax in many states. The buyer then purchases the car from the dealer for that price. I know of many dealers who will do this for free, as a service to the person buying the car from them. A few charge the buyer a standard "paperwork" fee. They're willing to do it even though they make no money on the sale of the trade because it can help you buy the new car, since the buyer is presumably giving you more for it than the dealer would have....See MoreAdvice? - Carless 4 Months and Counting!
Comments (27)I was going to suggest contact the car maker and finding out if the part was even being made any longer. Since you have now done that and the answer is no and a not so likely for the future, I would go back to Geico and tell them what you have discovered (and in my mind their adjuster should have made a call and figured out as soon as there was no anticipated date on a back order with a waiting list). That can't keep you on hold forever, At this point, the car, even partially repaired is practically speaking a total loss. They have put money into it, but that happens when additional repairs are discovered in progress -- and that is almost always. This is neither their fault, nor yours. It isn't a lack of coverage or errors and omissions of the agent issue like the one above -- it is one of those things that happens and neither party is very happy about. They should pay the value of the car in my book, especially since you have been out a car for 4 months already. That is well beyond any reasonable expectation for a car repair. If they gave you the car back without the additional repair, the car would not be safe and they and the body shop could be liable for another accident that could be even worse. And they can't give you the car in any other condition, so it is time to deal with the reality you've been dealt. You will be out money in having to buy a new car when that wasn't planned. I would play that against their repairs made. Also, the door and any other parts can be salvaged or reused and should not have lost any value since the car hasn't been used. They are really out only the labor, and if necessary to get something to happen, you might be able to consider a split on that -- the shop because they didn't see something as major as an engine cradle being damaged (don't know if they could have or should have before a new door was put on -- might talk to another shop to get a second opinion on that) or the shop might chip in if they have an interest in the salvaged vehicle; the carrier because they didn't inspect the damage themselves (not that uncommon, especially since you are in a more rural area) and because they've left you waiting when they could have and in my book should have discovered the part wasn't being made, and even you just to get some resolution. It might take you accepting something less, but I would try not to and give some if needed to get it done. Texas bad faith law says they are supposed to pay within a certain number of days of liability being established. Now, they were paying for the repair, but I would take the position that when a car part is not available and on backorder, it would be reasonably prudent to make the inquiry with the manufacturer. You found out that wasn't hard at all and you easily found out the part wasn't being made. If they didn't do that, at some point leaving an insured waiting in never-never land is not proper service. If they did make the inquiry and sat on the info while leaving you waiting, then I really do think they were acting in bad faith. If you inform them and they want to still wait for months (no way anyone could say they would make the parts and get it to you any sooner than months, but I think it is doubtful you will ever get the part without waiting for a used one to come available unless they use the same cradle in newer models), I think that is bad faith. It is not the way they would want to be treated. The fact that the part is not available is not their fault, but leaving you hanging when there is no current plan or reasonable expectation that the part will be available in the near future is. Bad faith claims used to allow treble damages. I don't know if they still do. I think that might have changed with some of the tort reform legislation, but I'd look into it. And then I would talk to a Geico supervisor about your position. If the still don't budge, I'd file a complaint with the state board of insurance. I'd also look into a buying a new car and possibly filing suit for the value of the car plus the value of a rental from the time they should have discovered that the part was not even being made. You've been patient long enough....See Moredoggone ramble...five pics
Comments (4)Lianne, those are great!! I especially love the shot of Maddie. You captured all that exuberance! But dog #1 is wonderful, too. Would you say a sheltie-beagle mix? Those eyes!...See More- 10 years ago
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