Week 86: The Basics
Texas_Gem
8 years ago
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mama goose_gw zn6OH
8 years agofunkycamper
8 years agolast modified: 8 years agoRelated Discussions
We gross $86,000 per year, is building a $250,000 house too much?
Comments (14)cape I remember back in 1993 when I got married and my wife and I bought our first home, new construction from Toll Brothers. It was 2750 square feet, 2 levels + unfinished basement colonial. A nice house. The bill when we closed was $290K. We put 20% down so our mortgage was around 230 or so. Interest rate was 7.125%. Combined we were doing a little better than 86K per year, but not by much. When we first bought it, we were both concerned about the size of the mortgage. After 3 years, we were kicking ourselves for not buying a bigger house. Needed a larger tax right off, salaries went up. But we kept the house for another 10 years and without it, we would have never been able to build the dream house we finished last year. I think if the 2 of you have very stable jobs and an 8 month reserve fund (it used to be 3 months, but Suzzie Orman has convinced me that is no longer good enough), and you have great credit and no credit card debt - then you should be able to afford the payments and buy the house. Just remeber to factor in the TAXES and Insurance into those monthly payment calculations. The other thing to keep in mind is that when you buy a new house it won't look like the model. It will have white walls and require a lot of decorating and painting to make it look like the vision you have in your minds. Take a long view on things - maybe a 5 to 7 year plan - to make all that happen. Don't be tempted to start buying lot of stuff and run up your debt. Even though the market is in the crapper right now, owning a home is still one of the best investments you can make in the long run. It is also very satisfying to own a place of your own and shape it into your vision. It is hard work - but worth it. Good luck to you!...See MoreNutritious Meals for 86 year old
Comments (9)At night I would try 2 veggies ,little piece of meatloaf or some other kind of meat, chicken or fish. May have to try different veggies. There are lot in frozen food section but check back for salt content some are loaded, some have almost none. If she has high blood pressure than be sure to get ones with almost no sodium. Some of the ones with sauces are loaded with sodium so would raise her BP if that's already a problem. Canned peaches, pears, apricots, prunes, applesauce or fruit cocktail make good snacks or dessert for evening meal. If she doesn't like water, try weak decaf ice tea, V8 Fusion drinks or any of assorted juices, fresh grapes, cut up apple with skin off, fresh ripe pear, bananas or orange cut up but some older folks can't take much acid so may have to stick to bananas & grapes, melon, or watermelon. My mouth has started cracking in corners from too much acid so I have to be careful & I'm much younger. Jello is easy to eat & can have fruit added....See MoreCan I use 3 - 13"w x 26" high pendants for an 8'6" island?
Comments (10)As The Cook's Kitchen points out, with the bottom of the pendant 30-34" above the island top, the TOP of a 26" tall pendant will be just a few inches from the 8'6" high ceiling. They will look like three semi-flush ceiling fixtures, and not like pendants. Height of ceiling 102" Height of island 36" Space above island 30-34" Height of pendants 26" Maximum available above pendants 102"- (36+30+26) = 10" Minimum available above pendants 102" - (36+34+26) = 4"...See More85°, feels like 86°?
Comments (23)82 here in South Texas, real feel is 91, 71% humidity, and light, misty rain off and on all afternoon so far. 100% cloud cover. I haven't been out of the house today, That's really very low temperatures for this part of the country at this time of year. Our county has 33 COVID19 cases, most of those have happened in the last week. I can't help but wonder if there are really that many more, or if it is just because more people are being tested. Mask wearing has been made mandatory for all businesses, and anyone entering a business. Not sure of all the details, but I'm not going anywhere I don't absolutely have to go, and I will be wearing a mask when I do, as I have been doing all along! This Saharan dust is another reason a mask is a very good idea. Rusty...See Morebbtrix
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