I like having master access, but you can't have the only access to the bedroom be through the bathroom!

Can you take over more of the loft to get everything you want?

My drawing for option B isn't the best - the bath has its own door, a swing door. Each room has random access, you don't have to go through the bath to get to the bedroom.

I think option A. B has the possibility of guests seeing you in your bedroom if you forget to close the door.

There's no upside, and I wouldn't consider B "en suite" just because it shares a wall.

Can I ask what the reason is for not using the Master? I don't get it.

You can close the pocket door (on the north/towards the stairs) to make it en-suite (you can go from the bedroom to the bath in private, with that door closed off to any public space). Otherwise, I really do see your point.

Since my drawing is apparently extra terrible; there are three doors - the bedroom door is a pocket door, the bathroom door is a swing door, and then there is a pocket door that closes off the entry to the entire suite. Basically, there is a little entryway to the "master suite". In normal use, without guests, I imagine I would not use the bedroom door, just the suite door, and bathroom door.

Not using the downstairs master because we both work from home, and will use it as a home office. This is a 3 bedroom, 2.5 bath house, that's already bigger than we wanted at 2600 sq ft. We don't have kids, and don't need two extra bedrooms. If we need one floor living at some point in the future, we can move downstairs. Otherwise, we prefer to have the the office on the ground floor, and sleep upstairs.

Thanks!

Does this pic help?

Oh, NOW I get it. I still wonder if you can expand into the loft so you can have a decent sized bathroom with room to set down a razor on the sink?

Which end of the stairs is the top? For resale option A.

However... I would not go through the effort and expense of building a home without an en-suite bath where I intended to have the master for the foreseeable future.

Consider something like this, across the rear of the loft. Each bedroom has a powder room, and they share the shower or tub compartment.

https://www.pinterest.com/pin/210754457539345735/

The top of the stairs is west/left/by the upstairs master bedroom. Flipping the stair direction is not worth it, as it really doesn't work downstairs.

"However... I would not go through the effort and expense of building a
home without an en-suite bath where I intended to have the master for
the foreseeable future." - so much this. I'm really questioning this part of the project because of this issue. DH thinks I'm nuts, and doesn't care at all about en-suite baths. He thinks its crazy to try and make it work, and that losing closet or loft space to have an en-suite bath is not worth the trade-off. I admit, making an en-suite is proving to require some convoluted layouts, all of which require sacrificing usable space for circulation space.

Oh boy, here we go.......Option C?

On the plus side, it has a 4 ft vanity instead of 2.5 ft like in option B. On the downside, there is no where to hang the towels except on the backs of doors. Also on the down side, I lose some closet space.

One problem I see with option A is that if a guest bedroom guest forgets his or her change of clothes after a shower the guest will be seen by everyone down below going back to his or her room in a towel. The lack of privacy for whoever is using that bathroom to shower is a real problem. We have a similar set up and I hate it so much that I specifically designed the second floor in our new home to prevent that problem.

So.....going through a closet to get to the bathroom is really silly, right?

Option C again (slightly better drawing):

Variation, Option C-2:

So, the trade-offs are:

1) No en-suite bath, but the most closet and loft space

2) Sacrifice some closet and loft space to have an en-suite bathroom

3) Sacrifice the entire 20 foot wide loft in order to have an en-suite bathroom, large closets, and small laundry closet space.

C. With 3). How do you plan to us the loft otherwise? Use it up. You can still have a nice laundry space.

No specific plans for the loft really, just a cozy reading spot/away space. Planned to put a pull out couch or something for overflow sleeping for the rare occasion when we have a bunch of people stay over. I don't really have it drawn, I just show the appliances, but I'm thinking of putting a very small laundry closet there so I don't have to carry most of the laundry up and down the stairs. Mostly, it just seems that 20 feet wide for a bathroom and closets is huge.